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    • Price cut: $5K (6/10)
    $454,900

    12205 Choctaw Trl, Culver, IN 46511

    2beds
    2,058sqft
    : 
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    Single Family Residence
    Built in 1974
    0.92 Acres Lot
    $437,900 Zestimate®
    $221/sqft
    $47/mo HOA

    What's special

    Generous rec roomLaundry areaExpansive windowsGranite countertopsOpen airy feelCustom kitchenLarge cedar-lined walk-in closet
    Lake LaTonka living at its finest! Nestled on a quiet cul-de-sac, this split-level home offers breathtaking lake views from every room and sits on a beautifully wooded lot just over 1/2 acre. With more than 2,000 square feet of living space, this home is designed to capture natural light and serene waterfront scenery throughout. The spacious living room features vaulted ceilings with exposed beams, expansive windows, and an open, airy feel that perfectly frames the lake views. The custom kitchen boasts granite countertops, ample cabinetry, and flows seamlessly into the dining area, where sliding glass doors lead to a wraparound deck--ideal for relaxing, entertaining, or simply enjoying the peaceful lake setting. The main level offers a private primary suite complete with an en-suite full bath, a large cedar-lined walk-in closet, and a cozy sitting area. A second bedroom and full bathroom complete the main floor. The lower level includes a generous rec room, laundry area, 3/4 bath, and a workshop conveniently located off the back of the attached 2-car garage. Upstairs, a loft area overlooks the living room and provides additional flexible space. A backyard shed perfect for storing all your lake toys and equipment. This home is an opportunity to add your personal touch, updates and already comes with incredible views and endless potential. Home is being sold as-is.
    110 days
    |
    678
    |
    16
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Christine Patz,

    McColly Real Estate 219-462-2411,

    Craig Patz,

    McColly Real Estate

    Source: NIRA as distributed by MLS GRID,MLS#: 836146MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 3
      • Full bathrooms: 2
      • 3/4 bathrooms: 1
      Rooms
      • Room types: Bedroom 2, Other Room, Primary Bedroom, Living Room, Loft, Kitchen, Dining Room
      Primary bedroom
      • Level: Main
      • Area: 288
      • Dimensions: 18.0 x 16.0
      Bedroom 2
      • Level: Main
      • Area: 136
      • Dimensions: 17.0 x 8.0
      Dining room
      • Level: Main
      • Area: 90
      • Dimensions: 10.0 x 9.0
      Kitchen
      • Level: Main
      • Area: 108
      • Dimensions: 12.0 x 9.0
      Living room
      • Level: Main
      • Area: 304
      • Dimensions: 19.0 x 16.0
      Loft
      • Level: Upper
      • Area: 72
      • Dimensions: 9.0 x 8.0
      Other
      • Description: Recreation Room
      • Level: Lower
      • Area: 350
      • Dimensions: 25.0 x 14.0
      Heating
      • Forced Air, Natural Gas
      Appliances
      • Included: Dryer, Washer, Range Hood, Refrigerator, Range
      • Laundry: Gas Dryer Hookup, Washer Hookup, Laundry Room, Lower Level
      Features
      • Cathedral Ceiling(s), Walk-In Closet(s), Vaulted Ceiling(s), Soaking Tub, Recessed Lighting, High Ceilings, Granite Counters, Entrance Foyer, Ceiling Fan(s)
      • Basement: Bath/Stubbed,Storage Space
      • Has fireplace: No
      Interior area
      • Total structure area: 2,058
      • Total interior livable area: 2,058 sqft
      • Finished area above ground: 1,708

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage Faces Front, Gravel
      • Garage spaces: 2
      Features
      • Levels: One and One Half
      • Patio & porch: Covered, Patio, Front Porch, Deck
      • Exterior features: Storage
      • Pool features: None
      • Has view: Yes
      • View description: Lake
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Lake Front, Lake Privileges
      Lot
      • Size: 0.92 Acres
      • Features: Back Yard, Front Yard, Few Trees, Cul-De-Sac
      Details
      • Parcel number: 503121000170000017
      • Zoning description: residential
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Condition
      • New construction: No
      • Year built: 1974

      Utilities & green energy

      • Electric: 100 Amp Service, 200+ Amp Service
      • Sewer: Septic Tank
      • Water: Well
      • Utilities for property: Electricity Connected, Natural Gas Connected

      Community & HOA

      Community
      • Subdivision: Chippewa Forest
      HOA
      • Has HOA: Yes
      • Amenities included: Park
      • Services included: Snow Removal
      • HOA fee: $558 annually
      • HOA name: Lake LaTonka Property Owners Association
      • HOA phone: 708-601-4182
      Location
      • Region: Culver

      Financial & listing details

      • Price per square foot: $221/sqft
      • Tax assessed value: $426,400
      • Annual tax amount: $5,478
      • Date on market: 3/27/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional

        Estimated market value

        $437,900

        $416,000 - $460,000

        $2,208/mo

        Price history

        DateEventPrice
        6/10/2026Price change$454,900-1.1%$221/sqft
        Source: NIRA as distributed by MLS GRID #836146 Report a problem
        3/27/2026Listed for sale$459,900$223/sqft
        Source: NIRA as distributed by MLS GRID #836146 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,471 +4.9%$426,400 +15.7%
        2024$5,214 +84.2%$368,500 +10.2%
        2023$2,830 +12.1%$334,400 +3.9%
        2022$2,524 -0.2%$321,800 +15.6%
        2021$2,530 +3.9%$278,300 +4.9%
        2020$2,436 -35.6%$265,200 +1.8%
        2019$3,781 +140.7%$260,400 +1.8%
        2018$1,571 -37.7%$255,900 +25.3%
        2017$2,522 +54.1%$204,300 -2.3%
        2016$1,636 -0.6%$209,200 -3.9%
        2014$1,646 -2.2%$217,800
        2013$1,683 +2.4%$217,800 -1.3%
        2012$1,644 +6%$220,700 +0.1%
        2011$1,550 -1.8%$220,400
        2010$1,578 +9.8%$220,400
        2009$1,437 -28.8%$220,400 +11.6%
        2006$2,018 $197,500 +11%
        2005-- $177,900
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 46511

        Getting around

        0 / 100
        Car-Dependent
        29 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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