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For sale
    • Price cut: $10K (5/30)
    $760,000

    623 Fernwood St #A, Panama City Beach, FL 32407

    4beds
    2,495sqft
    : 
    $4,775/mo
    Get pre-qualified
    Single Family Residence
    Built in 2004
    -- sqft lot
    $-- Zestimate®
    $305/sqft
    $-- HOA

    What's special

    One car garageBreakfast barGranite countertops
    Great investment opportunity on the beach! Spacious four bedroom, four bath home located just one block north of Front Beach Road. Enjoy gulf views from all three balconies or take a quick walk to the beach. Walking distance to several restaurants and bars. First-floor features one car garage and one bedroom with efficiency kitchen and full bath, perfect for separate rental. Second and third floors offer more oversized living areas, fresh paint in 2022 inside and out, new vinyl floor in 2021, sliding glass doors to balconies, granite countertops, breakfast bar, and third-floor master bedroom with gulf views. Electric shades on second floor balcony. Privacy railings on 1st and 2nd Floors. Can see fireworks from both piers (County and Pier Park) from 3rd Floor Balcony. Fantastic opportunity to live one block from the beach for an affordable price! Low maintenance costs and no HOA. Current Termite Bond with Arrow Pest. Home being sold in its as-is condition. All measurements and dimensions are approximate. More pictures provided upon request.
    134 days
    |
    86
    |
    2
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Susanne Flynn 615-685-1041,

    Flynn Realty

    Source: CPAR,MLS#: 788364MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 4
      Rooms
      • Room types: Bedroom, Kitchen, Living Room
      Bedroom
      • Level: First
      • Dimensions: 18 x 18
      Bedroom
      • Level: Second
      • Dimensions: 12 x 12
      Bedroom
      • Level: Third
      • Dimensions: 20 x 15
      Bedroom
      • Level: Third
      • Dimensions: 20 x 18
      Kitchen
      • Level: Second
      • Dimensions: 20 x 10
      Living room
      • Level: Second
      • Dimensions: 18 x 20
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Electric Cooktop, Electric Range
      Features
      • Balcony, Double Vanity, Soaking Tub, Separate Shower
      Interior area
      • Total structure area: 2,495
      • Total interior livable area: 2,495 sqft

      Property

      Parking
      • Total spaces: 1
      • Parking features: Garage, Garage Door Opener
      • Garage spaces: 1
      Features
      • Levels: Three Or More
      • Stories: 3
      • Patio & porch: Balcony, Deck, Covered, Patio
      • Exterior features: Covered Patio, Deck
      • Fencing: Fenced
      • Has view: Yes
      • View description: Gulf
      • Has water view: Yes
      • Water view: Gulf
      Details
      • Parcel number: 34147010000
      • Zoning description: City
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Coastal
      • Property subtype: Single Family Residence
      • Attached to another structure: Yes
      Materials
      • Stucco
      • Foundation: Slab
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 2004

      Utilities & green energy

      • Utilities for property: Electricity Available

      Community & HOA

      Community
      • Features: Short Term Rental Allowed
      • Subdivision: No Named Subdivision
      HOA
      • Has HOA: No
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $305/sqft
      • Annual tax amount: $3,267
      • Date on market: 4/14/2026
      • Cumulative days on market: 63 days
      • Electric utility on property: Yes

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $2,149/mo

        Price history

        DateEventPrice
        5/30/2026Price change$760,000-1.3%$305/sqft
        Source: CPAR #788364 Report a problem
        4/14/2026Price change$770,000-2.5%$309/sqft
        Source: CPAR #788364 Report a problem
        3/12/2026Listed for sale$790,000+313.8%$317/sqft
        Source: Owner Report a problem
        11/28/2010Listing removed$190,900$77/sqft
        Source: Coldwell Banker Carroll Realty, Inc. #408705 Report a problem
        11/26/2010Listed for sale$190,900$77/sqft
        Source: Coldwell Banker Carroll Realty, Inc. #408705 Report a problem
        8/15/2010Listing removed$190,900$77/sqft
        Source: Coldwell Banker Carroll Realty, Inc. #408705 Report a problem
        7/31/2010Listed for sale$190,900$77/sqft
        Source: Coldwell Banker Carroll Realty, Inc. #408705 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 32407

        Getting around

        43 / 100
        Car-Dependent
        52 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Hutchison Beach
        • Middle: Surfside
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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