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Active
  • Price cut: $10K (6/21)
    $327,900

    124 Flat Creek Rd, Lake Toxaway, NC 28747

    2beds
    1,728sqft
    : 
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    Single Family Residence
    Built in 1995
    1 Acres Lot
    $315,100 Zestimate®
    $190/sqft
    $-- HOA

    What's special

    Tasteful interior upgradesAbundant natural lightWarm yet sophisticated atmosphereCovered side porchTwo well-appointed bedroomsTwo nice bathroomsLight-filled open-concept design
    Welcome to 124 Flat Creek Drive—an elegant mountain retreat ideally positioned in the heart of Lake Toxaway, North Carolina. Set on a serene, wooded +/- 1-acre parcel, this thoughtfully upgraded residence offers a rare blend of privacy, natural beauty, and effortless access to the region’s most coveted outdoor destinations. Just minutes from the breathtaking trails and waterfalls of Gorges State Park and the renowned recreation of DuPont State Forest and Pisgah Nation Forest, this property serves as an exceptional haven for those who appreciate both comfort and adventure. Inside, the home showcases a light-filled, open-concept design that seamlessly unites the living, dining, and kitchen areas—ideal for elevated everyday living or gracious entertaining. Tasteful interior upgrades and abundant natural light create a warm yet sophisticated atmosphere. With two well-appointed bedrooms and two nice bathrooms, the floor plan offers both function and refined style. The covered side porch extends the living space outdoors, inviting you to relax in a tranquil setting surrounded by mature trees and the soothing ambiance of the mountains. In addition to its residential appeal, this property presents outstanding short-term rental investment potential. Lake Toxaway’s year-round demand for small mountain escapes—paired with proximity to premier natural attractions—positions this home as an attractive income-producing asset without sacrificing its charm as a personal retreat. A compelling blend of upscale comfort, natural serenity, and strategic opportunity, 124 Flat Creek Drive is modest mountain living at its finest.
    226 days
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    544
    |
    18
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    Zillow last checked:

    Listing updated:

    Listed by:

    Jake Raines jjraines1@gmail.com,

    Petit Properties Inc

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4325770MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bedrooms: 2
      Primary bedroom
      • Level: Main
      Bedroom s
      • Level: Main
      Bathroom full
      • Level: Main
      Bathroom full
      • Level: Basement
      Bonus room
      • Level: Basement
      Dining room
      • Level: Main
      Kitchen
      • Level: Main
      Laundry
      • Level: Basement
      Living room
      • Level: Main
      Living room
      • Level: Basement
      Heating
      • Central, Heat Pump
      Cooling
      • Central Air, Heat Pump
      Appliances
      • Included: Dryer, Electric Oven, Refrigerator, Washer, Other
      • Laundry: In Basement
      Features
      • Flooring: Carpet, Tile, Vinyl
      • Doors: Sliding Doors
      • Basement: Daylight,Exterior Entry,Finished,Interior Entry
      Interior area
      • Total structure area: 864
      • Total interior livable area: 1,728 sqft
      • Finished area above ground: 864
      • Finished area below ground: 864

      Property

      Parking
      • Parking features: Driveway
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Deck, Screened, Side Porch
      Lot
      • Size: 1 Acres
      • Features: Private, Rolling Slope, Wooded
      Details
      • Parcel number: 8533635891000
      • Zoning: None
      • Special conditions: Standard
      • Horse amenities: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Arts and Crafts
      • Property subtype: Single Family Residence
      Materials
      • Fiber Cement
      Condition
      • New construction: No
      • Year built: 1995

      Utilities & green energy

      • Sewer: Septic Installed
      • Water: Well
      • Utilities for property: Cable Available, Wired Internet Available

      Community & HOA

      Community
      • Subdivision: Flat Creek
      Location
      • Region: Lake Toxaway
      • Elevation: 2500 Feet

      Financial & listing details

      • Price per square foot: $190/sqft
      • Tax assessed value: $269,890
      • Annual tax amount: $805
      • Date on market: 11/27/2025
      • Cumulative days on market: 225 days
      • Listing terms: Cash,Conventional
      • Road surface type: Gravel

        Estimated market value

        $315,100

        $299,000 - $331,000

        $2,289/mo

        Price history

        DateEventPrice
        6/21/2026Price change$327,900-3%$190/sqft
        Source: Canopy MLS as distributed by MLS GRID #4325770 Report a problem
        6/2/2026Price change$337,900-2.8%$196/sqft
        Source: Canopy MLS as distributed by MLS GRID #4325770 Report a problem
        4/17/2026Price change$347,500-4.4%$201/sqft
        Source: Canopy MLS as distributed by MLS GRID #4325770 Report a problem
        2/19/2026Price change$363,500-1.4%$210/sqft
        Source: Canopy MLS as distributed by MLS GRID #4325770 Report a problem
        1/7/2026Price change$368,500-0.1%$213/sqft
        Source: Canopy MLS as distributed by MLS GRID #4325770 Report a problem
        11/27/2025Listed for sale$369,000+30.9%$214/sqft
        Source: Canopy MLS as distributed by MLS GRID #4325770 Report a problem
        1/12/2024Sold$281,930+1.1%$163/sqft
        Source: Canopy MLS as distributed by MLS GRID #4072229 Report a problem
        11/13/2023Price change$279,000-3.5%$161/sqft
        Source: Canopy MLS as distributed by MLS GRID #4072229 Report a problem
        11/9/2023Price change$289,000-1.2%$167/sqft
        Source: Canopy MLS as distributed by MLS GRID #4072229 Report a problem
        11/4/2023Price change$292,500-0.8%$169/sqft
        Source: Canopy MLS as distributed by MLS GRID #4072229 Report a problem
        10/26/2023Price change$295,000-1.3%$171/sqft
        Source: Canopy MLS as distributed by MLS GRID #4072229 Report a problem
        10/10/2023Price change$299,000-5.1%$173/sqft
        Source: Canopy MLS as distributed by MLS GRID #4072229 Report a problem
        10/4/2023Listed for sale$315,000+128.3%$182/sqft
        Source: Canopy MLS as distributed by MLS GRID #4072229 Report a problem
        7/26/2023Sold$138,000-42.5%$80/sqft
        Source: Public Record Report a problem
        5/12/2023Price change$240,000-5.9%$139/sqft
        Source: Canopy MLS as distributed by MLS GRID #CAR4027608 Report a problem
        5/6/2023Listed for sale$255,000$148/sqft
        Source: Canopy MLS as distributed by MLS GRID #CAR4027608 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$805 $122,230
        2023$805 $122,230
        2022$805 +0.8%$122,230
        2021$799 +3.7%$122,230 +10.5%
        2020$770 +0.7%$110,600
        2019$764 +22.2%$110,600
        2018$625 $110,600
        2017-- $110,600
        2016-- $110,600 -6.5%
        2015-- $118,310
        2014-- $118,310
        2013-- $118,310
        2012-- $118,310
        2011-- $118,310
        2010-- $118,310
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 28747

        Getting around

        2 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: T.C. Henderson
        • Middle: Rosman
        • High: Rosman

        Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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