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Contingent
    • Price cut: $20K (6/12)
    $709,000

    1174 Penobscot Dr, Soddy Daisy, TN 37379

    3beds
    2,312sqft
    : 
    $4,094/mo
    Get pre-qualified
    Single Family Residence
    Built in 1959
    0.45 Acres Lot
    $679,900 Zestimate®
    $307/sqft
    $-- HOA

    What's special

    Tranquil waterfront settingBeautiful lake viewsScreened porchCovered carport areaLovely kitchenSeparate denOverlooks pine harbor marina
    Affordable waterfront living on Soddy Lake--just in time for summer! Located in a highly sought-after area, this one-owner, 3-bedroom, 3 full bath cabin offers summer water, beautiful lake views, and overlooks Pine Harbor Marina with convenient access to the Tennessee River. Enjoy the relaxed lake lifestyle with opportunities for boating, fishing, kayaking, and peaceful evenings watching the sunset over the water. The home features comfortable living spaces, including a spacious great room with a fireplace, perfect for relaxing or entertaining, along with a separate den that provides additional space to gather or unwind. The lovely kitchen includes an eat-in area, creating a welcoming spot for casual meals, and the home offers plenty of storage throughout for added convenience. Step outside to the deck or screened porch and take in the tranquil waterfront setting--ideal for morning coffee, weekend gatherings, or simply enjoying the quiet beauty of the lake. A covered carport area provides convenient parking, and a separate outbuilding offers great space for storing lake equipment, tools, or outdoor gear. An approved, transferable TVA dock permit for an approximately 1,800 square foot dock is in place, and a survey is available, providing a great opportunity to further enhance the waterfront experience. Whether you're looking for a full-time residence or a weekend lake retreat, this property offers the perfect place to enjoy life on the water. Buyers are responsible for verifying all information they deem important, including property details and any applicable restrictions. The number of bedrooms listed complies with local appraisal standards Some images may be digitally enhanced.
    156 days
    |
    230
    |
    6
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Gina Clark 423-290-4493,

    United Real Estate Experts 423-771-7611

    Source: Greater Chattanooga Realtors,MLS#: 1529877

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Heating
      • Central, Electric, Heat Pump, Natural Gas, Propane
      Cooling
      • Central Air, Ceiling Fan(s), Multi Units
      Appliances
      • Included: Dishwasher, Free-Standing Electric Range, Microwave, Refrigerator
      • Laundry: Electric Dryer Hookup, Inside
      Features
      • Ceiling Fan(s), Eat-in Kitchen, Granite Counters, High Speed Internet, Tub/shower Combo, En Suite
      • Flooring: Carpet, Ceramic Tile, Hardwood, Luxury Vinyl, Vinyl
      • Windows: Blinds, Bay Window(s), Double Pane Windows, Insulated Windows, Screens, Shades, Shutters, Storm Window(s), Vinyl Frames
      • Basement: Crawl Space,Other
      • Has fireplace: Yes
      • Fireplace features: Living Room, Propane, Ventless
      Interior area
      • Total structure area: 2,312
      • Total interior livable area: 2,312 sqft
      • Finished area above ground: 2,312
      Video & virtual tour

      Property

      Parking
      • Total spaces: 1
      • Parking features: Asphalt
      • Carport spaces: 1
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered, Deck, Enclosed, Front Porch, Rear Porch, Porch - Screened
      • Exterior features: Balcony
      • Fencing: Back Yard,Chain Link
      • Has view: Yes
      • View description: Lake, Marina
      • Has water view: Yes
      • Water view: Lake,Marina
      • Waterfront features: Lake, Lake Front
      Lot
      • Size: 0.45 Acres
      • Dimensions: 164.47 x 204.63
      • Features: Back Yard, Cleared, Few Trees, Front Yard, Lake on Lot
      Details
      • Additional structures: Outbuilding, Storage
      • Parcel number: 049f B 002

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cabin,Other
      • Property subtype: Single Family Residence
      Materials
      • Block, Frame, Vinyl Siding
      • Foundation: Block, Raised, Slab
      • Roof: Asbestos Shingle,Shingle
      Condition
      • New construction: No
      • Year built: 1959

      Utilities & green energy

      • Sewer: Septic Tank, Holding Tank
      • Water: Public
      • Utilities for property: Cable Available, Cable Connected, Electricity Connected, Natural Gas Connected, Propane, Water Connected

      Community & HOA

      Community
      • Features: None
      • Security: Security System
      • Subdivision: None
      HOA
      • Has HOA: No
      Location
      • Region: Soddy Daisy

      Financial & listing details

      • Price per square foot: $307/sqft
      • Tax assessed value: $470,000
      • Annual tax amount: $3,351
      • Date on market: 3/6/2026
      • Listing terms: Cash,Conventional

        Estimated market value

        $679,900

        $646,000 - $714,000

        $2,338/mo

        Price history

        DateEventPrice
        7/13/2026Contingent$709,000$307/sqft
        Source: Greater Chattanooga Realtors #1529877 Report a problem
        6/12/2026Price change$709,000-2.7%$307/sqft
        Source: Greater Chattanooga Realtors #1529877 Report a problem
        5/1/2026Price change$729,000-2.7%$315/sqft
        Source: Greater Chattanooga Realtors #1529877 Report a problem
        3/6/2026Listed for sale$749,000$324/sqft
        Source: Greater Chattanooga Realtors #1529877 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,082 -8%$117,500 +25%
        2024$3,352 +6.1%$93,975
        2023$3,160 $93,975
        2022$3,160 +50.3%$93,975
        2021$2,103 -2.6%$93,975 +20.3%
        2020$2,160 $78,100
        2019$2,160 $78,100
        2018$2,160 -33%$78,100
        2017$3,225 +4.1%$78,100
        2016$3,099 --
        2015$3,099 $75,050
        2014$3,099 +8.5%--
        2013$2,856 $75,050 -1.1%
        2012$2,856 $75,850
        2011$2,856 +9.1%$75,850
        2010$2,618 $75,850
        2009$2,618 $75,850 -5.5%
        2008-- $80,275
        2007-- $80,275
        2006-- $80,275 +56%
        2005-- $51,450 +31.2%
        2004-- $39,225
        2003-- $39,225
        2002-- $39,225
        2001-- $39,225 +24.7%
        2000-- $31,450
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 37379

        Getting around

        1 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Soddy Elementary
        • Middle: Soddy-Daisy Middle
        • High: Soddy-Daisy High

        Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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