ActivePrice cut: $10K (7/6)
$610,000
4beds
2,647sqft
196 SILVER REEF Lane, St. Augustine, FL 32095
4beds
2,647sqft
Single family residence
Built in 2020
3 Attached garage spaces
$230 price/sqft
$102/mo HOA
What's special
Outdoor solar-powered security camerasQuartz countertopsStainless steel gourmet kitchenGlass front entry doorPrivate wooded preserve lotFull home guttersCrown molding
With over $100,000 in UPGRADES and Brand NEW carpet installed in 3 guest bedrooms on 4/23/2026! This home offers a rare combination of luxury, efficiency, and true move-in-ready condition. Welcome to this immaculately maintained Medallion floor plan featuring 4 bedrooms, 3 bathrooms, and a 3-car garage, ideally located on a private ...
- 98 days |
- 827 |
- 43 |
Source: realMLS,MLS#: 2138786
Travel times
Living Room
Kitchen
Primary Bedroom
Zillow last checked:
Listing updated:
Listed by:
JOSHUA COTTON 904-982-8461,
ROUND TABLE REALTY 904-469-7653
Source: realMLS,MLS#: 2138786
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Heating
- Central, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Dishwasher, Disposal, Gas Range, Microwave, Refrigerator
- Laundry: Electric Dryer Hookup, Washer Hookup
Features
- Breakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Master Downstairs, Split Bedrooms
- Flooring: Carpet, Tile
Interior area
- Total interior livable area: 2,647 sqft
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Attached, Garage
- Attached garage spaces: 3
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio, Screened
- Fencing: Back Yard,Vinyl
- Has view: Yes
- View description: Protected Preserve, Trees/Woods
Lot
- Features: Wooded
Details
- Parcel number: 0237133520
- Zoning description: Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Concrete
- Roof: Shingle
Condition
- New construction: No
- Year built: 2020
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Subdivision: Creekside
HOA
- Has HOA: Yes
- Amenities included: Pool, Clubhouse, Fitness Center, Jogging Path, Park, Playground
- HOA fee: $305 quarterly
Location
- Region: Saint Augustine
Financial & listing details
- Price per square foot: $230/sqft
- Tax assessed value: $505,488
- Annual tax amount: $8,692
- Date on market: 4/7/2026
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Asphalt
Price history
| Date | Event | Price |
|---|---|---|
| 7/6/2026 | Price change | $610,000-1.6%$230/sqft |
Source:  realMLS #2138786 Report a problem | ||
| 6/1/2026 | Price change | $620,000-1.2%$234/sqft |
Source: realMLS #2138786 Report a problem | ||
| 5/18/2026 | Price change | $627,500-0.4%$237/sqft |
Source: realMLS #2138786 Report a problem | ||
| 4/7/2026 | Listed for sale | $630,000+55.2%$238/sqft |
Source: realMLS #2138786 Report a problem | ||
| 9/23/2020 | Sold | $405,985$153/sqft |
Source: realMLS #1054330 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $8,692 +10.2% | $505,488 -2.9% |
| 2024 | $7,890 +12.1% | $520,544 +24.5% |
| 2023 | $7,041 +4.2% | $417,977 +2% |
| 2022 | $6,754 +9% | $409,754 +23.5% |
| 2021 | $6,198 +160.6% | $331,856 +374.1% |
| 2020 | $2,378 | $70,000 |
| 2019 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment
$3,817/mo
Principal & interest
$3049
Property taxes
$666
HOA Fees
$102
Estimated market value
$598,400
$568,000 - $628,000
$3,182/mo
Climate risks
Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.
Neighborhood: 32095
Nearby schools
Lakeside Academy
Grades K-8 • 1 miles9/10
GreatSchools® Rating
Test Score Rating
8/10Student Progress Rating
9/10Beachside High School
Grades 8-12 • 2.4 miles7/10
GreatSchools® Rating
Test Score Rating
8/10Student Progress Rating
6/10