Active

$850,000

16401 Cottage Hill Rd, Deerwood, MN 56444

3beds

1,744sqft

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Single Family

Built in 1972

5.86 Acres Lot

$868,100 Zestimate^®

$487/sqft

$-- HOA

What's special

Oversized garageLarge side deckThree-season lakeside porchHeated workshopLarge master suite

Enjoy this classic "Up North" cabin on highly desirable Bay Lake. Gather around the fire pit and enjoy a great view of the lake or enjoy your evening in the three-season lakeside porch. This year-round cabin offers 3 bedrooms and 2 baths and an open concept for the living room, dining room and kitchen. There is beautiful tongue and groove woodwork throughout the premises with a large master suite for the owners. A large side deck provides access to the oversized garage which includes a heated workshop. This property sits on a quiet bay on the West side of the lake and is only minutes away from golf, dinning and shopping at Ruttger's Bay Lake Resort. A small convenience store and gas dock are also close by. This fully furnished property, along with approximately 3 acres of land on the other side of Highway #6, is ready for your immediate use and enjoyment so make plans to see all that it has to offer today.

7 days

1,139

37

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
3/4 bathrooms: 2

Bedroom

Level: Main
Area: 180 Square Feet
Dimensions: 15 X 12

Bedroom 2

Level: Main
Area: 115.5 Square Feet
Dimensions: 11 X 10.5

Bedroom 3

Level: Main
Area: 115 Square Feet
Dimensions: 11.5 X 10

Dining room

Level: Main
Area: 120 Square Feet
Dimensions: 12 X 10

Kitchen

Level: Main
Area: 132 Square Feet
Dimensions: 12 X 11

Laundry

Level: Main
Area: 67.5 Square Feet
Dimensions: 9 X 7.5

Living room

Level: Main
Area: 252 Square Feet
Dimensions: 21 X 12

Mud room

Level: Main
Area: 58.5 Square Feet
Dimensions: 9 X 6.5

Office

Level: Main
Area: 99 Square Feet
Dimensions: 11 X 9

Porch

Level: Main
Area: 120 Square Feet
Dimensions: 15 X 8

Heating

Forced Air, Fireplace(s)

Cooling

None

Appliances

Included: Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
Laundry: Laundry Room, Main Level

Features

Basement: Crawl Space,Unfinished
Number of fireplaces: 1
Fireplace features: Free Standing, Gas, Living Room

Interior area

Total structure area: 1,744
Total interior livable area: 1,744 sqft
Finished area above ground: 1,744
Finished area below ground: 0

Property

Parking

Total spaces: 4
Parking features: Detached Garage, Gravel
Garage spaces: 4
Details: Garage Dimensions (42 X 28)

Accessibility

Accessibility features: None

Features

Levels: One
Stories: 1
Patio & porch: Deck, Front Porch
Fencing: None
Has view: Yes
View description: Bay, East, Panoramic, South
Has water view: Yes
Water view: Bay
Waterfront features: Lake Front, Waterfront Elevation(0-4), Lake Bottom(Undeveloped)
Frontage length: Water Frontage: 377

Lot

Size: 5.86 Acres
Dimensions: 377 x 660 x 327 x 860
Features: Accessible Shoreline, Irregular Lot, Tree Coverage - Heavy

Details

Additional structures: Garage(s)
Foundation area: 1744
Parcel number: 50090524
Zoning description: Shoreline,Residential-Single Family

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family

Materials

Roof: Asphalt

Condition

New construction: No
Year built: 1972

Utilities & green energy

Gas: Propane
Sewer: Septic System Compliant - Yes, Tank with Drainage Field
Water: Drilled, Well

Community & HOA

HOA

Has HOA: No

Location

Region: Deerwood

Financial & listing details

Price per square foot: $487/sqft
Tax assessed value: $781,500
Annual tax amount: $3,860
Date on market: 6/22/2026
Cumulative days on market: 5 days
Road surface type: Paved

Estimated market value

$868,100

$825,000 - $912,000

$2,193/mo

Price history

Date	Event	Price
6/22/2026	Listed for sale	$850,000+107.3%$487/sqft
Source: NorthstarMLS as distributed by MLS GRID #7096949 Report a problem
6/25/2020	Sold	$410,000-3.5%$235/sqft
Source: NorthstarMLS as distributed by MLS GRID #5430236 Report a problem
6/24/2020	Pending sale	$424,900$244/sqft
Source: Exit Lakes Realty Premier #5430236 Report a problem
5/18/2020	Price change	$424,900-3.4%$244/sqft
Source: Exit Lakes Realty Premier #5430236 Report a problem
3/5/2020	Price change	$439,900-2.2%$252/sqft
Source: Exit Lakes Realty Premier #5430236 Report a problem
1/31/2020	Listed for sale	$449,900+0.2%$258/sqft
Source: Exit Lakes Realty Premier #5430236 Report a problem
11/1/2019	Listing removed	$449,000$257/sqft
Source: Bay Lake Realty #5268869 Report a problem
7/25/2019	Listed for sale	$449,000$257/sqft
Source: Bay Lake Realty #5268869 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$1,999 -18.5%	$781,500 +86.2%
2024	$2,453 -21.2%	$419,700 -5.7%
2023	$3,111 +5.7%	$445,100 -15.4%
2022	$2,943 +43.4%	$526,400 +38.4%
2021	$2,053 -1.1%	$380,400 +8.1%
2020	$2,075 +27.9%	$351,781 +20%
2017	$1,622	$293,248 +5%
2016	$1,622 +18.9%	$279,300 +18.2%
2015	$1,364 +116.8%	$236,200 +2.5%
2014	$629 -56.3%	$230,400 -16.2%
2012	$1,439 +0.9%	$275,000
2011	$1,425 +8.5%	$275,000 -13.1%
2010	$1,313 +3.3%	$316,300
2009	$1,271	$316,300

Find assessor info on the county website

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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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