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For sale by owner
  • Price cut: $10K (5/31)
    $760,000

    623A Fernwood St, Panama City Beach, FL 32407

    4beds
    2,450sqft
    : 
    $4,775/mo
    Get pre-qualified
    SingleFamily
    Built in 2004
    4,320 Square Feet Lot
    $-- Zestimate®
    $310/sqft
    $-- HOA

    What's special

    One car garageBreakfast barGranite countertops
    Great investment opportunity on the beach! Spacious four bedroom, four bath home located just one block north of Front Beach Road. Enjoy gulf views from all three balconies or take a quick walk to the beach. Walking distance to several restaurants and bars. First-floor features one car garage and one bedroom with efficiency kitchen and full bath, perfect for separate rental. Second and third floors offer more oversized living areas, fresh paint in 2022 inside and out, new vinyl floor in 2021, sliding glass doors to balconies, granite countertops, breakfast bar, and third-floor master bedroom with gulf views. Electric shades on second floor balcony. Privacy railings on 1st and 2nd Floors. Can see fireworks from both piers (County and Pier Park) from 3rd Floor Balcony. Fantastic opportunity to live one block from the beach for an affordable price! Low maintenance costs and no HOA. Current Termite Bond with Arrow Pest. Home being sold in its as-is condition. All measurements and dimensions are approximate.
    154 days
    |
    306
    |
    16
    |
    Listed by:

    Property Owner (334) 379-7523

    This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 4
      Heating
      • Heat pump, Stove, Electric
      Cooling
      • Central
      Appliances
      • Included: Dishwasher, Dryer, Garbage disposal, Microwave, Range / Oven, Refrigerator, Washer
      Features
      • Flooring: Linoleum / Vinyl
      • Basement: None
      Interior area
      • Total interior livable area: 2,450 sqft

      Property

      Parking
      • Total spaces: 5
      • Parking features: Garage - Attached
      Features
      • Exterior features: Stucco, Wood
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      Lot
      • Size: 4,320 Square Feet

      Construction

      Type & style
      • Home type: SingleFamily
      Materials
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 2004

      Community & HOA

      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $310/sqft
      • Date on market: 3/24/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $4,630/mo

        Price history

        DateEventPrice
        5/31/2026Price change$760,000-1.3%$310/sqft
        Source: Owner Report a problem
        3/28/2026Price change$770,000-2.5%$314/sqft
        Source: Owner Report a problem
        3/24/2026Listed for sale$790,000$322/sqft
        Source: Owner Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 32407

        Getting around

        43 / 100
        Car-Dependent
        52 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

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