PRICE IMPROVEMENT. Bright & Cozy One-Level Home in Lake Monticello Discover easy living in this move-in ready 3BR/2BA ranch on a quiet, tree-lined street inside Lake Monticello’s sought-after gated community. Enjoy sun-filled rooms, an open, functional layout, and a large back deck perfect for relaxing or entertaining. The yard is beautifully landscaped with mature shade trees, plus an updated front porch, back deck ramp, and fresh power wash. A large storage shed adds convenience. Close to beaches, golf, and all of Lake Monticello’s amenities!
Active
Price cut: $3.5K (5/13)
$289,000
10 Loblolly Rd, Palmyra, VA 22963
3beds
1,196sqft
Single Family Residence
Built in 2002
0.34 Acres Lot
$284,600 Zestimate®
$242/sqft
$106/mo HOA
What's special
Sun-filled roomsQuiet tree-lined streetOpen functional layoutUpdated front porchBack deck ramp
- 124 days |
- 588 |
- 27 |
Zillow last checked:
Listing updated:
Listed by:
SUSAN WATTS 434-249-6794,
FRANK HARDY SOTHEBY'S INTERNATIONAL REALTY
Source: CAAR,MLS#: 673144
Originating MLS: Charlottesville Area Association of Realtors
Originating MLS: Charlottesville Area Association of RealtorsLoading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Bathroom, Bedroom, Full Bath, Kitchen, Living Room
Primary bedroom
- Level: First
Bedroom
- Level: First
Primary bathroom
- Level: First
Bathroom
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Heating
- Central, Heat Pump
Cooling
- Central Air
Appliances
- Included: Dishwasher, Electric Range, Disposal, Microwave
- Laundry: Washer Hookup, Dryer Hookup
Features
- Primary Downstairs, Eat-in Kitchen, Vaulted Ceiling(s)
- Flooring: Carpet, Vinyl
- Windows: Double Pane Windows
- Has basement: No
Interior area
- Total structure area: 1,196
- Total interior livable area: 1,196 sqft
- Finished area above ground: 1,196
- Finished area below ground: 0
Property
Accessibility
- Accessibility features: Accessible Approach with Ramp
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Front Porch, Porch
- Pool features: Community, Pool
- Has view: Yes
- View description: Residential
Lot
- Size: 0.34 Acres
- Features: Landscaped, Level
Details
- Parcel number: 18A 5 217
- Zoning description: R-4 Residential, 4 Dwellings/Acre
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Bungalow,Cape Cod,Cottage
- Property subtype: Single Family Residence
Materials
- Stick Built, Vinyl Siding
- Foundation: Block
- Roof: Composition,Shingle
Condition
- New construction: No
- Year built: 2002
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Fiber Optic Available
Community & HOA
Community
- Features: Dock, Gated, Pool
- Security: Smoke Detector(s), Gated Community
- Subdivision: LAKE MONTICELLO
HOA
- Has HOA: Yes
- Amenities included: Golf Course, Beach Rights, Dock
- Services included: Association Management, Boat Ramp, Insurance, Playground, Reserve Fund, Road Maintenance, Snow Removal, Security, Tennis Courts, Trash
- HOA fee: $1,266 annually
Location
- Region: Palmyra
Financial & listing details
- Price per square foot: $242/sqft
- Tax assessed value: $175,700
- Annual tax amount: $1,439
- Date on market: 2/11/2026
- Cumulative days on market: 123 days
- Exclusions: Refrigerator, washer, dryer.
Estimated market value
$284,600
$270,000 - $299,000
$1,902/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/13/2026 | Price change | $289,000-1.2%$242/sqft |
Source:  CAAR #673144 Report a problem | ||
| 4/22/2026 | Price change | $292,500-0.8%$245/sqft |
Source: CAAR #673144 Report a problem | ||
| 2/12/2026 | Listed for sale | $295,000$247/sqft |
Source: CAAR #673144 Report a problem | ||
| 11/13/2025 | Listing removed | $295,000$247/sqft |
Source: CAAR #666330 Report a problem | ||
| 7/12/2025 | Listed for sale | $295,000+90.3%$247/sqft |
Source: CAAR #666330 Report a problem | ||
| 7/30/2010 | Sold | $155,000-11.4%$130/sqft |
Source: Public Record Report a problem | ||
| 4/18/2010 | Price change | $174,900+3.2%$146/sqft |
Source: Better Homes and Gardens Real Estate III #472755 Report a problem | ||
| 3/27/2010 | Price change | $169,500-3.1%$142/sqft |
Source: Real Estate III #472755 Report a problem | ||
| 1/16/2010 | Listed for sale | $174,900$146/sqft |
Source: Visual Tour #472755 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,483 | $175,700 |
| 2023 | $1,483 | $175,700 +18% |
| 2022 | -- | $148,900 |
| 2021 | -- | $148,900 |
| 2020 | -- | $148,900 +13.9% |
| 2018 | $1,097 | $130,700 |
| 2017 | $1,097 | $130,700 +2.8% |
| 2016 | $1,097 | $127,100 |
| 2015 | $1,097 +10.7% | $127,100 +1.9% |
| 2014 | $991 -13.3% | $124,700 |
| 2013 | $1,143 | $124,700 -37.8% |
| 2012 | -- | $200,500 |
| 2011 | $1,083 | $200,500 |
| 2010 | -- | $200,500 |
| 2009 | -- | $200,500 |
| 2008 | -- | $200,500 |
| 2007 | -- | $200,500 +40.5% |
| 2006 | -- | $142,700 |
| 2005 | -- | $142,700 +49.9% |
| 2004 | -- | $95,200 |
| 2003 | -- | $95,200 +17% |
| 2002 | -- | $81,400 +917.5% |
| 2001 | $57 | $8,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 22963
Nearby schools
GreatSchools rating
- NAWest Central Primary SchoolGrades: PK-KDistance: 8.2 mi
- 6/10Fluvanna County High SchoolGrades: 8-12Distance: 4.4 mi
- NACentral Elementary SchoolGrades: PK-2Distance: 8.2 mi
Schools provided by the listing agent
- Elementary: Central (Fluvanna)
- Middle: Fluvanna
- High: Fluvanna
Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Virginia
- Fluvanna County
- Palmyra
- 22963
- 10 Loblolly Rd
Nearby cities
Nearby zip codes
Other Palmyra Topics
