ASSUMABLE FHA loan with a rate over 1 point below current FHA rates. Comparing new construction in North Surprise? Get the newer-home feel without starting from scratch. This bright, move-in ready 3-bedroom, 2-bath home in Desert Oasis already has features many new-build buyers still have to add: a finished backyard, established landscaping, and usable outdoor space from day one. It also sits on a larger lot than many nearby new builds, with no construction nearby.
Inside, the open great room flows into a spacious kitchen with a large center island and plenty of room for everyday living and entertaining. The primary suite includes a walk-in closet, while two additional bedrooms offer flexible space for a nursery, guests, a home office, or hobbies.
Out back, the work is already done. grassy area, rock accents, and thoughtfully placed plants and shrubs create a comfortable space to relax, play, or entertain without another project waiting after move-in. Desert Oasis residents enjoy a community pool and splash pad, with Asante Park & Library plus grocery shopping, dining, and coffee at 163rd Ave & Pat Tillman Blvd just minutes away.
For buyers comparing new construction in North Surprise, this home offers a strong alternative: a newer home, finished outdoor space, established surroundings, a larger lot, and an assumable FHA loan with a meaningful rate advantage. FHA assumption is available through the lender-approved assumption process; subject-to offers will not be considered.
Listing agents are related to seller.
For sale
Price cut: $100 (8/29)
$394,900
17729 W Fetlock Trail, Surprise, AZ 85387
3beds
1,570sqft
Single Family Residence
Built in 2022
6,875 Square Feet Lot
$390,500 Zestimate®
$252/sqft
$100/mo HOA
What's special
Established landscapingGrassy areaFinished backyardRock accentsOpen great room
- 373 days
- 125
- 8
Zillow last checked:
Listing updated:
Listed by:
Shawna Kurowski 602-806-8834,
HomeSmart,
Braiden McKee 480-234-3593,
HomeSmart
Source: ARMLS,MLS#: 6915574
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Electric
Cooling
- Central Air, Ceiling Fan(s), ENERGY STAR Qualified Equipment, Programmable Thmstat
Appliances
- Included: Dryer, Washer, Refrigerator, Built-in Microwave, Dishwasher, Disposal, Gas Cooktop, Built-In Electric Oven
- Laundry: Inside, Engy Star (See Rmks)
Features
- Smart Home, Granite Counters, Double Vanity, 9+ Flat Ceilings, Kitchen Island, Pantry, 3/4 Bath Master Bdrm
- Flooring: Carpet, Tile
- Windows: Low Emissivity Windows, Solar Screens, Double Pane Windows, ENERGY STAR Qualified Windows
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 1,570
- Total interior livable area: 1,570 sqft
Property
Parking
- Total spaces: 4
- Parking features: Garage Door Opener, Direct Access
- Garage spaces: 2
- Uncovered spaces: 2
Features
- Stories: 1
- Patio & porch: Covered
- Spa features: None
- Fencing: Block
Lot
- Size: 6,875 Square Feet
- Features: Sprinklers In Front, Desert Back, Desert Front, Grass Back
Details
- Parcel number: 50357353
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Spanish
- Property subtype: Single Family Residence
Materials
- Spray Foam Insulation, Stucco, Wood Frame, Low VOC Paint, Low VOC Wood Products, Painted, Low VOC Insulation
- Roof: Tile
Condition
- Year built: 2022
Details
- Builder name: Meritage
Utilities & green energy
- Sewer: Public Sewer
- Water: City Water
Green energy
- Energy efficient items: Fresh Air Mechanical, ENERGY STAR Light Fixture
- Water conservation: Low-Flow Fixtures
Community & HOA
Community
- Features: Pool, Tennis Court(s), Playground, Biking/Walking Path
- Subdivision: Desert Oasis
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds, Street Maint
- HOA fee: $100 monthly
- HOA name: Desert Oasis
- HOA phone: 480-921-7500
Location
- Region: Surprise
Financial & listing details
- Price per square foot: $252/sqft
- Tax assessed value: $353,300
- Annual tax amount: $1,447
- Date on market: 8/22/2025
- Cumulative days on market: 360 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
Estimated market value
$390,500
$371,000 - $410,000
$2,025/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/29/2026 | Price change | $394,9000%$252/sqft |
Source:  ARMLS #6915574 Report a problem | ||
| 8/22/2026 | Price change | $395,000-1%$252/sqft |
Source: ARMLS #6915574 Report a problem | ||
| 1/15/2026 | Price change | $399,000-2.7%$254/sqft |
Source: ARMLS #6915574 Report a problem | ||
| 9/5/2025 | Listed for sale | $410,000-1.7%$261/sqft |
Source: ARMLS #6915574 Report a problem | ||
| 4/29/2022 | Sold | $417,020$266/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,085 -18.5% | $35,330 +3.4% |
| 2024 | $1,330 -0.6% | $34,180 +119.2% |
| 2023 | $1,337 +4247.8% | $15,593 +412.1% |
| 2022 | $31 -3.5% | $3,045 +420.5% |
| 2021 | $32 | $585 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 85387
Nearby schools
Schools provided by the listing agent
- Elementary: Desert Oasis Elementary School
- Middle: Desert Oasis Elementary School
- High: Mountainside High School
- District: Nadaburg Unified School District
Source: ARMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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