Cozy Up North Ranch Near Beautiful Lake St. Helen This charming 2-bed, 1-bath ranch offers the perfect blend of comfort, convenience, and northern-Michigan recreation. Whether you're looking for a year-round home, a weekend getaway, or an easy-to-maintain downsizer, this property delivers relaxed living in a peaceful setting. The home features an open-concept design that creates an easy, connected flow between the main living spaces — perfect for everyday comfort or hosting friends after a day on the lake. The living area is anchored by a brick-surround, real wood-burning fireplace, adding warmth, character, and that classic up-north coziness. An efficient ranch layout keeps everything accessible, while the fully fenced yard provides privacy, space for pets, and room to enjoy the outdoors. A metal storage shed adds practical space for tools, toys, and seasonal gear. Located just a 20-minute walk to the Lake St. Helen boat launch, you’ll have quick access to boating, fishing, and days on the water. Nearby ORV and trail systems make it easy to hop on your side-by-side or explore miles of northern Michigan wilderness. A cozy home in a great recreational area — ideal for anyone who wants to enjoy the best of up-north living without breaking the budget.
For sale
$159,900
1604 Otsego Rd, Saint Helen, MI 48656
2beds
1,020sqft
Single Family Residence
Built in 1960
0.26 Acres Lot
$123,700 Zestimate®
$157/sqft
$-- HOA
What's special
Fully fenced yardMetal storage shedEfficient ranch layoutSpace for petsBrick-surround real wood-burning fireplaceOpen-concept design
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Zillow last checked:
Listing updated:
Listed by:
Linda L Anderson 989-245-2881,
Bay Area Real Estate 989-686-3300
Source: MiRealSource,MLS#: 50212386
Originating MLS: Bay County REALTOR Association
Originating MLS: Bay County REALTOR AssociationLoading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Bedroom 1
- Features: Carpet
- Level: Main
- Area: 135
- Dimensions: 9 x 15
Bedroom 2
- Features: Carpet
- Level: Main
- Area: 135
- Dimensions: 9 x 15
Bathroom 1
- Features: Laminate
- Level: Main
- Area: 80
- Dimensions: 10 x 8
Dining room
- Features: Vinyl
- Level: Main
- Area: 72
- Dimensions: 9 x 8
Kitchen
- Features: Linoleum
- Level: Main
- Area: 143
- Dimensions: 11 x 13
Living room
- Features: Vinyl
- Level: Main
- Area: 170
- Dimensions: 10 x 17
Heating
- Forced Air, Propane
Features
- Flooring: Carpet, Vinyl, Laminate, Linoleum
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: Wood Burning
Interior area
- Total structure area: 1,020
- Total interior livable area: 1,020 sqft
- Finished area above ground: 1,020
- Finished area below ground: 0
Property
Features
- Levels: One
- Stories: 1
- Frontage type: Road
- Frontage length: 80
Lot
- Size: 0.26 Acres
- Dimensions: 80 x 140
Details
- Parcel number: 0104921290000
- Special conditions: Private
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Slab
Condition
- Year built: 1960
Utilities & green energy
- Sewer: Septic Tank
- Water: Private Well
Community & HOA
Community
- Subdivision: Land O Lakes
HOA
- Has HOA: No
Location
- Region: Saint Helen
Financial & listing details
- Price per square foot: $157/sqft
- Tax assessed value: $98,400
- Annual tax amount: $871
- Date on market: 6/23/2026
- Cumulative days on market: 2 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan
Estimated market value
$123,700
$101,000 - $142,000
$1,064/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/23/2026 | Listed for sale | $159,900+610.7%$157/sqft |
Source:  MiRealSource #50212386 Report a problem | ||
| 12/22/2011 | Sold | $22,500$22/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $851 +27.8% | $49,200 +8.1% |
| 2024 | $666 +3.9% | $45,500 +55.3% |
| 2023 | $641 -31.2% | $29,300 +27.4% |
| 2022 | $932 +28.3% | $23,000 +9.5% |
| 2021 | $726 | $21,000 +10.5% |
| 2020 | -- | $19,000 +6.1% |
| 2019 | $524 | $17,900 +4.1% |
| 2018 | -- | $17,200 |
| 2016 | -- | $17,200 +0.6% |
| 2015 | -- | $17,100 +12.5% |
| 2014 | -- | $15,200 -5.6% |
| 2013 | -- | $16,100 -3% |
| 2012 | -- | $16,600 -8.8% |
| 2011 | $827 | $18,200 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 48656
Nearby schools
GreatSchools rating
- 6/10Roscommon Elementary SchoolGrades: PK-4Distance: 13.2 mi
- 8/10Roscommon Middle SchoolGrades: 5-7Distance: 13.2 mi
- 6/10Roscommon High SchoolGrades: 7-12Distance: 13.4 mi
Schools provided by the listing agent
- District: Roscommon Area Public Schools
Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Michigan
- Roscommon County
- Saint Helen
- 48656
- 1604 Otsego Rd
Nearby cities
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Other Saint Helen Topics
