No HOA. Move In Ready!. Renovated 2025. 3 Bedroom & 3 Bath Residence plus Efficiency Studio/ 1 Full Bath. Three story residence has an open living/dining/kitchen. The home features a brand-new roof, new exterior paint, and fresh interior paint. Fully furnished home with new coastal décor, renovated to meet code, and situated less than two blocks from the white sands of the Gulf of America and its emerald waters! The main residence with spacious 3 large bedrooms, 3 full bathrooms & multiple decks to relax & enjoy the gulf views & beautiful sunsets! One car garage/storage. In addition to the main residence, a cozy efficiency studio with a fully fenced backyard & private entrance is located on the ground level. Only 30 minutes to the airport.
For sale
$788,950
623 Fernwood St #C, Panama City Beach, FL 32407
4beds
2,600sqft
Single Family Residence
Built in 2005
1,660 Square Feet Lot
$-- Zestimate®
$303/sqft
$-- HOA
What's special
Fresh interior paintBrand-new roofNew exterior paint
- 180 days
- 57
- 3
Zillow last checked:
Listing updated:
Listed by:
Ralph Harvey 855-456-4945,
ListWithFreedom.com Inc.
Source: CPAR,MLS#: 786073
Originating MLS: Central Panhandle Association of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Rooms
- Room types: Bedroom, Kitchen, Living Room, Primary Bedroom
Primary bedroom
- Level: Third
- Dimensions: 19 x 17
Bedroom
- Level: Third
- Dimensions: 19 x 12
Bedroom
- Level: Second
- Dimensions: 12 x 11
Bedroom
- Level: First
- Dimensions: 20 x 15
Kitchen
- Level: Second
- Dimensions: 6 x 10
Living room
- Level: Second
- Dimensions: 19 x 17
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Electric Range, Electric Water Heater
Interior area
- Total structure area: 2,600
- Total interior livable area: 2,600 sqft
Property
Parking
- Total spaces: 1
- Parking features: Garage
- Garage spaces: 1
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Covered, Porch
- Fencing: Full,Fenced
Lot
- Size: 1,660 Square Feet
- Dimensions: 20 x 83
- Features: Paved
Details
- Parcel number: 34147025000
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Coastal
- Property subtype: Single Family Residence
- Attached to another structure: Yes
Materials
- Stucco, Wood Frame
Condition
- New construction: No
- Year built: 2005
Utilities & green energy
- Sewer: Public Sewer
Community & HOA
Community
- Features: Short Term Rental Allowed
- Subdivision: Bahama Beach
HOA
- Has HOA: No
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $303/sqft
- Tax assessed value: $25,410
- Annual tax amount: $5,158
- Date on market: 3/1/2026
- Cumulative days on market: 108 days
Estimated market value
Not available
Estimated sales range
Not available
$4,328/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/29/2026 | Price change | $788,950-0.1%$303/sqft |
Source: | ||
| 3/1/2026 | Listed for sale | $789,887+26.4%$304/sqft |
Source: | ||
| 9/9/2024 | Sold | $625,000-7.4%$240/sqft |
Source: | ||
| 8/17/2024 | Contingent | $675,000$260/sqft |
Source: | ||
| 8/6/2024 | Price change | $675,000-2.9%$260/sqft |
Source: | ||
| 6/4/2024 | Listed for sale | $695,000$267/sqft |
Source: | ||
| 5/24/2024 | Contingent | $695,000$267/sqft |
Source: | ||
| 5/2/2024 | Listed for sale | $695,000+258.2%$267/sqft |
Source: | ||
| 12/6/2016 | Sold | $194,000-42.8%$75/sqft |
Source: Public Record Report a problem | ||
| 3/20/2013 | Listing removed | $339,000$130/sqft |
Source: ERA Neubauer Real Estate, Inc. #404735 Report a problem | ||
| 3/27/2010 | Listed for sale | $339,000-24.7%$130/sqft |
Source: ERA Neubauer Real Estate, Inc. #404735 Report a problem | ||
| 2/12/2010 | Listing removed | $450,000$173/sqft |
Source: ERA Neubauer Real Estate, Inc. #333334 Report a problem | ||
| 12/2/2009 | Listed for sale | $450,000+50.5%$173/sqft |
Source: ERA Neubauer Real Estate, Inc. #333334 Report a problem | ||
| 11/16/2008 | Listing removed | $299,000$115/sqft |
Source: Century 21 #381640 Report a problem | ||
| 9/3/2008 | Listed for sale | $299,000-33.6%$115/sqft |
Source: Century 21 #381640 Report a problem | ||
| 5/19/2008 | Listing removed | $450,000$173/sqft |
Source: Homes & Land #333334 Report a problem | ||
| 4/26/2008 | Listed for sale | $450,000-18%$173/sqft |
Source: Homes & Land #333334 Report a problem | ||
| 12/7/2007 | Listing removed | $549,000$211/sqft |
Source: ERA #333334 Report a problem | ||
| 11/12/2007 | Listed for sale | $549,000-8.5%$211/sqft |
Source: ERA #333334 Report a problem | ||
| 2/9/2006 | Sold | $600,000+6.5%$231/sqft |
Source: Public Record Report a problem | ||
| 11/24/2004 | Sold | $563,300+215.6%$217/sqft |
Source: Public Record Report a problem | ||
| 9/16/2003 | Sold | $178,500$69/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $764 -78.4% | $25,410 -90.9% |
| 2023 | $3,543 +16.3% | $277,918 +8.8% |
| 2022 | $3,046 | $255,364 |
| 2021 | -- | -- |
| 2020 | $2,933 +9.6% | $231,333 +6.4% |
| 2019 | $2,677 | $217,498 +3.4% |
| 2018 | $2,677 -0.1% | $210,332 +10% |
| 2017 | $2,681 +20.4% | $191,211 +4.5% |
| 2016 | $2,226 +0.3% | $182,962 -0.9% |
| 2015 | $2,219 | $184,654 -0.9% |
| 2014 | $2,219 | $186,409 -1.4% |
| 2013 | -- | $189,098 -2.8% |
| 2012 | -- | $194,478 -1.3% |
| 2011 | -- | $197,108 -29.5% |
| 2010 | -- | $279,638 +6.3% |
| 2009 | -- | $263,011 -7% |
| 2008 | -- | $282,864 -18.4% |
| 2007 | -- | $346,463 -26.5% |
| 2006 | -- | $471,178 +17% |
| 2005 | -- | $402,632 +154.3% |
| 2004 | -- | $158,301 +64.8% |
| 2003 | -- | $96,067 +12.9% |
| 2002 | -- | $85,063 |
| 2001 | -- | $85,063 +11% |
| 2000 | -- | $76,609 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 32407
Nearby schools
Schools provided by the listing agent
- Elementary: Hutchison Beach
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.







