Welcome home to this beautifully maintained two-story residence in the highly sought-after Palisades community of Charlotte. Offering 4 spacious bedrooms, 2.5 bathrooms, a dedicated office, and an upstairs loft, this home provides the perfect blend of function and flexibility for today’s lifestyle.
The main level features an ideal layout for both everyday living and entertaining, with generous living spaces and a private office perfect for working from home. Upstairs, the loft offers a versatile bonus area — ideal for a media room, play space, or second lounge.
Step outside to your fully fenced backyard retreat, complete with a covered gazebo and outdoor fireplace on the patio — the perfect setting for cozy evenings, game days, or year-round entertaining.
Living in The Palisades means access to exceptional amenities, including a resort-style pool with waterslide, clubhouse with fitness center, pickleball courts, basketball courts, and scenic walking trails. For those seeking an elevated lifestyle, optional membership to The Palisades Country Club offers a top-rated golf course, private clubhouse, and tennis facilities.
This home offers not just space — but lifestyle.
Active
Price cut: $10K (9/21)
$540,000
16819 Cozy Cove Rd, Charlotte, NC 28278
4beds
2,725sqft
Single Family Residence
Built in 2019
0.29 Acres Lot
$536,700 Zestimate®
$198/sqft
$107/mo HOA
What's special
Dedicated officeFully fenced backyard retreatGenerous living spacesBeautifully maintained two-story residenceUpstairs loftCovered gazebo
- 214 days
- 239
- 7
Zillow last checked:
Listing updated:
Listed by:
Ashley Calla ashley.calla@cbrealty.com,
Coldwell Banker Realty
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4347170
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Kitchen
- Level: Main
Heating
- Central, Natural Gas
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Electric Oven, Electric Range, Ice Maker, Microwave, Refrigerator with Ice Maker
- Laundry: Electric Dryer Hookup, Laundry Room, Upper Level, Washer Hookup
Features
- Flooring: Carpet, Tile, Vinyl
- Has basement: No
- Fireplace features: Family Room
Interior area
- Total structure area: 2,725
- Total interior livable area: 2,725 sqft
- Finished area above ground: 2,725
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Attached Garage, Garage on Main Level
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Front Porch, Patio
- Pool features: Community
- Fencing: Back Yard,Fenced
Lot
- Size: 0.29 Acres
Details
- Parcel number: 21718411
- Zoning: MX-3
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Brick Partial, Hardboard Siding, Shingle/Shake
- Foundation: Slab
Condition
- New construction: No
- Year built: 2019
Utilities & green energy
- Sewer: Public Sewer
- Water: City
Community & HOA
Community
- Features: Clubhouse, Fitness Center, Game Court, Golf, Playground, Sidewalks, Sport Court, Tennis Court(s), Walking Trails
- Subdivision: The Palisades
HOA
- Has HOA: Yes
- HOA fee: $322 quarterly
- HOA name: CAMS
- HOA phone: 877-672-2267
Location
- Region: Charlotte
Financial & listing details
- Price per square foot: $198/sqft
- Tax assessed value: $485,840
- Annual tax amount: $3,442
- Date on market: 2/19/2026
- Cumulative days on market: 214 days
- Listing terms: Cash,Conventional,FHA
- Road surface type: Concrete, Paved
Estimated market value
$536,700
$510,000 - $564,000
$2,973/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/21/2026 | Price change | $540,000-1.8%$198/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4347170 Report a problem | ||
| 8/17/2026 | Listed for sale | $550,000$202/sqft |
Source: Canopy MLS as distributed by MLS GRID #4347170 Report a problem | ||
| 8/10/2026 | Listing removed | $550,000$202/sqft |
Source: Canopy MLS as distributed by MLS GRID #4347170 Report a problem | ||
| 7/14/2026 | Price change | $550,000-0.9%$202/sqft |
Source: Canopy MLS as distributed by MLS GRID #4347170 Report a problem | ||
| 5/26/2026 | Listed for sale | $554,900$204/sqft |
Source: Canopy MLS as distributed by MLS GRID #4347170 Report a problem | ||
| 5/18/2026 | Listing removed | $554,900$204/sqft |
Source: Canopy MLS as distributed by MLS GRID #4347170 Report a problem | ||
| 4/20/2026 | Price change | $554,900-0.9%$204/sqft |
Source: Canopy MLS as distributed by MLS GRID #4347170 Report a problem | ||
| 3/31/2026 | Price change | $559,900-0.9%$205/sqft |
Source: Canopy MLS as distributed by MLS GRID #4347170 Report a problem | ||
| 2/19/2026 | Listed for sale | $565,000+87.1%$207/sqft |
Source: Canopy MLS as distributed by MLS GRID #4347170 Report a problem | ||
| 10/1/2019 | Sold | $302,000$111/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,442 +1.5% | $485,840 |
| 2024 | $3,391 +1.6% | $485,840 |
| 2023 | $3,337 +16.9% | $485,840 +54.8% |
| 2022 | $2,854 +2.4% | $313,900 |
| 2021 | $2,786 | $313,900 +213.9% |
| 2020 | -- | $100,000 |
| 2019 | $426 | $100,000 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: Lower Palisades
Nearby schools
Schools provided by the listing agent
- Elementary: Palisades Park
- Middle: Southwest
- High: Palisades
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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