Welcome to the charming and historic St. Elmo! This beautifully renovated home blends classic character with modern updates in one of Chattanooga's most desirable neighborhoods. Offering 4 bedrooms, 2.5 bathrooms, and a huge bonus room that could serve as a 5th bedroom, office, or flex space, this home provides incredible versatility.
The open-concept kitchen features brand new stainless steel appliances and flows seamlessly into the cozy living area. Updated bathrooms showcase stylish modern finishes, while the front deck offers scenic views of Lookout Mountain.
Conveniently located just minutes from downtown Chattanooga and within walking or biking distance to the St. Elmo Greenway, local shops, restaurants, and the famous Lookout Mountain Incline Railway. This home has also been a successful rental, making it a great opportunity for investors or homeowners alike. Homes in St. Elmo go fast- schedule your showing today!
All information is deemed reliable but not guaranteed. Buyer to verify all information deemed important.
For sale
Price cut: $20K (6/24)
$390,000
1313 W 46th St, Chattanooga, TN 37409
4beds
1,895sqft
Single Family Residence
Built in 1972
5,884 Square Feet Lot
$380,600 Zestimate®
$206/sqft
$-- HOA
What's special
- 60 days |
- 461 |
- 31 |
Zillow last checked:
Listing updated:
Listed by:
Lauren Ledford 423-432-4963,
Keller Williams Realty 423-664-1900,
Don Ledford 423-504-5987,
Keller Williams Realty
Source: Greater Chattanooga Realtors,MLS#: 1534591
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Cooling
- Central Air
Features
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 1,895
- Total interior livable area: 1,895 sqft
- Finished area above ground: 1,895
Property
Parking
- Parking features: Driveway
Features
- Stories: 1
- Exterior features: Private Yard
- Has view: Yes
Lot
- Size: 5,884 Square Feet
- Dimensions: 39.95 x 145
Details
- Parcel number: 167g M 015
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Brick, Vinyl Siding
- Foundation: Block
Condition
- New construction: No
- Year built: 1972
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Subdivision: None
HOA
- Has HOA: No
Location
- Region: Chattanooga
Financial & listing details
- Price per square foot: $206/sqft
- Tax assessed value: $461,500
- Annual tax amount: $3,975
- Date on market: 5/13/2026
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
Estimated market value
Zestimate®
$380,600
Estimated sales range
$362,000 - $400,000
Rent Zestimate®
$2,306/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/24/2026 | Price change | $390,000-4.9%$206/sqft |
Source: Greater Chattanooga Realtors #1534591 Report a problem | ||
| 5/13/2026 | Listed for sale | $410,000-8.7%$216/sqft |
Source: Greater Chattanooga Realtors #1534591 Report a problem | ||
| 2/18/2026 | Listing removed | $449,000$237/sqft |
Source: Greater Chattanooga Realtors #1513860 Report a problem | ||
| 1/5/2026 | Price change | $449,000-1.1%$237/sqft |
Source: Greater Chattanooga Realtors #1513860 Report a problem | ||
| 10/16/2025 | Price change | $454,000-3.2%$240/sqft |
Source: Greater Chattanooga Realtors #1513860 Report a problem | ||
| 9/16/2025 | Price change | $469,000-4.1%$247/sqft |
Source: Greater Chattanooga Realtors #1513860 Report a problem | ||
| 7/29/2025 | Price change | $489,000-2%$258/sqft |
Source: Greater Chattanooga Realtors #1513860 Report a problem | ||
