Active

$229,000

131 Clay St, Morganton, NC 28655

3beds

1,881sqft

$1,517/mo

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Single Family Residence

Built in 1959

2.25 Acres Lot

$228,200 Zestimate^®

$122/sqft

$-- HOA

What's special

Basement garageGreat layoutTwo carports

There's just something special about a home with a peaceful setting and room to make it your own. Situated on 2.25 acres right outside the city limits in the Oak Hill area, this home offers the opportunity to slow down and enjoy life while still being located close to the amenities downtown Morganton has to offer. With two living areas, and a great layout, there are so many options to make this home your own. Two carports, a basement garage, unfinished basement, and outbuildings offer the perfect spot for your hobbies or extra storage. Whether you're drawn to the acreage, peaceful setting, or possibilities inside - this home is worth a look!

13 days
1,700
220

Likely to sell faster than

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 1
Full bathrooms: 1
Main level bedrooms: 3

Primary bedroom

Level: Main

Heating

Kerosene, Wood Stove, Other

Cooling

Attic Fan, Window Unit(s)

Appliances

Included: Dishwasher, Electric Cooktop, Wall Oven
Laundry: Main Level

Features

Basement: Unfinished

Interior area

Total structure area: 1,881
Total interior livable area: 1,881 sqft
Finished area above ground: 1,881
Finished area below ground: 0

Property

Parking

Total spaces: 1
Parking features: Detached Carport
Garage spaces: 1
Has carport: Yes

Features

Levels: One
Stories: 1

Lot

Size: 2.25 Acres

Details

Parcel number: 1784727183
Zoning: R-2
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Brick Partial

Condition

New construction: No
Year built: 1959

Utilities & green energy

Sewer: Septic Installed
Water: Public

Community & HOA

Community

Subdivision: None

Location

Region: Morganton

Financial & listing details

Price per square foot: $122/sqft
Tax assessed value: $159,490
Annual tax amount: $595
Date on market: 10/26/2026
Cumulative days on market: 13 days
Road surface type: Gravel, Paved

Estimated market value

$228,200

$217,000 - $240,000

$1,758/mo

Price history

Date	Event	Price
10/26/2026	Listed for sale	$229,000+4480%$122/sqft
Source: Canopy MLS as distributed by MLS GRID #4438053 Report a problem
8/30/2012	Sold	$5,000$3/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$595 -1.6%	$159,490
2024	$605	$159,490
2023	--	$159,490 +16.1%
2022	$642 -44.6%	$137,390
2021	$1,159 +0.3%	$137,390
2020	$1,155 +100.8%	$137,390
2019	$575 -40.6%	$137,390 +21%
2018	$968 +2.6%	$113,558
2017	$944	$113,558
2016	$944 +0.1%	$113,558
2015	$943	$113,558

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: 28655

Getting around

1 / 100

Car-Dependent

10 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

3/10
Oak Hill Elementary
Grades: PK-5Distance: 1.8 mi
7/10
Table Rock Middle
Grades: 6-8Distance: 1.8 mi
4/10
Freedom High
Grades: 9-12Distance: 1.5 mi

Schools provided by the listing agent

Elementary: Oak Hill
Middle: Table Rock
High: Freedom

Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.