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For sale
  • Price cut: $20K (6/24)
    $390,000

    1313 W 46th St, Chattanooga, TN 37409

    4beds
    1,895sqft
    : 
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    Single Family Residence
    Built in 1972
    5,884 Square Feet Lot
    $380,600 Zestimate®
    $206/sqft
    $-- HOA

    What's special

    Welcome to the charming and historic St. Elmo! This beautifully renovated home blends classic character with modern updates in one of Chattanooga's most desirable neighborhoods. Offering 4 bedrooms, 2.5 bathrooms, and a huge bonus room that could serve as a 5th bedroom, office, or flex space, this home provides incredible versatility. The open-concept kitchen features brand new stainless steel appliances and flows seamlessly into the cozy living area. Updated bathrooms showcase stylish modern finishes, while the front deck offers scenic views of Lookout Mountain. Conveniently located just minutes from downtown Chattanooga and within walking or biking distance to the St. Elmo Greenway, local shops, restaurants, and the famous Lookout Mountain Incline Railway. This home has also been a successful rental, making it a great opportunity for investors or homeowners alike. Homes in St. Elmo go fast- schedule your showing today! All information is deemed reliable but not guaranteed. Buyer to verify all information deemed important.
    60 days
    |
    461
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    31
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    Zillow last checked:

    Listing updated:

    Listed by:

    Lauren Ledford 423-432-4963,

    Keller Williams Realty 423-664-1900,

    Don Ledford 423-504-5987,

    Keller Williams Realty

    Source: Greater Chattanooga Realtors,MLS#: 1534591

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Cooling
      • Central Air
      Features
      • Has basement: No
      • Has fireplace: No
      Interior area
      • Total structure area: 1,895
      • Total interior livable area: 1,895 sqft
      • Finished area above ground: 1,895

      Property

      Parking
      • Parking features: Driveway
      Features
      • Stories: 1
      • Exterior features: Private Yard
      • Has view: Yes
      Lot
      • Size: 5,884 Square Feet
      • Dimensions: 39.95 x 145
      Details
      • Parcel number: 167g M 015

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Brick, Vinyl Siding
      • Foundation: Block
      Condition
      • New construction: No
      • Year built: 1972

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Subdivision: None
      HOA
      • Has HOA: No
      Location
      • Region: Chattanooga

      Financial & listing details

      • Price per square foot: $206/sqft
      • Tax assessed value: $461,500
      • Annual tax amount: $3,975
      • Date on market: 5/13/2026
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan

        Estimated market value

        $380,600

        $362,000 - $400,000

        $2,306/mo

        Price history

        DateEventPrice
        6/24/2026Price change$390,000-4.9%$206/sqft
        Source: Greater Chattanooga Realtors #1534591 Report a problem
        5/13/2026Listed for sale$410,000-8.7%$216/sqft
        Source: Greater Chattanooga Realtors #1534591 Report a problem
        2/18/2026Listing removed$449,000$237/sqft
        Source: Greater Chattanooga Realtors #1513860 Report a problem
        1/5/2026Price change$449,000-1.1%$237/sqft
        Source: Greater Chattanooga Realtors #1513860 Report a problem
        10/16/2025Price change$454,000-3.2%$240/sqft
        Source: Greater Chattanooga Realtors #1513860 Report a problem
        9/16/2025Price change$469,000-4.1%$247/sqft
        Source: Greater Chattanooga Realtors #1513860 Report a problem
        7/29/2025Price change$489,000-2%$258/sqft
        Source: Greater Chattanooga Realtors #1513860 Report a problem
        5/30/2025Listed for sale$499,000+21.7%$263/sqft
        Source: Greater Chattanooga Realtors #1513860 Report a problem
        11/2/2023Sold$410,000-8.8%$216/sqft
        Source: Greater Chattanooga Realtors #1380364 Report a problem
        10/16/2023Contingent$449,500$237/sqft
        Source: Greater Chattanooga Realtors #1380364 Report a problem
        10/9/2023Price change$449,500-1.7%$237/sqft
        Source: Greater Chattanooga Realtors #1380364 Report a problem
        10/6/2023Price change$457,500-2.1%$241/sqft
        Source: Greater Chattanooga Realtors #1380364 Report a problem
        10/2/2023Price change$467,500-1.6%$247/sqft
        Source: Greater Chattanooga Realtors #1380364 Report a problem
        9/27/2023Listed for sale$475,000+48.9%$251/sqft
        Source: Greater Chattanooga Realtors #1380364 Report a problem
        10/18/2022Listing removed--
        Source: Greater Chattanooga Realtors #1362117 Report a problem
        9/22/2022Price change$319,000-3%$168/sqft
        Source: Greater Chattanooga Realtors #1362117 Report a problem
        9/16/2022Price change$329,000-8.4%$174/sqft
        Source: Greater Chattanooga Realtors #1362117 Report a problem
        9/8/2022Listed for sale$359,000-5.3%$189/sqft
        Source: Greater Chattanooga Realtors #1362117 Report a problem
        8/31/2022Listing removed--
        Source: BHHS broker feed Report a problem
        8/19/2022Listed for sale$379,000$200/sqft
        Source: BHHS broker feed #1355898 Report a problem
        8/9/2022Contingent$379,000$200/sqft
        Source: Greater Chattanooga Realtors #1355898 Report a problem
        7/24/2022Price change$379,000-10.8%$200/sqft
        Source: Greater Chattanooga Realtors #1355898 Report a problem
        6/11/2022Price change$425,000-5.6%$224/sqft
        Source: Greater Chattanooga Realtors #1355898 Report a problem
        6/2/2022Listed for sale$450,000$237/sqft
        Source: Greater Chattanooga Realtors #1355898 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,749 +79.4%$115,375 +164.8%
        2024$975 $43,575
        2023$975 $43,575
        2022$975 $43,575
        2021$975 +61%$43,575 +99%
        2020$606 $21,900
        2019$606 $21,900
        2018$606 -50.8%$21,900
        2017$1,231 -3%$21,900
        2016$1,268 --
        2015$1,268 $22,725
        2014$1,268 +8.6%--
        2013$1,168 $22,725 -1.3%
        2012$1,168 $23,025
        2011$1,168 $23,025
        2010$1,168 +7.9%$23,025
        2009$1,083 $23,025 +7.3%
        2008-- $21,450
        2007-- $21,450
        2006-- $21,450
        2005-- $21,450 +18.8%
        2004-- $18,050
        2003-- $18,050
        2002-- $18,050
        2001-- $18,050 +9.9%
        2000-- $16,425
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Saint Elmo

        Getting around

        11 / 100
        Car-Dependent
        19 / 100
        Minimal Transit
        32 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Calvin Donaldson Elementary
        • Middle: Lookout Valley Middle
        • High: Lookout Valley High

        Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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