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For sale
    • Price cut: $5K (6/24)
    $287,000

    123 Ruby Lake Drive, Winter Haven, FL 33884

    3beds
    1,919sqft
    : 
    $1,970/mo
    Get pre-qualified
    Single Family Residence
    Built in 2000
    -- sqft lot
    $285,000 Zestimate®
    $150/sqft
    $71/mo HOA

    What's special

    Gated communityLarge oversized lot
    APPROVED SHORT SALE. THIS BEAUTIFUL HOME IS A 3 BEDROOM TWO BATH HOME WITH AN OFFICE. CAN BE USED AS A 4TH BEDROOM. LARGE OVERSIZED LOT IN A GATED COMMUNITY.
    178 days
    |
    295
    |
    9
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Lisa A Gonzalez 954-471-7837,

    Signature Realty Group

    Source: BeachesMLS,MLS#: F10549163MLS LogoOriginating MLS: BeachesMLS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 2
      • Main level bedrooms: 3
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dryer, Dishwasher, Electric Range, Refrigerator, Washer
      Features
      • Bedroom on Main Level, Pantry, Walk-In Closet(s)
      • Flooring: Ceramic Tile, Vinyl, Wood
      Interior area
      • Total structure area: 2,487
      • Total interior livable area: 1,919 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 4
      • Parking features: Attached, Driveway, Garage
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: None
      Features
      • Levels: One
      • Stories: 1
      • Entry location: First Floor Entry,Pantry,Walk-In Closets
      • Patio & porch: Covered, Patio, Porch, Screened
      • Exterior features: Outdoor Living Area, Porch
      Details
      • Parcel number: 272907856603000250
      • Zoning: residential
      • Special conditions: Short Sale

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block
      • Roof: Composition,Shingle
      Condition
      • Resale
      • New construction: No
      • Year built: 2000

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Cable Available

      Community & HOA

      Community
      • Features: Home Owners Association, Gated
      • Security: Gated Community
      • Subdivision: RUBY LAKE PHASE 1
      HOA
      • Has HOA: Yes
      • Amenities included: Sidewalks
      • Services included: Common Areas, Security
      • HOA fee: $850 annually
      Location
      • Region: Winter Haven

      Financial & listing details

      • Price per square foot: $150/sqft
      • Tax assessed value: $313,127
      • Annual tax amount: $5,854
      • Date on market: 1/29/2026
      • Cumulative days on market: 178 days
      • Listing terms: Cash,Conventional

        Estimated market value

        $285,000

        $271,000 - $299,000

        $2,061/mo

        Price history

        DateEventPrice
        6/24/2026Price change$287,000-1.7%$150/sqft
        Source: BeachesMLS #F10549163 Report a problem
        3/26/2026Price change$292,000-1.7%$152/sqft
        Source: BeachesMLS #F10549163 Report a problem
        3/3/2026Price change$297,000+2.4%$155/sqft
        Source: BeachesMLS #F10549163 Report a problem
        2/4/2026Pending sale$289,900$151/sqft
        Source: BeachesMLS #F10549163 Report a problem
        1/29/2026Listed for sale$289,900-25.6%$151/sqft
        Source: BeachesMLS #F10549163 Report a problem
        5/8/2025Listing removed$389,900$203/sqft
        Source: Stellar MLS #L4946415 Report a problem
        4/23/2025Listed for sale$389,900$203/sqft
        Source: Stellar MLS #L4946415 Report a problem
        3/19/2025Listing removed$389,900$203/sqft
        Source: Stellar MLS #L4946415 Report a problem
        3/19/2025Price change$389,900+1.3%$203/sqft
        Source: Stellar MLS #L4946415 Report a problem
        3/14/2025Price change$385,000+1.3%$201/sqft
        Source: Stellar MLS #L4946415 Report a problem
        3/9/2025Price change$380,000-1.3%$198/sqft
        Source: Stellar MLS #L4946415 Report a problem
        2/8/2025Price change$385,000-1%$201/sqft
        Source: Stellar MLS #L4946415 Report a problem
        2/6/2025Price change$388,900-0.3%$203/sqft
        Source: Stellar MLS #L4946415 Report a problem
        1/14/2025Price change$389,900-1.5%$203/sqft
        Source: Stellar MLS #L4946415 Report a problem
        1/8/2025Price change$395,900-0.5%$206/sqft
        Source: Stellar MLS #L4946415 Report a problem
        12/21/2024Price change$397,900-0.2%$207/sqft
        Source: Stellar MLS #L4946415 Report a problem
        12/13/2024Price change$398,500-0.1%$208/sqft
        Source: Stellar MLS #L4946415 Report a problem
        12/7/2024Price change$398,900-0.2%$208/sqft
        Source: Stellar MLS #L4946415 Report a problem
        12/3/2024Price change$399,500-0.1%$208/sqft
        Source: Stellar MLS #L4946415 Report a problem
        11/23/2024Price change$399,999-3.6%$208/sqft
        Source: Stellar MLS #L4946415 Report a problem
        9/20/2024Price change$415,000-2.4%$216/sqft
        Source: Stellar MLS #L4946415 Report a problem
        9/12/2024Price change$425,000-1.2%$221/sqft
        Source: Stellar MLS #L4946415 Report a problem
        9/3/2024Price change$430,000-2.3%$224/sqft
        Source: Stellar MLS #L4946415 Report a problem
        8/8/2024Listed for sale$440,000+10%$229/sqft
        Source: Stellar MLS #L4946415 Report a problem
        7/29/2024Listing removed--
        Source: Stellar MLS #L4946415 Report a problem
        6/23/2022Sold$400,000+110.5%$208/sqft
        Source: Public Record Report a problem
        9/20/2018Sold$190,000-26.4%$99/sqft
        Source: Public Record Report a problem
        7/10/2006Sold$258,000+65.9%$134/sqft
        Source: Public Record Report a problem
        9/22/2003Sold$155,500+6.2%$81/sqft
        Source: Public Record Report a problem
        4/12/2000Sold$146,400$76/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,855 +12.4%$313,127 -2.6%
        2024$5,210 +2.5%$321,341 +3%
        2023$5,083 +128.7%$311,982 +95.5%
        2022$2,223 +0.1%$159,577 +3%
        2021$2,220 +1.2%$154,929 +1.4%
        2020$2,193 +1%$152,790 +2.3%
        2019$2,170 $149,355 -11.6%
        2018$2,170 -37.3%$168,985 +9.1%
        2017$3,463 +18.5%$154,850 +4.4%
        2016$2,923 +0.7%$148,354 +2.6%
        2015$2,902 -5.6%$144,610 -2.1%
        2014$3,074 +4.7%$147,667 +4.6%
        2013$2,936 +48.7%$141,217 +10%
        2012$1,975 -2.7%$128,379 -1.6%
        2011$2,030 -12.7%$130,434 -11%
        2010$2,324 -17.2%$146,525 -11.9%
        2009$2,805 -14.9%$166,299 -20.8%
        2008$3,297 $209,983
        2007-- --
        2006$2,228 --
        2005-- --
        2004$1,962 -14.3%--
        2003$2,289 +31.3%$137,380 +8%
        2002$1,744 +2%$127,183 +1.6%
        2001$1,710 $125,180
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 33884

        Getting around

        33 / 100
        Car-Dependent
        50 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Dr. Gilbert L. Porter
        • Middle: Polo Park
        • High: William T. Dwyer

        Source: BeachesMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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