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For sale
    • $999,500

    13801 Bay Ave, Panama City Beach, FL 32413

    6beds
    2,320sqft
    : 
    $6,355/mo
    Get pre-qualified
    Duplex, Multi Family
    Built in 1983
    -- sqft lot
    $930,800 Zestimate®
    $431/sqft
    $-- HOA

    What's special

    Dedicated garage spaceOpen-concept layoutCovered front porchCovered grilling patioPrivate fenced backyard
    A rare opportunity in the heart of Bid-A-Wee, one of Panama City Beach's most coveted neighborhoods and the only beach community along PCB's 26 miles of sugar-white sand offering private gated deeded beach access. The property is ideally located within a limited section of the neighborhood where SHORT-TERM RENTALS ARE PERMITTED, making it an exceptional find! This unique property sits on one parcel and features two separate residential units, offering exceptional flexibility for homeowners and investors alike. Whether you live in one unit and rent the other, or maximize income by renting both, the options here are hard to find -- especially this close to the Gulf. The primary residence at 13801 Bay Avenue offers approximately 1,200 square feet with 3 bedrooms and 2 full baths, featuring recent interior updates including the kitchen, living areas, bedrooms, bathrooms, and updated flooring. A sunroom/breezeway connects the home to a two-car garage and opens to a private fenced backyard complete with a covered grilling patio and open deck -- ideal for outdoor living. The second residence, identified for mailing purposes as 500 Albatross Street, offers approximately 1,100 square feet with 3 bedrooms and 2 full baths in an open-concept layout. This unit includes a covered front porch, fenced backyard with gated access, and its own garage connection, providing privacy and functionality for guests or tenants. Both units feature laundry rooms, separate entrances, dedicated garage space, and ample parking, including room for a boat or additional vehicles. With a three-minute walk or 30-seconds in a golf cart to the Gulf, owners may opt into the Bid-A-Wee HOA for a nominal annual fee, granting access to the gated beach entrance. Centrally located near Pier Park, dining, shopping, entertainment, and nightlife, this property delivers the perfect balance of beach lifestyle, neighborhood charm, and income potential. **FLOOR PLANS in Photos** Dimensions approximate, please verify if important.
    3 days
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    136
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    5
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    Zillow last checked:

    Listing updated:

    Listed by:

    Lee Ann Swartzentruber 850-774-3186,

    Epique Realty Inc

    Source: CPAR,MLS#: 793205MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 6
      • Bathrooms: 4
      • Full bathrooms: 4
      Rooms
      • Room types: Bedroom, Full Bath, Kitchen, Laundry, Living Room, Primary Bathroom, Primary Bedroom, Other, Sunroom
      Primary bedroom
      • Description: 13801
      • Level: First
      • Dimensions: 18 x 15
      Primary bedroom
      • Description: 500
      • Level: First
      • Dimensions: 17.6 x 14.8
      Bedroom
      • Description: 13801
      • Level: First
      • Dimensions: 11.5 x 13.5
      Bedroom
      • Description: 13801
      • Level: First
      • Dimensions: 12.5 x 10.5
      Bedroom
      • Description: 500
      • Level: First
      • Dimensions: 11.1 x 11.4
      Bedroom
      • Description: 500
      • Level: First
      • Dimensions: 11.5 x 11.5
      Primary bathroom
      • Description: 13801
      • Level: First
      • Dimensions: 7.8 x 6
      Primary bathroom
      • Description: 500
      • Level: First
      • Dimensions: 5.8 x 7
      Other
      • Description: 13801
      • Level: First
      • Dimensions: 7.5 x 5.2
      Other
      • Description: 500
      • Level: First
      • Dimensions: 7.1 x 5
      Kitchen
      • Description: 13801
      • Level: First
      • Dimensions: 12 x 11
      Kitchen
      • Description: 500
      • Level: First
      • Dimensions: 10 x 20
      Laundry
      • Description: 13801
      • Level: First
      • Dimensions: 4.8 x 5.6
      Laundry
      • Level: First
      • Dimensions: 4.9 x 4.2
      Living room
      • Description: 13801 Bay
      • Level: First
      • Dimensions: 13.5 x 13.2
      Living room
      • Description: 500 Albatross
      • Level: First
      • Dimensions: 16.3 x 17.7
      Other
      • Description: 13801 Walk-In Closet
      • Level: First
      • Dimensions: 7.9 x 6
      Sunroom
      • Description: 13801
      • Level: First
      • Dimensions: 16.8 x 18.9
      Heating
      • Central, Electric
      Cooling
      • Central Air, Ceiling Fan(s), Window Unit(s)
      Appliances
      • Included: Electric Oven, Electric Range, Electric Water Heater
      Features
      • Main Level Primary, Shower Only, Tub Shower, Walk-In Closet(s)
      Interior area
      • Total structure area: 2,320
      • Total interior livable area: 2,320 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Paved, Parking Lot
      • Garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck, Patio, Covered, Porch
      • Exterior features: Deck, Patio
      • Fencing: Fenced,Privacy
      Lot
      • Size: 9,147 Square Feet
      • Dimensions: 60.0 ft x 150.0 ft
      • Features: Paved
      Details
      • Additional structures: Outbuilding
      • Parcel number: 34749030000
      • Zoning description: Resid Multi-Family, Resid Single Family
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: MultiFamily
      • Architectural style: Duplex
      • Property subtype: Duplex, Multi Family
      • Attached to another structure: Yes
      Materials
      • Stucco
      • Foundation: Slab
      • Roof: Composition,Membrane,Other,Shingle
      Condition
      • New construction: No
      • Year built: 1983

