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    • Price cut: $55K (7/15)
    $795,000

    16401 Cottage Hill Rd, Deerwood, MN 56444

    3beds
    1,744sqft
    : 
    $4,732/mo
    Get pre-qualified
    Single Family
    Built in 1972
    5.86 Acres Lot
    $767,100 Zestimate®
    $456/sqft
    $-- HOA

    What's special

    Oversized garageLarge side deckThree-season lakeside porchHeated workshopLarge master suite
    Enjoy this classic "Up North" cabin on highly desirable Bay Lake, situated on a cul-de-sac road serving only two other properties. Gather around the fire pit and enjoy a great view of your virtually private bay or enjoy your evening in the three-season lakeside porch. This year-round cabin offers 3 bedrooms and 2 baths and an open concept for the living room, dining room and kitchen. There is beautiful tongue and groove woodwork throughout the premises with a large master suite for the owners. A large side deck provides a wonderful view of the bay and access to the oversized garage which includes a heated workshop. This property sits on a quiet bay on the West side of the lake and is only minutes away from golf, dinning and shopping at Ruttger's Bay Lake Resort. A small convenience store and gas dock are also close by. This fully furnished property, along with approximately 3 acres of land on the other side of Highway #6, is ready for your immediate use and enjoyment so make plans to see all that it has to offer today.
    52 days
    |
    2,274
    |
    48
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Bruce Johnson 218-838-1111,

    Bay Lake Realty

    Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7096949MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • 3/4 bathrooms: 2
      Bedroom
      • Level: Main
      • Area: 180 Square Feet
      • Dimensions: 15 X 12
      Bedroom 2
      • Level: Main
      • Area: 115.5 Square Feet
      • Dimensions: 11 X 10.5
      Bedroom 3
      • Level: Main
      • Area: 115 Square Feet
      • Dimensions: 11.5 X 10
      Dining room
      • Level: Main
      • Area: 120 Square Feet
      • Dimensions: 12 X 10
      Kitchen
      • Level: Main
      • Area: 132 Square Feet
      • Dimensions: 12 X 11
      Laundry
      • Level: Main
      • Area: 67.5 Square Feet
      • Dimensions: 9 X 7.5
      Living room
      • Level: Main
      • Area: 252 Square Feet
      • Dimensions: 21 X 12
      Mud room
      • Level: Main
      • Area: 58.5 Square Feet
      • Dimensions: 9 X 6.5
      Office
      • Level: Main
      • Area: 99 Square Feet
      • Dimensions: 11 X 9
      Porch
      • Level: Main
      • Area: 120 Square Feet
      • Dimensions: 15 X 8
      Heating
      • Forced Air, Fireplace(s)
      Cooling
      • None
      Appliances
      • Included: Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
      • Laundry: Laundry Room, Main Level
      Features
      • Basement: Crawl Space,Unfinished
      • Number of fireplaces: 1
      • Fireplace features: Free Standing, Gas, Living Room
      Interior area
      • Total structure area: 1,744
      • Total interior livable area: 1,744 sqft
      • Finished area above ground: 1,744
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 4
      • Parking features: Detached Garage, Gravel
      • Garage spaces: 4
      • Details: Garage Dimensions (42 X 28)
      Accessibility
      • Accessibility features: None
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck, Front Porch
      • Fencing: None
      • Has view: Yes
      • View description: Bay, East, Panoramic, South
      • Has water view: Yes
      • Water view: Bay
      • Waterfront features: Lake Front, Waterfront Elevation(0-4), Lake Bottom(Undeveloped)
      • Frontage length: Water Frontage: 377
      Lot
      • Size: 5.86 Acres
      • Dimensions: 377 x 660 x 327 x 860
      • Features: Accessible Shoreline, Irregular Lot, Tree Coverage - Heavy
      Details
      • Additional structures: Garage(s)
      • Foundation area: 1744
      • Parcel number: 50090524
      • Zoning description: Shoreline,Residential-Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family
      Materials
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 1972

      Utilities & green energy

      • Gas: Propane
      • Sewer: Septic System Compliant - Yes, Tank with Drainage Field
      • Water: Drilled, Well

      Community & HOA

      HOA
      • Has HOA: No
      Location
      • Region: Deerwood

      Financial & listing details

      • Price per square foot: $456/sqft
      • Tax assessed value: $781,500
      • Annual tax amount: $3,860
      • Date on market: 6/22/2026
      • Cumulative days on market: 18 days
      • Road surface type: Paved

        Estimated market value

        $767,100

        $729,000 - $805,000

        $2,248/mo

        Price history

        DateEventPrice
        7/15/2026Price change$795,000-6.5%$456/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7096949 Report a problem
        6/22/2026Listed for sale$850,000+107.3%$487/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7096949 Report a problem
        6/25/2020Sold$410,000-3.5%$235/sqft
        Source: NorthstarMLS as distributed by MLS GRID #5430236 Report a problem
        6/24/2020Pending sale$424,900$244/sqft
        Source: Exit Lakes Realty Premier #5430236 Report a problem
        5/18/2020Price change$424,900-3.4%$244/sqft
        Source: Exit Lakes Realty Premier #5430236 Report a problem
        3/5/2020Price change$439,900-2.2%$252/sqft
        Source: Exit Lakes Realty Premier #5430236 Report a problem
        1/31/2020Listed for sale$449,900+0.2%$258/sqft
        Source: Exit Lakes Realty Premier #5430236 Report a problem
        11/1/2019Listing removed$449,000$257/sqft
        Source: Bay Lake Realty #5268869 Report a problem
        7/25/2019Listed for sale$449,000$257/sqft
        Source: Bay Lake Realty #5268869 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,999 -18.5%$781,500 +86.2%
        2024$2,453 -21.2%$419,700 -5.7%
        2023$3,111 +5.7%$445,100 -15.4%
        2022$2,943 +43.4%$526,400 +38.4%
        2021$2,053 -1.1%$380,400 +8.1%
        2020$2,075 +27.9%$351,781 +20%
        2017$1,622 $293,248 +5%
        2016$1,622 +18.9%$279,300 +18.2%
        2015$1,364 +116.8%$236,200 +2.5%
        2014$629 -56.3%$230,400 -16.2%
        2012$1,439 +0.9%$275,000
        2011$1,425 +8.5%$275,000 -13.1%
        2010$1,313 +3.3%$316,300
        2009$1,271 $316,300
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 56444

        Getting around

        1 / 100
        Car-Dependent
        13 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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