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For sale
    • $519,000

    232 Jarnigan Ave, Chattanooga, TN 37405

    3beds
    2,808sqft
    : 
    $2,961/mo
    Get pre-qualified
    Single Family Residence
    Built in 1940
    4,791 Square Feet Lot
    $495,200 Zestimate®
    $185/sqft
    $-- HOA

    What's special

    Separate basement apartmentBeautifully maintained craftsman bungalowVersatile layout
    Charming 3-Bedroom, 2-Bath Craftsman Bungalow in the Heart of North Chattanooga Welcome to this beautifully maintained Craftsman bungalow located in one of Chattanooga's most sought-after neighborhoods--North Chattanooga. Situated in the award-winning Normal Park School district, this home offers the perfect blend of historic charm, modern convenience, and exceptional investment potential. Enjoy an unbeatable walkable lifestyle just minutes from Frazier Avenue's popular shops, restaurants, and local boutiques. Stroll to Coolidge Park, the Tennessee Riverwalk, and the iconic Walnut Street Bridge, connecting you to downtown Chattanooga's vibrant dining, entertainment, and outdoor attractions. This unique property features 3 bedrooms and 2 bathrooms, along with a versatile layout that creates multiple living and income-producing opportunities. The separate basement apartment allows owners to live in one unit while generating revenue from the other through short-term rental platforms such as Airbnb and Vbro. Whether you choose to occupy the basement apartment and rent the main level, or vice versa, this property offers the potential for significant cash flow and flexible living arrangements. Perfect as a primary residence, investment property for real estate portfolio or house-hacking opportunity, this North Chattanooga gem combines location, character, and income potential in one exceptional package. Don't miss your chance to own a truly unique property in one of Chattanooga's most desirable neighborhoods.
    31 days
    |
    1,520
    |
    72
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Jonathan Campbell 423-314-2212,

    Exit Realty 423-521-5639,

    Nate Card 423-667-5861,

    Exit Realty

    Source: Greater Chattanooga Realtors,MLS#: 1537281

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Level: First
      Bedroom
      • Level: First
      Bedroom
      • Level: Basement
      Bathroom
      • Level: First
      Bathroom
      • Level: Basement
      Den
      • Level: Basement
      Dining room
      • Level: First
      Kitchen
      • Level: First
      Living room
      • Level: First
      Heating
      • Central, Natural Gas
      Cooling
      • Central Air, ENERGY STAR Qualified Equipment
      Appliances
      • Included: Dishwasher, Electric Oven, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, Electric Water Heater, Free-Standing Gas Oven, Gas Oven, Gas Water Heater, Microwave, ENERGY STAR Qualified Water Heater, Refrigerator, Water Heater
      Features
      • Built-in Features, Bookcases, Ceiling Fan(s), Crown Molding, Eat-in Kitchen, Walk-In Closet(s), Separate Shower, Tub/shower Combo, Separate Dining Room
      • Flooring: Luxury Vinyl, Tile, Wood
      • Windows: Insulated Windows, Vinyl Frames, Wood Frames
      • Basement: Finished
      • Number of fireplaces: 1
      • Fireplace features: Gas Log
      Interior area
      • Total structure area: 2,808
      • Total interior livable area: 2,808 sqft
      • Finished area above ground: 2,100

      Property

      Parking
      • Parking features: Off Street
      Features
      • Levels: Two
      • Patio & porch: Covered, Deck, Front Porch, Patio, Porch - Covered
      • Exterior features: Private Yard
      • Has view: Yes
      Lot
      • Size: 4,791 Square Feet
      • Dimensions: 50 x 105
      • Features: Back Yard, Front Yard, Landscaped, Sloped, Views
      Details
      • Additional structures: None
      • Parcel number: 135e L 017
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence
      Materials
      • Brick, Frame
      • Foundation: Brick/Mortar
      Condition
      • Updated/Remodeled
      • New construction: No
      • Year built: 1940

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Connected, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Features: None
      • Subdivision: Northside Land Co
      HOA
      • Has HOA: No
      Location
      • Region: Chattanooga

      Financial & listing details

      • Price per square foot: $185/sqft
      • Tax assessed value: $531,200
      • Annual tax amount: $4,575
      • Date on market: 6/22/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan

        Estimated market value

        $495,200

        $470,000 - $520,000

        $2,442/mo

        Price history

        DateEventPrice
        6/22/2026Listed for sale$519,000+4%$185/sqft
        Source: Greater Chattanooga Realtors #1537281 Report a problem
        6/11/2026Listing removed--
        Source: Owner Report a problem
        2/19/2026Listed for sale$499,000-2%$178/sqft
        Source: Owner Report a problem
        12/1/2025Listing removed$509,000$181/sqft
        Source: Greater Chattanooga Realtors #1513822 Report a problem
        11/27/2025Price change$509,000-1.9%$181/sqft
        Source: Greater Chattanooga Realtors #1513822 Report a problem
        11/20/2025Price change$519,000-1.1%$185/sqft
        Source: Greater Chattanooga Realtors #1513822 Report a problem
        10/7/2025Price change$525,000-2.8%$187/sqft
        Source: Greater Chattanooga Realtors #1513822 Report a problem
        7/20/2025Price change$539,900-1.8%$192/sqft
        Source: RealTracs MLS as distributed by MLS GRID #2898108 Report a problem
        5/30/2025Listed for sale$550,000+57.1%$196/sqft
        Source: Greater Chattanooga Realtors #1513822 Report a problem
        7/3/2024Listing removed--
        Source: Zillow Rentals Report a problem
        6/2/2024Price change$1,800-18.2%$1/sqft
        Source: Zillow Rentals Report a problem
        5/28/2024Listed for rent$2,200$1/sqft
        Source: Zillow Rentals Report a problem
        11/9/2023Listing removed--
        Source: Zillow Rentals Report a problem
        9/16/2023Price change$2,200-6.4%$1/sqft
        Source: Zillow Rentals Report a problem
        8/15/2023Price change$2,350-6%$1/sqft
        Source: Zillow Rentals Report a problem
        6/20/2023Listed for rent$2,500$1/sqft
        Source: Zillow Rentals Report a problem
        6/12/2023Listing removed--
        Source: Zillow Rentals Report a problem
        5/1/2023Listed for rent$2,500+85.2%$1/sqft
        Source: Zillow Rentals Report a problem
        4/24/2023Listing removed--
        Source: RCAR #20217137 Report a problem
        2/28/2023Listing removed--
        Source: Zillow Rentals Report a problem
        12/30/2022Listed for rent$1,350
        Source: Zillow Rentals Report a problem
        9/1/2022Sold$350,000$125/sqft
        Source: Greater Chattanooga Realtors #1357630 Report a problem
        7/15/2022Contingent$350,000$125/sqft
        Source: RealTracs MLS as distributed by MLS GRID #2409882 Report a problem
        7/15/2022Listed for sale$350,000$125/sqft
        Source: RealTracs MLS as distributed by MLS GRID #2409882 Report a problem
        7/11/2022Contingent$350,000$125/sqft
        Source: Greater Chattanooga Realtors #1357630 Report a problem
        6/22/2022Listed for sale$350,000+343%$125/sqft
        Source: Greater Chattanooga Realtors #1357630 Report a problem
        6/8/2004Sold$79,000$28/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,013 -0.6%$132,800 +46.7%
        2024$2,026 $90,550
        2023$2,026 +28.7%$90,550 +28.7%
        2022$1,574 $70,350
        2021$1,574 +12.2%$70,350 +38.6%
        2020$1,403 $50,750
        2019$1,403 $50,750
        2018$1,403 -47.7%$50,750
        2017$2,685 +24.9%$50,750
        2016$2,150 --
        2015$2,150 $40,100
        2014$2,150 +128.8%--
        2013$939 $40,100 +18%
        2012$939 $33,975
        2011$939 $33,975
        2010$939 $33,975
        2009$939 $33,975 +32.8%
        2008-- $25,575
        2007-- $25,575
        2006-- $25,575
        2005-- $25,575 +58.9%
        2004-- $16,100
        2003-- $16,100
        2002-- $16,100
        2001-- $16,100 +79.9%
        2000-- $8,950
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: Baker Hilltop

        Getting around

        65 / 100
        Somewhat Walkable
        28 / 100
        Some Transit
        42 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Normal Park Elementary
        • Middle: Normal Park Upper
        • High: Red Bank High School

        Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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