| 5/30/2025 | Listed for sale | $499,000+21.7%$263/sqft |
Source: Greater Chattanooga Realtors #1513860 Report a problem | ||
| 11/2/2023 | Sold | $410,000-8.8%$216/sqft |
Source: Greater Chattanooga Realtors #1380364 Report a problem | ||
| 10/16/2023 | Contingent | $449,500$237/sqft |
Source: Greater Chattanooga Realtors #1380364 Report a problem | ||
| 10/9/2023 | Price change | $449,500-1.7%$237/sqft |
Source: Greater Chattanooga Realtors #1380364 Report a problem | ||
| 10/6/2023 | Price change | $457,500-2.1%$241/sqft |
Source: Greater Chattanooga Realtors #1380364 Report a problem | ||
| 10/2/2023 | Price change | $467,500-1.6%$247/sqft |
Source: Greater Chattanooga Realtors #1380364 Report a problem | ||
| 9/27/2023 | Listed for sale | $475,000+48.9%$251/sqft |
Source: Greater Chattanooga Realtors #1380364 Report a problem | ||
| 10/18/2022 | Listing removed | -- |
Source: Greater Chattanooga Realtors #1362117 Report a problem | ||
| 9/22/2022 | Price change | $319,000-3%$168/sqft |
Source: Greater Chattanooga Realtors #1362117 Report a problem | ||
| 9/16/2022 | Price change | $329,000-8.4%$174/sqft |
Source: Greater Chattanooga Realtors #1362117 Report a problem | ||
| 9/8/2022 | Listed for sale | $359,000-5.3%$189/sqft |
Source: Greater Chattanooga Realtors #1362117 Report a problem | ||
| 8/31/2022 | Listing removed | -- |
Source: BHHS broker feed Report a problem | ||
| 8/19/2022 | Listed for sale | $379,000$200/sqft |
Source: BHHS broker feed #1355898 Report a problem | ||
| 8/9/2022 | Contingent | $379,000$200/sqft |
Source: Greater Chattanooga Realtors #1355898 Report a problem | ||
| 7/24/2022 | Price change | $379,000-10.8%$200/sqft |
Source: Greater Chattanooga Realtors #1355898 Report a problem | ||
| 6/11/2022 | Price change | $425,000-5.6%$224/sqft |
Source: Greater Chattanooga Realtors #1355898 Report a problem | ||
| 6/2/2022 | Listed for sale | $450,000$237/sqft |
Source: Greater Chattanooga Realtors #1355898 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,749 +79.4% | $115,375 +164.8% |
| 2024 | $975 | $43,575 |
| 2023 | $975 | $43,575 |
| 2022 | $975 | $43,575 |
| 2021 | $975 +61% | $43,575 +99% |
| 2020 | $606 | $21,900 |
| 2019 | $606 | $21,900 |
| 2018 | $606 -50.8% | $21,900 |
| 2017 | $1,231 -3% | $21,900 |
| 2016 | $1,268 | -- |
| 2015 | $1,268 | $22,725 |
| 2014 | $1,268 +8.6% | -- |
| 2013 | $1,168 | $22,725 -1.3% |
| 2012 | $1,168 | $23,025 |
| 2011 | $1,168 | $23,025 |
| 2010 | $1,168 +7.9% | $23,025 |
| 2009 | $1,083 | $23,025 +7.3% |
| 2008 | -- | $21,450 |
| 2007 | -- | $21,450 |
| 2006 | -- | $21,450 |
| 2005 | -- | $21,450 +18.8% |
| 2004 | -- | $18,050 |
| 2003 | -- | $18,050 |
| 2002 | -- | $18,050 |
| 2001 | -- | $18,050 +9.9% |
| 2000 | -- | $16,425 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Principal & interest
$1,547Mortgage insurance
$0Property taxes
$170Home insurance
$105HOA fees
$0Utilities
Not includedAll calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: Saint Elmo
Nearby schools
GreatSchools rating
- 2/10Calvin Donaldson Environmental Science AcademyGrades: PK-5Distance: 1 mi
- 5/10Lookout Valley Middle / High SchoolGrades: 6-12Distance: 3.3 mi
Schools provided by the listing agent
- Elementary: Calvin Donaldson Elementary
- Middle: Lookout Valley Middle
- High: Lookout Valley High
Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Tennessee
- Hamilton County
- Chattanooga
- 37409
- Saint Elmo
- 1313 W 46th St