Welcome to 13 Holly Circle in Lake Monticello! This 3-bedroom, 2.5-bath home offers 1,632 square feet with a full basement, giving you plenty of room to spread out. The main level features a living room, dining room, kitchen, half bath, and three bedrooms with a full bath, while the freshly cleaned out basement adds additional finished space, a full bath, utility area, and plenty of possibilities for a rec room, home office, guest space, or whatever fits your needs. Situated on a .39-acre lot with public water and sewer, this home also includes a washer, dryer, refrigerator, dishwasher, microwave, and more. Enjoy all that the Lake Monticello community has to offer while still being an easy drive to Charlottesville. Offered at $315,000 and ready for its next chapter!
Active
Price cut: $15.1K (9/24)
$299,900
13 Holly Cir, Palmyra, VA 22963
3beds
916sqft
Single Family Residence
Built in 1992
0.39 Acres Lot
$296,800 Zestimate®
$327/sqft
$121/mo HOA
What's special
Freshly cleaned out basementDining roomFull basementUtility area
- 52 days
- 319
- 17
Zillow last checked:
Listing updated:
Listed by:
LAUREN KOCH 434-305-6284,
REAL ESTATE III, INC. 434-817-9300
Source: CAAR,MLS#: 680880
Originating MLS: Charlottesville Area Association of Realtors
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Bathroom, Bedroom, Dining Room, Full Bath, Half Bath, Kitchen, Living Room, Utility Room
Bedroom
- Level: First
Bathroom
- Level: First
Bathroom
- Level: Basement
Dining room
- Level: First
Half bath
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Utility room
- Level: Basement
Heating
- Heat Pump
Cooling
- Central Air
Appliances
- Included: Dishwasher, Electric Cooktop, Electric Range, Disposal, Microwave, Refrigerator, Dryer, Washer
Features
- Primary Downstairs, Eat-in Kitchen, Utility Room
- Basement: Exterior Entry,Heated,Interior Entry,Unfinished,Walk-Out Access
Interior area
- Total structure area: 1,632
- Total interior livable area: 916 sqft
- Finished area above ground: 816
- Finished area below ground: 100
Property
Features
- Levels: Two
- Stories: 2
- Pool features: Association
Lot
- Size: 0.39 Acres
Details
- Parcel number: 18A 7 105
- Zoning description: R-1 Residential
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Stick Built, Wood Siding
- Foundation: Block
Condition
- New construction: No
- Year built: 1992
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Fiber Optic Available, Satellite Internet Available
Community & HOA
Community
- Features: Dock
- Subdivision: LAKE MONTICELLO
HOA
- Has HOA: Yes
- Amenities included: Beach Rights, Basketball Court, Boat Dock, Boat Ramp, Clubhouse, Golf Course, Meeting/Banquet/Party Room, Picnic Area, Playground, Pool, Sports Fields, Tennis Court(s), Water
- HOA fee: $1,450 annually
Location
- Region: Palmyra
Financial & listing details
- Price per square foot: $327/sqft
- Tax assessed value: $202,700
- Annual tax amount: $1,530
- Date on market: 8/19/2026
- Cumulative days on market: 53 days
Estimated market value
$296,800
$282,000 - $312,000
$2,027/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/24/2026 | Price change | $299,900-4.8%$327/sqft |
Source: | ||
| 8/19/2026 | Listed for sale | $315,000+186.4%$344/sqft |
Source: | ||
| 6/14/2002 | Sold | $110,000$120/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,520 +29% | $202,700 +45.2% |
| 2024 | $1,178 | $139,600 |
| 2023 | $1,178 | $139,600 +18.8% |
| 2022 | -- | $117,500 |
| 2021 | -- | $117,500 |
| 2020 | -- | $117,500 +11.9% |
| 2018 | $920 | $105,000 |
| 2017 | $920 | $105,000 -0.9% |
| 2016 | $920 | $106,000 |
| 2015 | $920 +10.7% | $106,000 +1.3% |
| 2014 | $832 -13.8% | $104,600 |
| 2013 | $965 | $104,600 -38.2% |
| 2012 | -- | $169,300 |
| 2011 | $914 | $169,300 |
| 2010 | -- | $169,300 |
| 2009 | -- | $169,300 |
| 2008 | -- | $169,300 |
| 2007 | -- | $169,300 +40.5% |
| 2006 | -- | $120,500 |
| 2005 | -- | $120,500 +65.5% |
| 2004 | -- | $72,800 |
| 2003 | -- | $72,800 |
| 2002 | -- | $72,800 +18.2% |
| 2001 | $437 | $61,600 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 22963
Nearby schools
Schools provided by the listing agent
- Elementary: Central (Fluvanna)
- Middle: Fluvanna
- High: Fluvanna
Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.







