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For sale
    • $519,900

    123 Saunders St, Gardner, MA 01440

    3beds
    2,102sqft
    : 
    $3,421/mo
    Get pre-qualified
    Single Family Residence
    Built in 1986
    3.5 Acres Lot
    $517,400 Zestimate®
    $247/sqft
    $-- HOA

    What's special

    Long paved driveStorage shedPaved drivewayFrench doorsWalk-in closetWood flooringRecent roofing
    Offered for the first time by its original owner! Set on approximately 3.5 acres, this spacious Cape offers a rare combination of privacy, room to spread out and a convenient Gardner location. A long paved drive welcomes you to this well-loved home, surrounded by a beautiful wooded setting while remaining convenient to Route 2 and area amenities. With approximately 2,102 sq. ft. of living area, the home features 3 bedrooms and 2 full baths with a flexible floor plan designed for comfortable everyday living.A standout feature is the generously sized first-floor main bedroom and full bath, providing an excellent opportunity for those seeking the convenience of single-level living. The main level offers multiple spaces for gathering and entertaining, including a fireplaced living room with wood flooring and French doors, a spacious dining room with wood floors, bay window and built-ins, and a warm, inviting family room with cathedral ceiling, abundant natural woodwork and direct access to the deck. The kitchen features extensive cabinetry, a breakfast bar, recessed lighting and an open connection to the adjoining living space.Upstairs are two additional generously sized bedrooms, including one with a walk-in closet, along with a second full bath. The full unfinished basement provides substantial additional space for storage, hobbies, workshop needs or future possibilities.The approximately 3.5-acre lot is a feature all its own, offering an impressive amount of outdoor space in a wooded setting that feels tucked away from the everyday. Enjoy the deck, storage shed, paved driveway and attached two-car garage with garage door opener and convenient side entry. Additional features include 200-amp electrical service, central vacuum, whole-house fan, broadband availability, recent roofing and a passed Title 5.Commuters will appreciate convenient access to Route 2, while shopping, restaurants, golf, medical facilities and other area amenities are nearby. Parks, trails and outdoor recreation opportunities throughout the Gardner area add even more to the location. After decades with its original owner, 123 Saunders Street is ready for its next chapter and offers a wonderful opportunity to bring your own ideas and personal touches to a home with space, character, acreage and an exceptionally versatile layout.
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    Zillow last checked:

    Listing updated:

    Listed by:

    Kurt Thompson 978-833-3569,

    RE/MAX Liberty 978-786-5160,

    HomesJustForYou Team - Leominster 978-786-5160

    Source: MLS PIN,MLS#: 73567810

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 1
      Primary bedroom
      • Features: Flooring - Wall to Wall Carpet
      • Level: First
      • Area: 304.75
      • Dimensions: 23 x 13.25
      Bedroom 2
      • Features: Walk-In Closet(s), Flooring - Wall to Wall Carpet
      • Level: Second
      • Area: 207.15
      • Dimensions: 15.83 x 13.08
      Bedroom 3
      • Features: Flooring - Wall to Wall Carpet
      • Level: Second
      • Area: 150.17
      • Dimensions: 13.25 x 11.33
      Primary bathroom
      • Features: Yes
      Bathroom 1
      • Features: Bathroom - Full, Bathroom - With Tub, Flooring - Vinyl, Countertops - Stone/Granite/Solid, Dryer Hookup - Electric, Washer Hookup
      • Level: Main,First
      • Area: 62.67
      • Dimensions: 7.92 x 7.92
      Bathroom 2
      • Features: Bathroom - Full, Bathroom - With Tub, Flooring - Vinyl, Countertops - Stone/Granite/Solid, Pocket Door
      • Level: Second
      • Area: 62.71
      • Dimensions: 10.75 x 5.83
      Dining room
      • Features: Ceiling Fan(s), Flooring - Wood, Window(s) - Bay/Bow/Box, French Doors, Open Floorplan
      • Level: First
      • Area: 213.75
      • Dimensions: 13.5 x 15.83
      Family room
      • Features: Cathedral Ceiling(s), Ceiling Fan(s), Flooring - Stone/Ceramic Tile, Deck - Exterior
      • Level: First
      • Area: 155.63
      • Dimensions: 13.83 x 11.25
      Kitchen
      • Features: Flooring - Vinyl, Breakfast Bar / Nook, Open Floorplan, Recessed Lighting
      • Level: First
      • Area: 124.88
      • Dimensions: 13.5 x 9.25
      Living room
      • Features: Ceiling Fan(s), Flooring - Wood, French Doors
      • Level: First
      • Area: 255.13
      • Dimensions: 19.5 x 13.08
      Heating
      • Baseboard, Oil, Wood
      Cooling
      • None, Whole House Fan
      Appliances
      • Included: Water Heater, Tankless Water Heater, Range, Dishwasher, Refrigerator
      • Laundry: Electric Dryer Hookup, Washer Hookup
      Features
      • Entrance Foyer, Central Vacuum, Internet Available - Broadband
      • Flooring: Wood, Tile, Vinyl, Carpet, Flooring - Stone/Ceramic Tile
      • Doors: Insulated Doors, Storm Door(s), French Doors
      • Windows: Insulated Windows, Storm Window(s)
      • Basement: Full,Interior Entry,Bulkhead,Concrete,Unfinished
      • Number of fireplaces: 1
      • Fireplace features: Living Room
      Interior area
      • Total structure area: 2,102
      • Total interior livable area: 2,102 sqft
      • Finished area above ground: 2,102
      Video & virtual tour

