Step into the charm and character of a beautifully preserved 1940s home tucked away on a secluded lot and zoned for Normal Park schools. This one-level home with a basement offers a unique combination of timeless details, comfortable living spaces, and flexible space for guests, family, or extended living.
Inside, the home's original character shines through--from the beautiful floors and inviting dining area to the charming reading room and architectural details that tell the story of a home that has been loved through the years. The spacious living room flows naturally into the dining room, creating an inviting space for both everyday living and entertaining. The separate kitchen features a convenient bar-top eating area, adding functionality while maintaining the home's classic feel.
The basement offers an exceptional bonus: a private apartment with its own separate entrance, complete with a kitchen, bedroom, bathroom and sitting area. Whether used for guests, extended family, a private office arrangement, or additional living space, this area offers possibilities that are hard to find. The basement also provides two separate storage areas, giving you plenty of room for belongings, hobbies, seasonal items, or a workshop.
Outside, the fenced backyard creates your own private retreat. There is room for pets to play, a garden to grow, or simply a peaceful place to relax and enjoy the privacy of the lot.
With its sought-after Normal Park zoning, secluded setting, classic 1940s charm, flexible basement apartment, and generous storage, 706 Mount Vernon is a home with a story and plenty of room for its next chapter. Don't miss the opportunity to come experience all that this special property has to offer!
For sale
Price cut: $154K (9/3)
$424,900
706 Mount Vernon Cir, Chattanooga, TN 37405
3beds
1,476sqft
Single Family Residence
Built in 1940
0.32 Acres Lot
$562,400 Zestimate®
$288/sqft
$-- HOA
What's special
- 14 days
- 1,060
- 39
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Sarah Henry 423-987-5683,
Legacy 234 423-593-5588
Source: Greater Chattanooga Realtors,MLS#: 1541129
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Heating
- Central
Cooling
- Central Air, Window Unit(s)
Appliances
- Included: Disposal, Dishwasher, Electric Water Heater, Free-Standing Electric Range, Gas Water Heater, Oven, Refrigerator, Range Hood, Washer/Dryer, Water Heater
- Laundry: Electric Dryer Hookup, Inside, Washer Hookup
Features
- Eat-in Kitchen, Kitchen Island, Storage, Tub/shower Combo, Separate Dining Room
- Flooring: Hardwood
- Basement: Finished
- Number of fireplaces: 1
- Fireplace features: Living Room
Interior area
- Total structure area: 1,476
- Total interior livable area: 1,476 sqft
- Finished area above ground: 1,476
Property
Parking
- Total spaces: 1
- Parking features: Driveway, Paved
- Carport spaces: 1
Accessibility
- Accessibility features: Accessible Bedroom, Accessible Doors, Accessible Entrance, Accessible Full Bath, Accessible Kitchen, Accessible Stairway, Accessible Washer/Dryer
Features
- Patio & porch: Front Porch
- Exterior features: Private Entrance, Rain Gutters
Lot
- Size: 0.32 Acres
- Dimensions: 100 x 141.1
- Features: Back Yard, Cleared, Gentle Sloping, Many Trees, Near Public Transit, Private, Sloped Down
Details
- Parcel number: 127p B 008
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Brick
- Foundation: Permanent
- Roof: Shingle
Condition
- New construction: No
- Year built: 1940
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Features: Curbs, Sidewalks
- Subdivision: North Chatt Map No 1
HOA
- Has HOA: No
Location
- Region: Chattanooga
Financial & listing details
- Price per square foot: $288/sqft
- Tax assessed value: $653,800
- Annual tax amount: $5,632
- Date on market: 8/19/2026
- Listing terms: Cash,Conventional,FHA
- Road surface type: Asphalt
Estimated market value
$562,400
$534,000 - $591,000
$2,646/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/3/2026 | Price change | $424,900-26.6%$288/sqft |
Source: Greater Chattanooga Realtors #1541129 Report a problem | ||
| 8/19/2026 | Listed for sale | $578,900$392/sqft |
Source: Greater Chattanooga Realtors #1541129 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,477 +18.6% | $163,450 +75% |
| 2024 | $2,089 | $93,375 |
| 2023 | $2,089 | $93,375 |
| 2022 | $2,089 | $93,375 |
| 2021 | $2,089 -3.8% | $93,375 +18.9% |
| 2020 | $2,171 | $78,500 |
| 2019 | $2,171 | $78,500 |
| 2018 | $2,171 -46.9% | $78,500 |
| 2017 | $4,085 +66% | $78,500 |
| 2016 | $2,461 | -- |
| 2015 | $2,461 | $46,225 |
| 2014 | $2,461 +45.1% | -- |
| 2013 | $1,696 | $46,225 +38.3% |
| 2012 | $1,696 | $33,425 |
| 2011 | $1,696 | $33,425 |
| 2010 | $1,696 +7.9% | $33,425 |
| 2009 | $1,572 | $33,425 -20.2% |
| 2008 | -- | $41,875 |
| 2007 | -- | $41,875 |
| 2006 | -- | $41,875 |
| 2005 | -- | $41,875 +29.1% |
| 2004 | -- | $32,425 |
| 2003 | -- | $32,425 |
| 2002 | -- | $32,425 |
| 2001 | -- | $32,425 +34.1% |
| 2000 | -- | $24,175 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: North Chattanooga
Nearby schools
Schools provided by the listing agent
- Elementary: Normal Park Elementary
- Middle: Normal Park Upper
- High: Red Bank High School
Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.







