Discover affordable waterfront living on the breathtaking shores of Georgian Bay in the peaceful community of Victoria Harbour. Tucked away at the end of a quiet dead-end street, this charming 2-bedroom, 1-bathroom cottage offers an incredible opportunity to own a slice of Georgian Bay at an accessible price point - whether you're searching for a year-round home, weekend getaway, or family cottage retreat. Set on an impressive 76 x 294 ft lot with 76 feet of private waterfront, this property is designed for enjoying the outdoors. Spend your days boating, fishing, kayaking, or paddle boarding from the brand-new 100-foot dock (2024) leading to a spacious 180 sq ft waterfront platform. Relax on the sandy shoreline, cook in the outdoor kitchen, or unwind in the standout enclosed hexagon gazebo - a cozy all-season space perfect for morning coffee, evening drinks, games night, or enjoying waterfront views no matter the weather. The property also features a newly built bunkie (2025), three storage sheds, an additional gazebo, and a large 15 x 12 ft deck platform ideal for entertaining family and friends. Inside, the approximately 900 sq ft cottage is warm, welcoming, and full of character. The spacious living and dining area features a cozy gas fireplace and flows into the functional kitchen, while the separate family room with its own gas fireplace offers extra space to gather and relax after a day on the bay. Two comfortable bedrooms and a 3-piece bathroom complete the layout. Located just 1.5 hours from the GTA and only 10 minutes off HWY 400 for an easy cottage commute. Close to shopping, restaurants, marinas, parks, Tay Shore Trail, and everyday amenities, this is your chance to enjoy the waterfront lifestyle without the premium price tag often found on Georgian Bay. Affordable, private, and packed with outdoor features, this waterfront gem is a rare opportunity you won't want to miss.
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Listing updated:
Listed by:
COLDWELL BANKER THE REAL ESTATE CENTRE
Source: TRREB,MLS®#: S13158674Originating MLS®#: Toronto Regional Real Estate Board
Facts & features
Interior
Bedrooms & bathrooms
Bedrooms: 2
Bathrooms: 1
Bedroom
Level: Main
Dimensions: 3.05 x 5.64
Bedroom 2
Level: Main
Dimensions: 2.59 x 2.62
Bathroom
Level: Main
Dimensions: 0 x 0
Dining room
Level: Main
Dimensions: 3.94 x 2.92
Family room
Level: Main
Dimensions: 2.49 x 2.62
Kitchen
Level: Main
Dimensions: 2.31 x 2.49
Living room
Level: Main
Dimensions: 5.44 x 2.94
Heating
Other, Gas
Cooling
None
Appliances
Included: Water Heater Owned
Features
Primary Bedroom - Main Floor
Flooring: Carpet Free
Basement: None
Has fireplace: Yes
Fireplace features: Natural Gas
Interior area
Living area range: 700-1100 null
Property
Parking
Total spaces: 4
Parking features: Private
Features
Patio & porch: Deck
Exterior features: Fishing, Year Round Living, Private Dock
Pool features: None
Has view: Yes
View description: Water, Bay, Lake, Beach
Has water view: Yes
Water view: Water,Bay,Lake,Beach,Direct
Waterfront features: Dock, Direct, Bay
Body of water: Georgian Bay
Lot
Size: 0.36 Acres
Features: Beach, Lake Access, Lake/Pond, Waterfront
Topography: Flat
Details
Additional structures: Garden Shed, Gazebo
Parcel number: 584960043
Construction
Type & style
Home type: SingleFamily
Architectural style: Bungalow
Property subtype: Single Family Residence
Materials
Aluminum Siding
Foundation: Unknown
Roof: Metal
Utilities & green energy
Sewer: Septic
Community & HOA
Location
Region: Tay
Financial & listing details
Annual tax amount: C$2,104
Date on market: 5/21/2026
COLDWELL BANKER THE REAL ESTATE CENTRE
COLDWELL BANKER THE REAL ESTATE CENTRE
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