Experience true waterfront living in the heart of the Tennessee River Gorge, with deep water access and stunning, unobstructed views across preserved natural land. This setting offers a rare combination of privacy, beauty, and long-term value.
The property includes direct water access, a private boat ramp, seawall, and mature trees that create a peaceful, established landscape. The spacious lot is well-suited for lake living and comes with a permitted boat dock ready for installation.
The existing cottage is a shell and will require a full renovation, providing an opportunity to design and finish the home exactly to your vision. Its open layout and large decks make it an ideal place to enjoy quiet mornings or relax at the end of the day overlooking the water.
Utilities are available, and the septic system has recently been inspected. A well will need to be installed for water service.
Conveniently located just a short drive from downtown, you'll have easy access to fine dining, shopping, superior medical care, and more--while still enjoying the peace and privacy of waterfront living.
This is a rare chance to create your own waterfront retreat in one of the area's most scenic locations. Contact us to schedule your private showing.
For sale
Price cut: $15K (6/25)
$875,000
18860 River Canyon Rd, Chattanooga, TN 37405
3beds
2,438sqft
Single Family Residence
Built in 1986
0.68 Acres Lot
$842,100 Zestimate®
$359/sqft
$-- HOA
What's special
- 67 days |
- 2,486 |
- 84 |
Zillow last checked:
Listing updated:
Listed by:
Grace Frank 423-208-3834,
Zach Taylor - Chattanooga 855-261-2233
Source: Greater Chattanooga Realtors,MLS#: 1532934
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Level: First
Bedroom
- Level: Second
Bedroom
- Level: Second
Primary bathroom
- Level: First
Bathroom
- Level: Second
Great room
- Level: First
Great room
- Level: Basement
Kitchen
- Level: First
Kitchen
- Level: Basement
Heating
- None
Cooling
- None
Appliances
- Included: Electric Range, Free-Standing Electric Range, Microwave, Refrigerator, Wall Oven
Features
- Flooring: Carpet, Concrete, Tile
- Windows: Aluminum Frames, Wood Frames
- Basement: Finished
- Has fireplace: No
Interior area
- Total structure area: 2,438
- Total interior livable area: 2,438 sqft
- Finished area above ground: 2,438
Property
Parking
- Parking features: Concrete, Gravel
Features
- Exterior features: Other
- Fencing: None
- Has view: Yes
- View description: River
- Has water view: Yes
- Water view: River
- Waterfront features: River Access, River Front, Seawall
Lot
- Size: 0.68 Acres
- Dimensions: 188 x 164 x 178 x 159
Details
- Parcel number: 100 020.22
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Other
- Property subtype: Single Family Residence
Materials
- HardiPlank Type, Other
- Foundation: Block
- Roof: Metal
Condition
- Fixer
- New construction: No
- Year built: 1986
Utilities & green energy
- Sewer: Septic Tank
- Water: None
- Utilities for property: Cable Available, Electricity Available, Phone Available, Sewer Not Available
Community & HOA
Community
- Subdivision: None
HOA
- Has HOA: No
Location
- Region: Chattanooga
Financial & listing details
- Price per square foot: $359/sqft
- Tax assessed value: $279,000
- Annual tax amount: $1,227
- Date on market: 4/23/2026
- Listing terms: Cash,Conventional
- Road surface type: Asphalt
Estimated market value
$842,100
$800,000 - $884,000
$2,636/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/25/2026 | Price change | $875,000-1.7%$359/sqft |
Source: Greater Chattanooga Realtors #1532934 Report a problem | ||
| 5/21/2026 | Price change | $890,000-1.1%$365/sqft |
Source: Greater Chattanooga Realtors #1532934 Report a problem | ||
| 4/23/2026 | Listed for sale | $900,000+300%$369/sqft |
Source:  RealTracs MLS as distributed by MLS GRID #3179547 Report a problem | ||
| 6/9/2004 | Sold | $225,000$92/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,228 | $69,750 |
| 2024 | $1,228 | $69,750 |
| 2023 | $1,228 | $69,750 |
| 2022 | $1,228 | $69,750 -7% |
| 2021 | -- | $75,000 +10.9% |
| 2020 | $1,467 | $67,650 |
| 2019 | $1,467 | $67,650 |
| 2018 | $1,467 +0% | $67,650 |
| 2017 | $1,467 | $67,650 |
| 2016 | $1,467 -1.2% | $67,650 |
| 2015 | $1,485 | $67,650 -1.2% |
| 2014 | $1,485 | $68,497 |
| 2013 | $1,485 -0.1% | $68,497 |
| 2012 | $1,486 +0.1% | $68,497 |
| 2011 | $1,485 | $68,497 |
| 2010 | -- | $68,497 |
| 2009 | -- | $68,497 +29.7% |
| 2008 | $977 | $52,797 |
| 2007 | $977 +0.7% | $52,797 +13.2% |
| 2006 | $970 | $46,633 |
| 2005 | $970 | $46,633 |
| 2004 | $970 -9.4% | $46,633 -1.1% |
| 2002 | $1,071 | $47,159 +19.2% |
| 2001 | -- | $39,548 -63.6% |
| 2000 | -- | $108,648 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 37405
Nearby schools
GreatSchools rating
- 5/10Whitwell Elementary SchoolGrades: PK-4Distance: 8.9 mi
- 7/10Whitwell Middle SchoolGrades: 5-8Distance: 8.9 mi
- 6/10Whitwell High SchoolGrades: 9-12Distance: 8.8 mi
Schools provided by the listing agent
- Elementary: Whitwell Elementary
- Middle: Whitwell Middle
- High: Whitwell High School
Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Tennessee
- Marion County
- Chattanooga
- 37405
- 18860 River Canyon Rd
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