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For sale
    • $399,999

    128 N LAKE FLORENCE DRIVE, WINTER HAVEN, FL 33884

    3beds
    2,167sqft
    : 
    $2,620/mo
    Get pre-qualified
    Single Family Residence
    Built in 1960
    0.38 Acres Lot
    $-- Zestimate®
    $185/sqft
    $-- HOA

    What's special

    Attached mother-in-law suiteLake viewsPicturesque lake viewsFlexible living spaceCharming wood-burning fireplaceRich pecan wood cabinetryModern appliances
    Lake Views | Paid-Off Solar System | Mother-in-Law Suite | NO Flood Zone | Exceptional Upgrades | New Roof | Welcome to your own private retreat in the heart of beautiful Winter Haven, Florida! Perfectly positioned on an elevated home-site overlooking the peaceful waters of Lake Florence, this meticulously maintained 3-bedroom, 2-bathroom residence offers 2,167 square feet of thoughtfully designed living space, complete with an Attached Mother-In-Law Suite—perfect for multi-generational living, visiting guests, a home office, or added flexibility. From the moment you arrive, you’ll appreciate the quality, care, and countless upgrades that make this home truly move-in ready. Built with solid block construction and situated high and dry in NO FLOOD ZONE, this property delivers both comfort and peace of mind. Inside, the warm and inviting floor plan features rich pecan wood cabinetry, modern appliances, and a charming wood-burning fireplace that creates the perfect centerpiece for relaxing evenings or entertaining family and friends. The spacious 2-car garage provides plenty of room for vehicles, storage, and weekend projects. Designed with efficiency and long-term value in mind, this home boasts a remarkable list of improvements, including a 2020 roof, fully paid-off 2020 solar panel system, and 50-year transferable warranties on both the roof and solar system. With energy costs continuing to rise, you’ll enjoy the financial benefits of owning your solar system outright while dramatically reducing your monthly electric bills. Additional premium upgrades include a 2023 4-ton HVAC system, 2023 electrical panel, a 2023 mini-split system dedicated to the mother-in-law suite, Custom installed New South double-pane energy-efficient windows and front entry door backed by a lifetime warranty, and fresh exterior paint completed in 2026. In addition, an on-site utility shed, fully permitted with hurricane clips, power connected for additional storage to meet and exceed all of your storage needs! Wake each morning to breathtaking sunrises over Lake Florence, then unwind in the evening with spectacular Florida sunsets from your elevated vantage point. It’s the perfect setting to enjoy everything that makes Central Florida living so special. Ideally located just minutes from LEGOLAND Florida Resort, Winter Haven’s renowned Chain of Lakes, top-rated schools, shopping, dining, golf, and everyday conveniences, this home offers an exceptional combination of location, lifestyle, and lasting value. Homes with this level of craftsmanship, energy efficiency, flexible living space, and picturesque lake views are a rare find. Don’t miss your opportunity to own this incredible Winter Haven property—schedule your private showing today and experience Florida living at its finest.
    26 days
    |
    701
    |
    47
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Trevor Albergo 813-789-2075,

    KELLER WILLIAMS REALTY 863-577-1234

    Source: Stellar MLS,MLS#: L4963717MLS LogoOriginating MLS: Lakeland

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Attic, Bonus Room, Family Room, Florida Room, Living Room, Great Room
      Primary bedroom
      • Features: Walk-In Closet(s)
      • Level: First
      Bedroom 2
      • Features: Built-in Closet
      • Level: First
      Bedroom 3
      • Features: Built-in Closet
      • Level: First
      Bathroom 1
      • Features: Built-in Closet
      • Level: First
      Bathroom 2
      • Level: First
      Family room
      • Level: First
      Kitchen
      • Level: First
      Heating
      • Electric, Solar
      Cooling
      • Central Air, Ductless
      Appliances
      • Included: Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator, Washer
      • Laundry: Electric Dryer Hookup, Washer Hookup
      Features
      • Attic Fan, Ceiling Fan(s), High Ceilings, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Vaulted Ceiling(s), In-Law Floorplan
      • Flooring: Carpet, Tile, Hardwood
      • Has fireplace: Yes
      • Fireplace features: Living Room, Wood Burning
      Interior area
      • Total structure area: 2,817
      • Total interior livable area: 2,167 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Front Porch
      • Exterior features: Irrigation System
      • Fencing: Fenced
      Lot
      • Size: 0.38 Acres
      • Features: Landscaped, Oversized Lot, Private
      Details
      • Parcel number: 262834658500000662
      • Zoning: R-1
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Block
      • Roof: Shingle
      Condition
      • Completed
      • New construction: No
      • Year built: 1960

      Utilities & green energy

      • Electric: Photovoltaics Seller Owned
      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: BB/HS Internet Available, Cable Available, Cable Connected, Electricity Connected, Solar, Water Connected
      Green energy
      • Energy generation: Solar

      Community & HOA

      Community
      • Pet fee: $0 monthly
      • Subdivision: ELOISE WOODS
      HOA
      • Has HOA: No
      Location
      • Region: Winter Haven

      Financial & listing details

      • Price per square foot: $185/sqft
      • Tax assessed value: $264,234
      • Annual tax amount: $1,841
      • Date on market: 7/23/2026
      • Cumulative days on market: 16 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved, Asphalt

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/23/2026Listed for sale$399,999+540%$185/sqft
        Source: Stellar MLS #L4963717 Report a problem
        6/1/1988Sold$62,500$29/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,081 +3.6%$121,987 +2.9%
        2024$1,044 +3%$118,549 +3%
        2023$1,013 +3%$115,096 +3%
        2022$983 +0.4%$111,744 +3%
        2021$980 +1.2%$108,489 +1.4%
        2020$968 +0.7%$106,991 +2.3%
        2019$961 -30.1%$104,586 +1.9%
        2018$1,374 +2.9%$102,636 +2.1%
        2017$1,336 +47%$100,525 +2.1%
        2016$909 -1.7%$98,457 +0.7%
        2015$925 -22.2%$97,773 +0.8%
        2014$1,189 +29.4%$96,997 +1.5%
        2013$919 +3.7%$95,564 +1.7%
        2012$886 +5.7%$93,967 +4.1%
        2011$838 +1%$90,259 +1.5%
        2010$830 +1%$88,925 +2.7%
        2009$821 +33.9%$86,587 +13.4%
        2008$614 $76,356
        2007-- --
        2006$852 --
        2005-- --
        2004$736 +3%--
        2003$714 +1.4%$66,901 +2.4%
        2002$704 +2.6%$65,333 +1.6%
        2001$686 $64,304
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: Cypress Gardens

        Getting around

        21 / 100
        Car-Dependent
        20 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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