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Electricity Available

      Community & HOA

      Community
      • Features: Beach, Short Term Rental Allowed
      • Security: Smoke Detector(s)
      • Subdivision: Bid A Wee
      HOA
      • Has HOA: No
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $431/sqft
      • Tax assessed value: $411,272
      • Annual tax amount: $4,128
      • Date on market: 7/27/2026
      • Cumulative days on market: 4 days
      • Electric utility on property: Yes

        Estimated market value

        $930,800

        $884,000 - $977,000

        $5,208/mo

        Price history

        DateEventPrice
        6/26/2026Listed for sale$999,500+0.1%$431/sqft
        Source: ECAOR #1006334 Report a problem
        6/24/2026Listing removed$999,000$431/sqft
        Source: CPAR #784228 Report a problem
        4/13/2026Price change$999,000-16.8%$431/sqft
        Source: CPAR #784228 Report a problem
        3/20/2026Price change$1,200,000-14.2%$517/sqft
        Source: CPAR #784228 Report a problem
        3/4/2026Pending sale$1,399,000$603/sqft
        Source: CPAR #784228 Report a problem
        1/27/2026Listed for sale$1,399,000$603/sqft
        Source: CPAR #784228 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$4,128 +2.2%$379,566 +3%
        2023$4,039 +26.3%$368,511 +37.6%
        2022$3,197 $267,908
        2021-- --
        2020$2,851 +15.5%$221,412 +10%
        2019$2,468 $201,284 +0.1%
        2018$2,468 -1.6%$201,166 +3.1%
        2017$2,508 +9.4%$195,181 -1.3%
        2016$2,293 -5.7%$197,677 -1.7%
        2015$2,431 $201,013 -4.3%
        2014$2,431 $210,036 -1.8%
        2013-- $213,843 -0.9%
        2012-- $215,883 -5.9%
        2011-- $229,391 -0.6%
        2010-- $230,782 -9.3%
        2009-- $254,390 +40.6%
        2008-- $180,980 +3%
        2007-- $175,709 +2.5%
        2006-- $171,423 +3%
        2005-- $166,430 +38.5%
        2004-- $120,154 +9.7%
        2003-- $109,482 +6.2%
        2002-- $103,081
        2001-- $103,081 +9.5%
        2000-- $94,151
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32413

        Getting around

        30 / 100
        Car-Dependent
        54 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Hutchison Beach
        • Middle: Surfside
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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