For sale

$365,370

12640 New York St, Loves Park, IL 61111

3beds

1,825sqft

$2,679/mo

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Single Family Residence

Built in 2026

0.25 Acres Lot

$364,700 Zestimate^®

$200/sqft

$33/mo HOA

What's special

Walk in pantryBlacktop driveStainless rangeFull basement

New construction home in Loves Park. 1825 sq. ft. open concept great room ranch home. Large dining area in kitchen with walk in pantry and quartz island with breakfast bar, includes stainless range, dishwasher and microwave. Cathedral ceilings in great room, primary bedroom with double closets and private bath. Laundry room with drop zone at garage entrance, full basement, blacktop drive. Agent Owned

10 days

212

8

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2
Main level bathrooms: 2
Main level bedrooms: 3

Primary bedroom

Level: Main
Area: 169
Dimensions: 13 x 13

Bedroom 2

Level: Main
Area: 132
Dimensions: 12 x 11

Bedroom 3

Level: Main
Area: 110
Dimensions: 10 x 11

Kitchen

Level: Main
Area: 110
Dimensions: 10 x 11

Living room

Level: Main
Area: 315
Dimensions: 21 x 15

Heating

Forced Air, Natural Gas

Cooling

Central Air

Appliances

Included: Dishwasher, Microwave, Stove/Cooktop, Gas Water Heater
Laundry: Main Level

Features

Great Room, Ceiling-Vaults/Cathedral, Granite Counters, Walk-In Closet(s)
Basement: Full,Sump Pump,Partial Exposure
Has fireplace: No

Interior area

Total structure area: 1,825
Total interior livable area: 1,825 sqft
Finished area above ground: 1,825
Finished area below ground: 0

Property

Parking

Total spaces: 3
Parking features: Asphalt, Attached, Garage Door Opener
Garage spaces: 3

Features

Patio & porch: Deck

Lot

Size: 0.25 Acres
Features: Partial Exposure, City/Town, Covenants, Subdivided

Details

Parcel number: 0331279008
Special conditions: Agent Owned/Interest

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence

Materials

Brick/Stone, Vinyl
Roof: Shingle

Condition

Year built: 2026

Utilities & green energy

Electric: Circuit Breakers
Sewer: City/Community
Water: City/Community

Community & HOA

Community

Subdivision: IL

HOA

Has HOA: Yes
Services included: None
HOA fee: $400 annually

Location

Region: Loves Park

Financial & listing details

Price per square foot: $200/sqft
Tax assessed value: $15,999
Annual tax amount: $500
Price range: $365.4K - $365.4K
Date on market: 7/20/2026
Ownership: Fee Simple

Estimated market value

$364,700

$346,000 - $383,000

$1,602/mo

Price history

Date	Event	Price
7/20/2026	Listed for sale	$365,370$200/sqft
Source: NorthWest Illinois Alliance of REALTORS® #202604443 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$422 -6.9%	$5,333
2023	$453 -3.7%	$5,333
2022	$471 -0.7%	$5,333
2021	$474 -7.2%	$5,333
2020	$511 +2.9%	$5,333
2019	$496 -5.5%	$5,333 -0.5%
2017	$526 +776.7%	$5,360 +793.3%
2016	$60 +94.5%	$600
2015	$31 -99.9%	$600
2014	$25,280 +58418.5%	$600 +0.2%
2013	$43	$599
2012	--	$599
2010	--	$599 +29.9%
2007	--	$461

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 61111

Getting around

0 / 100

Car-Dependent

27 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

6/10
Seth Whitman Elementary School
Grades: K-5Distance: 4.6 mi
5/10
Belvidere Central Middle School
Grades: 6-8Distance: 4.9 mi
6/10
Belvidere North High School
Grades: 9-12Distance: 4.4 mi

Schools provided by the listing agent

Elementary: Belvidere 100
Middle: Belvidere 100
High: Belvidere 100
District: Belvidere 100

Source: NorthWest Illinois Alliance of REALTORS®. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.