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For sale
    • Price cut: $15K (6/25)
    $875,000

    18860 River Canyon Rd, Chattanooga, TN 37405

    3beds
    2,438sqft
    : 
    $4,988/mo
    Get pre-qualified
    Single Family Residence
    Built in 1986
    0.68 Acres Lot
    $824,000 Zestimate®
    $359/sqft
    $-- HOA

    What's special

    Experience true waterfront living in the heart of the Tennessee River Gorge, with deep water access and stunning, unobstructed views across preserved natural land. This setting offers a rare combination of privacy, beauty, and long-term value. The property includes direct water access, a private boat ramp, seawall, and mature trees that create a peaceful, established landscape. The spacious lot is well-suited for lake living and comes with a permitted boat dock ready for installation. The existing cottage is a shell and will require a full renovation, providing an opportunity to design and finish the home exactly to your vision. Its open layout and large decks make it an ideal place to enjoy quiet mornings or relax at the end of the day overlooking the water. Utilities are available, and the septic system has recently been inspected. A well will need to be installed for water service. Conveniently located just a short drive from downtown, you'll have easy access to fine dining, shopping, superior medical care, and more--while still enjoying the peace and privacy of waterfront living. This is a rare chance to create your own waterfront retreat in one of the area's most scenic locations. Contact us to schedule your private showing.
    114 days
    |
    2,031
    |
    83
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Grace Frank 423-208-3834,

    Zach Taylor - Chattanooga 855-261-2233

    Source: Greater Chattanooga Realtors,MLS#: 1532934

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Level: First
      Bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Primary bathroom
      • Level: First
      Bathroom
      • Level: Second
      Great room
      • Level: First
      Great room
      • Level: Basement
      Kitchen
      • Level: First
      Kitchen
      • Level: Basement
      Heating
      • None
      Cooling
      • None
      Appliances
      • Included: Electric Range, Free-Standing Electric Range, Microwave, Refrigerator, Wall Oven
      Features
      • Flooring: Carpet, Concrete, Tile
      • Windows: Aluminum Frames, Wood Frames
      • Basement: Finished
      • Has fireplace: No
      Interior area
      • Total structure area: 2,438
      • Total interior livable area: 2,438 sqft
      • Finished area above ground: 2,438

      Property

      Parking
      • Parking features: Concrete, Gravel
      Features
      • Exterior features: Other
      • Fencing: None
      • Has view: Yes
      • View description: River
      • Has water view: Yes
      • Water view: River
      • Waterfront features: River Access, River Front, Seawall
      Lot
      • Size: 0.68 Acres
      • Dimensions: 188 x 164 x 178 x 159
      Details
      • Parcel number: 100 020.22
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Other
      • Property subtype: Single Family Residence
      Materials
      • HardiPlank Type, Other
      • Foundation: Block
      • Roof: Metal
      Condition
      • Fixer
      • New construction: No
      • Year built: 1986

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: None
      • Utilities for property: Cable Available, Electricity Available, Phone Available, Sewer Not Available

      Community & HOA

      Community
      • Subdivision: None
      HOA
      • Has HOA: No
      Location
      • Region: Chattanooga

      Financial & listing details

      • Price per square foot: $359/sqft
      • Tax assessed value: $279,000
      • Annual tax amount: $1,227
      • Date on market: 4/23/2026
      • Listing terms: Cash,Conventional
      • Road surface type: Asphalt

        Estimated market value

        $824,000

        $783,000 - $865,000

        $2,589/mo

        Price history

        DateEventPrice
        6/25/2026Price change$875,000-1.7%$359/sqft
        Source: Greater Chattanooga Realtors #1532934 Report a problem
        5/21/2026Price change$890,000-1.1%$365/sqft
        Source: Greater Chattanooga Realtors #1532934 Report a problem
        4/23/2026Listed for sale$900,000+300%$369/sqft
        Source: RealTracs MLS as distributed by MLS GRID #3179547 Report a problem
        6/9/2004Sold$225,000$92/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,228 $69,750
        2024$1,228 $69,750
        2023$1,228 $69,750
        2022$1,228 $69,750 -7%
        2021-- $75,000 +10.9%
        2020$1,467 $67,650
        2019$1,467 $67,650
        2018$1,467 +0%$67,650
        2017$1,467 $67,650
        2016$1,467 -1.2%$67,650
        2015$1,485 $67,650 -1.2%
        2014$1,485 $68,497
        2013$1,485 -0.1%$68,497
        2012$1,486 +0.1%$68,497
        2011$1,485 $68,497
        2010-- $68,497
        2009-- $68,497 +29.7%
        2008$977 $52,797
        2007$977 +0.7%$52,797 +13.2%
        2006$970 $46,633
        2005$970 $46,633
        2004$970 -9.4%$46,633 -1.1%
        2002$1,071 $47,159 +19.2%
        2001-- $39,548 -63.6%
        2000-- $108,648
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 37405

        Getting around

        0 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Whitwell Elementary
        • Middle: Whitwell Middle
        • High: Whitwell High School

        Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

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