Great investment opportunity on the beach! Spacious four bedroom, four bath home located just one block north of Front Beach Road. Enjoy gulf views from all three balconies or take a quick walk to the beach. Walking distance to several restaurants and bars. First-floor features one car garage and one bedroom with efficiency kitchen and full bath, perfect for separate rental. Second and third floors offer more oversized living areas, fresh paint in 2022 inside and out, new vinyl floor in 2021, sliding glass doors to balconies, granite countertops, breakfast bar, and third-floor master bedroom with gulf views. Electric shades on second floor balcony. Privacy railings on 1st and 2nd Floors. Can see fireworks from both piers (County and Pier Park) from 3rd Floor Balcony. Fantastic opportunity to live one block from the beach for an affordable price! Low maintenance costs and no HOA. Current Termite Bond with Arrow Pest. Home being sold in its as-is condition. All measurements and dimensions are approximate. More pictures provided upon request.
For sale
Price cut: $10K (5/30)
$760,000
623 Fernwood St #A, Panama City Beach, FL 32407
4beds
2,495sqft
Single Family Residence
Built in 2004
-- sqft lot
$-- Zestimate®
$305/sqft
$-- HOA
What's special
One car garageBreakfast barGranite countertops
- 136 days
- 83
- 2
Zillow last checked:
Listing updated:
Listed by:
Susanne Flynn 615-685-1041,
Flynn Realty
Source: CPAR,MLS#: 788364
Originating MLS: Central Panhandle Association of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Rooms
- Room types: Bedroom, Kitchen, Living Room
Bedroom
- Level: First
- Dimensions: 18 x 18
Bedroom
- Level: Second
- Dimensions: 12 x 12
Bedroom
- Level: Third
- Dimensions: 20 x 15
Bedroom
- Level: Third
- Dimensions: 20 x 18
Kitchen
- Level: Second
- Dimensions: 20 x 10
Living room
- Level: Second
- Dimensions: 18 x 20
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Cooktop, Electric Range
Features
- Balcony, Double Vanity, Soaking Tub, Separate Shower
Interior area
- Total structure area: 2,495
- Total interior livable area: 2,495 sqft
Property
Parking
- Total spaces: 1
- Parking features: Garage, Garage Door Opener
- Garage spaces: 1
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Balcony, Deck, Covered, Patio
- Exterior features: Covered Patio, Deck
- Fencing: Fenced
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
Details
- Parcel number: 34147010000
- Zoning description: City
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Coastal
- Property subtype: Single Family Residence
- Attached to another structure: Yes
Materials
- Stucco
- Foundation: Slab
- Roof: Metal
Condition
- New construction: No
- Year built: 2004
Utilities & green energy
- Utilities for property: Electricity Available
Community & HOA
Community
- Features: Short Term Rental Allowed
- Subdivision: No Named Subdivision
HOA
- Has HOA: No
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $305/sqft
- Annual tax amount: $3,267
- Date on market: 4/14/2026
- Cumulative days on market: 65 days
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
$2,149/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/30/2026 | Price change | $760,000-1.3%$305/sqft |
Source: | ||
| 4/14/2026 | Price change | $770,000-2.5%$309/sqft |
Source: | ||
| 3/12/2026 | Listed for sale | $790,000+313.8%$317/sqft |
Source: Owner Report a problem | ||
| 11/28/2010 | Listing removed | $190,900$77/sqft |
Source: Coldwell Banker Carroll Realty, Inc. #408705 Report a problem | ||
| 11/26/2010 | Listed for sale | $190,900$77/sqft |
Source: Coldwell Banker Carroll Realty, Inc. #408705 Report a problem | ||
| 8/15/2010 | Listing removed | $190,900$77/sqft |
Source: Coldwell Banker Carroll Realty, Inc. #408705 Report a problem | ||
| 7/31/2010 | Listed for sale | $190,900$77/sqft |
Source: Coldwell Banker Carroll Realty, Inc. #408705 Report a problem | ||
Public tax history
Tax history is unavailable.
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 32407
Nearby schools
Schools provided by the listing agent
- Elementary: Hutchison Beach
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.






