For sale

Price cut: $19.9K (8/1)

$265,000

123 Payne St, Grand Rivers, KY 42045

3beds

984sqft

$1,653/mo

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Single Family Residence

Built in 1969

10,367 Square Feet Lot

$258,100 Zestimate^®

$269/sqft

$-- HOA

What's special

Sold furnishedClose to the water

Located in the heart of Grand Rivers, this 3-bedroom, 1.5-bathroom home offers a hard-to-find location in one of the most popular lake towns in Western Kentucky. Situated in the city limits and on golf cart friendly streets, you're just a short ride from Kentucky Lake, Lake Barkley, Green Turtle Bay, Patti's 1880's Settlement, the marina, restaurants, and shopping. The home sits next to the city park and close to Badgett Playhouse, putting entertainment, outdoor activities, and local events right at your doorstep. Spacious yard with a great setting in town, while still being close to the water and everything the lake area is known for. Whether you're looking for a full-time home, weekend place at the lakes, or investment opportunity, this location is tough to beat. Sold furnished!

26 days

439

9

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 1
1/2 bathrooms: 1

Primary bedroom

Level: First

Kitchen

Level: First

Heating

Electric, Natural Gas, Other

Cooling

Window Unit(s), Wall Unit(s)

Appliances

Included: Refrigerator, Range

Features

Eat-in Kitchen
Flooring: Carpet, Vinyl
Basement: Crawl Space
Has fireplace: No

Interior area

Total structure area: 984
Total interior livable area: 984 sqft
Finished area above ground: 984
Finished area below ground: 0

Property

Parking

Parking features: Driveway, Off Street
Has uncovered spaces: Yes

Features

Levels: One
Fencing: Chain Link,Partial

Lot

Size: 10,367 Square Feet
Features: Few Trees

Details

Parcel number: 0911006004.00

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Vinyl Siding
Foundation: Block
Roof: Composition,Shingle

Condition

Year built: 1969

Utilities & green energy

Sewer: Public Sewer
Water: Public

Community & HOA

Community

Subdivision: None

HOA

Has HOA: No

Location

Region: Grand Rivers

Financial & listing details

Price per square foot: $269/sqft
Tax assessed value: $85,000
Annual tax amount: $772
Date on market: 7/10/2026

Estimated market value

$258,100

$245,000 - $271,000

$1,229/mo

Price history

Date	Event	Price
8/1/2026	Price change	$265,000-7%$269/sqft
Source: Imagine MLS #26017237 Report a problem
5/23/2026	Listed for sale	$284,900-28.6%$290/sqft
Source: WKRMLS #137160 Report a problem
1/9/2025	Listing removed	--
Source: Owner Report a problem
10/9/2024	Listed for sale	$399,000$405/sqft
Source: Owner Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$772 -1.4%	$85,000
2023	$783 +56.3%	$85,000 +47.8%
2022	$501 -0.9%	$57,500
2021	$505 -1.1%	$57,500
2020	$511 +0.3%	$57,500
2019	$509 +3.4%	$57,500 +4.5%
2018	$493 +1.6%	$55,000
2017	$485 -0.1%	$55,000
2016	$485	$55,000
2011	--	$55,000

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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