Cozy Up North Ranch Near Beautiful Lake St. Helen This charming 2-bed, 1-bath ranch offers the perfect blend of comfort, convenience, and northern-Michigan recreation. Whether you're looking for a year-round home, a weekend getaway, or an easy-to-maintain downsizer, this property delivers relaxed living in a peaceful setting. The home features an open-concept design that creates an easy, connected flow between the main living spaces — perfect for everyday comfort or hosting friends after a day on the lake. The living area is anchored by a brick-surround, real wood-burning fireplace, adding warmth, character, and that classic up-north coziness. An efficient ranch layout keeps everything accessible, while the fully fenced yard provides privacy, space for pets, and room to enjoy the outdoors. A metal storage shed adds practical space for tools, toys, and seasonal gear. Located just a 20-minute walk to the Lake St. Helen boat launch, you’ll have quick access to boating, fishing, and days on the water. Nearby ORV and trail systems make it easy to hop on your side-by-side or explore miles of northern Michigan wilderness. A cozy home in a great recreational area — ideal for anyone who wants to enjoy the best of up-north living without breaking the budget.
For sale
$159,900
1604 Otsego Rd, Saint Helen, MI 48656
2beds
1,020sqft
:
Get pre-qualified$1,128/mo
Single Family Residence
Built in 1960
0.26 Acres Lot
$131,200 Zestimate®
$157/sqft
$-- HOA
What's special
Fully fenced yardMetal storage shedEfficient ranch layoutSpace for petsBrick-surround real wood-burning fireplaceOpen-concept design
- 47 days |
- 260 |
- 3 |
Zillow last checked:
Listing updated:
Listed by:
Linda L Anderson 989-245-2881,
Bay Area Real Estate 989-686-3300
Source: MiRealSource,MLS#: 50212386
Originating MLS: Bay County REALTOR Association
Originating MLS: Bay County REALTOR AssociationFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Bedroom 1
- Features: Carpet
- Level: Main
- Area: 135
- Dimensions: 9 x 15
Bedroom 2
- Features: Carpet
- Level: Main
- Area: 135
- Dimensions: 9 x 15
Bathroom 1
- Features: Laminate
- Level: Main
- Area: 80
- Dimensions: 10 x 8
Dining room
- Features: Vinyl
- Level: Main
- Area: 72
- Dimensions: 9 x 8
Kitchen
- Features: Linoleum
- Level: Main
- Area: 143
- Dimensions: 11 x 13
Living room
- Features: Vinyl
- Level: Main
- Area: 170
- Dimensions: 10 x 17
Heating
- Forced Air, Propane
Features
- Flooring: Carpet, Vinyl, Laminate, Linoleum
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: Wood Burning
Interior area
- Total structure area: 1,020
- Total interior livable area: 1,020 sqft
- Finished area above ground: 1,020
- Finished area below ground: 0
Property
Features
- Levels: One
- Stories: 1
- Frontage type: Road
- Frontage length: 80
Lot
- Size: 0.26 Acres
- Dimensions: 80 x 140
Details
- Parcel number: 0104921290000
- Special conditions: Private
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Slab
Condition
- Year built: 1960
Utilities & green energy
- Sewer: Septic Tank
- Water: Private Well
Community & HOA
Community
- Subdivision: Land O Lakes
HOA
- Has HOA: No
Location
- Region: Saint Helen
Financial & listing details
- Price per square foot: $157/sqft
- Tax assessed value: $98,400
- Annual tax amount: $871
- Date on market: 6/23/2026
- Cumulative days on market: 48 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan
Estimated market value
$131,200
$110,000 - $150,000
$1,095/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/23/2026 | Listed for sale | $159,900+610.7%$157/sqft |
Source:  MiRealSource #50212386 Report a problem | ||
| 12/22/2011 | Sold | $22,500$22/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $851 +27.8% | $49,200 +8.1% |
| 2024 | $666 +3.9% | $45,500 +55.3% |
| 2023 | $641 -31.2% | $29,300 +27.4% |
| 2022 | $932 +28.3% | $23,000 +9.5% |
| 2021 | $726 | $21,000 +10.5% |
| 2020 | -- | $19,000 +6.1% |
