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For sale
  • Price cut: $154K (9/3)
    $424,900

    706 Mount Vernon Cir, Chattanooga, TN 37405

    3beds
    1,476sqft
    : 
    $2,510/mo
    Get pre-qualified
    Single Family Residence
    Built in 1940
    0.32 Acres Lot
    $562,400 Zestimate®
    $288/sqft
    $-- HOA

    What's special

    Step into the charm and character of a beautifully preserved 1940s home tucked away on a secluded lot and zoned for Normal Park schools. This one-level home with a basement offers a unique combination of timeless details, comfortable living spaces, and flexible space for guests, family, or extended living. Inside, the home's original character shines through--from the beautiful floors and inviting dining area to the charming reading room and architectural details that tell the story of a home that has been loved through the years. The spacious living room flows naturally into the dining room, creating an inviting space for both everyday living and entertaining. The separate kitchen features a convenient bar-top eating area, adding functionality while maintaining the home's classic feel. The basement offers an exceptional bonus: a private apartment with its own separate entrance, complete with a kitchen, bedroom, bathroom and sitting area. Whether used for guests, extended family, a private office arrangement, or additional living space, this area offers possibilities that are hard to find. The basement also provides two separate storage areas, giving you plenty of room for belongings, hobbies, seasonal items, or a workshop. Outside, the fenced backyard creates your own private retreat. There is room for pets to play, a garden to grow, or simply a peaceful place to relax and enjoy the privacy of the lot. With its sought-after Normal Park zoning, secluded setting, classic 1940s charm, flexible basement apartment, and generous storage, 706 Mount Vernon is a home with a story and plenty of room for its next chapter. Don't miss the opportunity to come experience all that this special property has to offer!
    14 days
    1,060
    39

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Sarah Henry 423-987-5683,

    Legacy 234 423-593-5588

    Source: Greater Chattanooga Realtors,MLS#: 1541129

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Heating
      • Central
      Cooling
      • Central Air, Window Unit(s)
      Appliances
      • Included: Disposal, Dishwasher, Electric Water Heater, Free-Standing Electric Range, Gas Water Heater, Oven, Refrigerator, Range Hood, Washer/Dryer, Water Heater
      • Laundry: Electric Dryer Hookup, Inside, Washer Hookup
      Features
      • Eat-in Kitchen, Kitchen Island, Storage, Tub/shower Combo, Separate Dining Room
      • Flooring: Hardwood
      • Basement: Finished
      • Number of fireplaces: 1
      • Fireplace features: Living Room
      Interior area
      • Total structure area: 1,476
      • Total interior livable area: 1,476 sqft
      • Finished area above ground: 1,476

      Property

      Parking
      • Total spaces: 1
      • Parking features: Driveway, Paved
      • Carport spaces: 1
      Accessibility
      • Accessibility features: Accessible Bedroom, Accessible Doors, Accessible Entrance, Accessible Full Bath, Accessible Kitchen, Accessible Stairway, Accessible Washer/Dryer
      Features
      • Patio & porch: Front Porch
      • Exterior features: Private Entrance, Rain Gutters
      Lot
      • Size: 0.32 Acres
      • Dimensions: 100 x 141.1
      • Features: Back Yard, Cleared, Gentle Sloping, Many Trees, Near Public Transit, Private, Sloped Down
      Details
      • Parcel number: 127p B 008

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Brick
      • Foundation: Permanent
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1940

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Connected, Electricity Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Features: Curbs, Sidewalks
      • Subdivision: North Chatt Map No 1
      HOA
      • Has HOA: No
      Location
      • Region: Chattanooga

      Financial & listing details

      • Price per square foot: $288/sqft
      • Tax assessed value: $653,800
      • Annual tax amount: $5,632
      • Date on market: 8/19/2026
      • Listing terms: Cash,Conventional,FHA
      • Road surface type: Asphalt

        Estimated market value

        $562,400

        $534,000 - $591,000

        $2,646/mo

        Price history

        DateEventPrice
        9/3/2026Price change$424,900-26.6%$288/sqft
        Source: Greater Chattanooga Realtors #1541129 Report a problem
        8/19/2026Listed for sale$578,900$392/sqft
        Source: Greater Chattanooga Realtors #1541129 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,477 +18.6%$163,450 +75%
        2024$2,089 $93,375
        2023$2,089 $93,375
        2022$2,089 $93,375
        2021$2,089 -3.8%$93,375 +18.9%
        2020$2,171 $78,500
        2019$2,171 $78,500
        2018$2,171 -46.9%$78,500
        2017$4,085 +66%$78,500
        2016$2,461 --
        2015$2,461 $46,225
        2014$2,461 +45.1%--
        2013$1,696 $46,225 +38.3%
        2012$1,696 $33,425
        2011$1,696 $33,425
        2010$1,696 +7.9%$33,425
        2009$1,572 $33,425 -20.2%
        2008-- $41,875
        2007-- $41,875
        2006-- $41,875
        2005-- $41,875 +29.1%
        2004-- $32,425
        2003-- $32,425
        2002-- $32,425
        2001-- $32,425 +34.1%
        2000-- $24,175
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: North Chattanooga

        Getting around

        39 / 100
        Car-Dependent
        21 / 100
        Minimal Transit
        30 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Normal Park Elementary
        • Middle: Normal Park Upper
        • High: Red Bank High School

        Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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