Enjoy this classic "Up North" cabin on highly desirable Bay Lake, situated on a cul-de-sac road serving only two other properties. Gather around the fire pit and enjoy a great view of your virtually private bay or enjoy your evening in the three-season lakeside porch. This year-round cabin offers 3 bedrooms and 2 baths and an open concept for the living room, dining room and kitchen. There is beautiful tongue and groove woodwork throughout the premises with a large master suite for the owners. A large side deck provides a wonderful view of the bay and access to the oversized garage which includes a heated workshop.
This property sits on a quiet bay on the West side of the lake and is only minutes away from golf, dinning and shopping at Ruttger's Bay Lake Resort. A small convenience store and gas dock are also close by. This fully furnished property, along with approximately 3 acres of land on the other side of Highway #6, is ready for your immediate use and enjoyment so make plans to see all that it has to offer today.
Active
Price cut: $55K (7/15)
$795,000
16401 Cottage Hill Rd, Deerwood, MN 56444
3beds
1,744sqft
Single Family
Built in 1972
5.86 Acres Lot
$765,000 Zestimate®
$456/sqft
$-- HOA
What's special
Oversized garageLarge side deckThree-season lakeside porchHeated workshopLarge master suite
- 105 days
- 1,058
- 41
Zillow last checked:
Listing updated:
Listed by:
Bruce Johnson 218-838-1111,
Bay Lake Realty
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7096949
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- 3/4 bathrooms: 2
Bedroom
- Level: Main
- Area: 180 Square Feet
- Dimensions: 15 X 12
Bedroom 2
- Level: Main
- Area: 115.5 Square Feet
- Dimensions: 11 X 10.5
Bedroom 3
- Level: Main
- Area: 115 Square Feet
- Dimensions: 11.5 X 10
Dining room
- Level: Main
- Area: 120 Square Feet
- Dimensions: 12 X 10
Kitchen
- Level: Main
- Area: 132 Square Feet
- Dimensions: 12 X 11
Laundry
- Level: Main
- Area: 67.5 Square Feet
- Dimensions: 9 X 7.5
Living room
- Level: Main
- Area: 252 Square Feet
- Dimensions: 21 X 12
Mud room
- Level: Main
- Area: 58.5 Square Feet
- Dimensions: 9 X 6.5
Office
- Level: Main
- Area: 99 Square Feet
- Dimensions: 11 X 9
Porch
- Level: Main
- Area: 120 Square Feet
- Dimensions: 15 X 8
Heating
- Forced Air, Fireplace(s)
Cooling
- None
Appliances
- Included: Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
- Laundry: Laundry Room, Main Level
Features
- Basement: Crawl Space,Unfinished
- Number of fireplaces: 1
- Fireplace features: Free Standing, Gas, Living Room
Interior area
- Total structure area: 1,744
- Total interior livable area: 1,744 sqft
- Finished area above ground: 1,744
- Finished area below ground: 0
Property
Parking
- Total spaces: 4
- Parking features: Detached Garage, Gravel
- Garage spaces: 4
- Details: Garage Dimensions (42 X 28)
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Front Porch
- Fencing: None
- Has view: Yes
- View description: Bay, East, Panoramic, South
- Has water view: Yes
- Water view: Bay
- Waterfront features: Lake Front, Waterfront Elevation(0-4), Lake Bottom(Undeveloped)
- Frontage length: Water Frontage: 377
Lot
- Size: 5.86 Acres
- Dimensions: 377 x 660 x 327 x 860
- Features: Accessible Shoreline, Irregular Lot, Tree Coverage - Heavy
Details
- Additional structures: Garage(s)
- Foundation area: 1744
- Parcel number: 50090524
- Zoning description: Shoreline,Residential-Single Family
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family
Materials
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1972
Utilities & green energy
- Gas: Propane
- Sewer: Septic System Compliant - Yes, Tank with Drainage Field
- Water: Drilled, Well
Community & HOA
HOA
- Has HOA: No
Location
- Region: Deerwood
Financial & listing details
- Price per square foot: $456/sqft
- Tax assessed value: $781,500
- Annual tax amount: $3,860
- Date on market: 6/22/2026
- Cumulative days on market: 71 days
- Road surface type: Paved
Estimated market value
$765,000
$727,000 - $803,000
$1,790/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/15/2026 | Price change | $795,000-6.5%$456/sqft |
Source:  NorthstarMLS as distributed by MLS GRID #7096949 Report a problem | ||
| 6/22/2026 | Listed for sale | $850,000+107.3%$487/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7096949 Report a problem | ||
| 6/25/2020 | Sold | $410,000-3.5%$235/sqft |
Source: NorthstarMLS as distributed by MLS GRID #5430236 Report a problem | ||
| 6/24/2020 | Pending sale | $424,900$244/sqft |
Source: Exit Lakes Realty Premier #5430236 Report a problem | ||
| 5/18/2020 | Price change | $424,900-3.4%$244/sqft |
Source: Exit Lakes Realty Premier #5430236 Report a problem | ||
| 3/5/2020 | Price change | $439,900-2.2%$252/sqft |
Source: Exit Lakes Realty Premier #5430236 Report a problem | ||
| 1/31/2020 | Listed for sale | $449,900+0.2%$258/sqft |
Source: Exit Lakes Realty Premier #5430236 Report a problem | ||
| 11/1/2019 | Listing removed | $449,000$257/sqft |
Source: Bay Lake Realty #5268869 Report a problem | ||
| 7/25/2019 | Listed for sale | $449,000$257/sqft |
Source: Bay Lake Realty #5268869 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,999 -18.5% | $781,500 +86.2% |
| 2024 | $2,453 -21.2% | $419,700 -5.7% |
| 2023 | $3,111 +5.7% | $445,100 -15.4% |
| 2022 | $2,943 +43.4% | $526,400 +38.4% |
| 2021 | $2,053 -1.1% | $380,400 +8.1% |
| 2020 | $2,075 +27.9% | $351,781 +20% |
| 2017 | $1,622 | $293,248 +5% |
| 2016 | $1,622 +18.9% | $279,300 +18.2% |
| 2015 | $1,364 +116.8% | $236,200 +2.5% |
| 2014 | $629 -56.3% | $230,400 -16.2% |
| 2012 | $1,439 +0.9% | $275,000 |
| 2011 | $1,425 +8.5% | $275,000 -13.1% |
| 2010 | $1,313 +3.3% | $316,300 |
| 2009 | $1,271 | $316,300 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 56444
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