      Property

      Parking
      • Total spaces: 8
      • Parking features: Attached, Garage Door Opener, Garage Faces Side, Paved Drive, Off Street, Paved
      • Attached garage spaces: 2
      • Uncovered spaces: 6
      Accessibility
      • Accessibility features: Accessible Entrance
      Features
      • Patio & porch: Deck
      • Exterior features: Deck, Storage
      Lot
      • Size: 3.5 Acres
      • Features: Wooded, Gentle Sloping, Level
      Details
      • Parcel number: M:0W17 B:0008 L:0011,3539424
      • Zoning: RR2 AND I1

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cape
      • Property subtype: Single Family Residence
      Materials
      • Frame
      • Foundation: Concrete Perimeter
      • Roof: Shingle,Metal
      Condition
      • Year built: 1986

      Utilities & green energy

      • Electric: Circuit Breakers, 200+ Amp Service
      • Sewer: Private Sewer
      • Water: Private
      • Utilities for property: for Electric Range, for Electric Oven, for Electric Dryer, Washer Hookup

      Community & HOA

      Community
      • Features: Public Transportation, Shopping, Golf, Medical Facility, Laundromat, Highway Access, House of Worship, Public School
      HOA
      • Has HOA: No
      Location
      • Region: Gardner

      Financial & listing details

      • Price per square foot: $247/sqft
      • Tax assessed value: $440,100
      • Annual tax amount: $6,060
      • Date on market: 8/25/2026
      • Road surface type: Paved

        Estimated market value

        $517,400

        $492,000 - $543,000

        $3,134/mo

        Price history

        DateEventPrice
        8/25/2026Listed for sale$519,900$247/sqft
        Source: MLS PIN #73567810 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,083 -3.1%$423,600 +1.1%
        2024$6,278 +7.5%$418,800 +15.7%
        2023$5,839 -0.9%$362,000 +14.2%
        2022$5,895 +2.4%$317,100 +10.4%
        2021$5,755 +1.5%$287,200
        2020$5,669 +4.5%$287,200 +6.6%
        2019$5,426 +5.9%$269,400 +6.5%
        2018$5,126 +3.3%$252,900 +4.4%
        2017$4,962 +6%$242,300 +5.9%
        2016$4,681 +3.6%$228,700 +1.1%
        2015$4,517 +2.8%$226,100 -2.9%
        2014$4,393 +1.9%$232,800 -5.7%
        2013$4,309 +1.3%$246,800 -3.3%
        2012$4,253 +1.4%$255,100 -4.7%
        2011$4,195 +1.2%$267,700 -4.1%
        2010$4,146 +4.7%$279,000 -7.9%
        2009$3,958 +1.1%$302,800 -6.4%
        2008$3,916 +6.7%$323,400 +2.6%
        2007$3,669 +2.1%$315,200 +7.9%
        2006$3,595 +4%$292,000 +6.2%
        2005$3,457 -5.6%$275,000 +36.7%
        2004$3,662 +2.8%$201,100
        2003$3,563 +3.5%$201,100
        2002$3,441 +21.1%$201,100 +35.8%
        2000$2,842 $148,100
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 01440

        Getting around

        7 / 100
        Car-Dependent
        5 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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