| 2019 | $524 | $17,900 +4.1% |
| 2018 | -- | $17,200 |
| 2016 | -- | $17,200 +0.6% |
| 2015 | -- | $17,100 +12.5% |
| 2014 | -- | $15,200 -5.6% |
| 2013 | -- | $16,100 -3% |
| 2012 | -- | $16,600 -8.8% |
| 2011 | $827 | $18,200 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 48656
Nearby schools
GreatSchools rating
- 6/10Roscommon Elementary SchoolGrades: PK-4Distance: 13.2 mi
- 8/10Roscommon Middle SchoolGrades: 5-7Distance: 13.2 mi
- 6/10Roscommon High SchoolGrades: 7-12Distance: 13.4 mi
Schools provided by the listing agent
- District: Roscommon Area Public Schools
Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
- $101,4001 bd1 ba657 sqft9184 Richfield Ct, Saint Helen, MI 48656Off Market
- $173,8002 bd2 ba1.3k sqft1622 Otsego Rd, Saint Helen, MI 48656Off Market
- $124,0002 bd1 ba680 sqft9166 Richfield Ct, Saint Helen, MI 48656Off Market
- $190,1003 bd2 ba1.4k sqft9211 Richfield Rd, Saint Helen, MI 48656Off Market
- $129,8002 bd1 ba770 sqft1632 Otsego Rd, Saint Helen, MI 48656Off Market
- $132,2002 bd1 ba894 sqft9152 Richfield Ct, Saint Helen, MI 48656Off Market
- $112,3002 bd1 ba672 sqft1623 Higgins Rd, Saint Helen, MI 48656Off Market
- $110,0002 bd1 ba774 sqft9208 Richfield Ct, Saint Helen, MI 48656Off Market
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
Similar homes
- $154,9002 bd1 ba1k sqft9136 Richfield Ct, Saint Helen, MI 48656For Sale
MLS ID #1947483, ROB ROMPS. NGLRMLS - $115,0002 bd1 ba672 sqft1637 Higgins Rd, Saint Helen, MI 48656For Sale
MLS ID #201842038, Christine Corsetti, St. Helen Realty. WWMLS - $139,9002 bd1 ba1k sqft9646 Duck Rd, Saint Helen, MI 48656For Sale
MLS ID #201841302, Connie Louise Hertzberg, St. Helen Realty. WWMLS - $164,9002 bd1 ba720 sqft1546 Palmento Rd, Saint Helen, MI 48656For Sale
MLS ID #201841934, Lyndsey Ball, St. Helen Realty. WWMLS - $185,0002 bd2 ba1.3k sqft9403 Superior Ave, Saint Helen, MI 48656For SaleMLS ID #201841358, Cheryl Frank, Century 21 Realty North Houghton Lake. WWMLS
- $129,0004 bd1 ba1.4k sqft10100 Lawndale, Saint Helen, MI 48656For SaleMLS ID #201842029, Christine Corsetti, St. Helen Realty. WWMLS
- $190,0002 bd2 ba1k sqft1851 Lakewoods Beach Rd, Saint Helen, MI 48656For SaleMLS ID #201839301, Christine Corsetti, St. Helen Realty. WWMLS
- $169,0002 bd2 ba1k sqft2173 Voyager St, Saint Helen, MI 48656For SaleMLS ID #201841505, Jennifer Flick, Midge & Co-Luxury Lakefront Homes. WWMLS
- $149,0002 bd1 ba816 sqft1104 Tanglewood Dr, Saint Helen, MI 48656For SaleMLS ID #201840995, Karen Hill, Cary Real Estate LLC. WWMLS
- $159,9003 bd1 ba893 sqft9406 Van Buren St, Saint Helen, MI 48656For SaleMLS ID #1944634, BRENT CHURCH. NGLRMLS
- $144,5002 bd1 ba840 sqft1065 Tanglewood Dr, Saint Helen, MI 48656For SaleMLS ID #201840477, Audrey Plucinski, Century 21 Realty North Houghton Lake. WWMLS
- $149,9992 bd1 ba1.1k sqft1924 Lakewoods Beach Rd, Saint Helen, MI 48656For Sale By Owner
- $130,0002 bd1 ba704 sqft9447 Quincy Rd, Saint Helen, MI 48656For SaleMLS ID #201841017, Christine Corsetti, St. Helen Realty. WWMLS
- $194,9002 bd2 ba1.4k sqft9247 Sunshine Ct, Saint Helen, MI 48656For SaleMLS ID #201837090, Connie Louise Hertzberg, St. Helen Realty. WWMLS
- $199,9003 bd2 ba1.2k sqft10770 Johnston Blvd, Saint Helen, MI 48656For SaleMLS ID #201841850, Michael L Hodnett, St. Helen Realty. WWMLS
- $119,5002 bd1 ba837 sqft1103 Tanglewood Dr, Saint Helen, MI 48656For SaleMLS ID #201841204, Karen Hill, Cary Real Estate LLC. WWMLS
- $182,0003 bd2 ba900 sqft9750 Jackson St, Saint Helen, MI 48656For SaleMLS ID #201840703, Kayla Marie Spohn, KW Northern Michigan Team Partners. WWMLS
- $139,9952 bd1 ba760 sqft1510 Maple Ave, Saint Helen, MI 48656For Sale By Owner
- $195,0003 bd2 ba854 sqft104 Mosher Dr, Saint Helen, MI 48656For SaleMLS ID #1946964, ROB ROMPS. NGLRMLS
- $95,0003 bd1 ba1.1k sqft1259 Knollwood Dr, Saint Helen, MI 48656For SaleMLS ID #1945256, ROB ROMPS. NGLRMLS
