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  • Price cut: $11K (8/8)
    $599,000

    196 SILVER REEF Lane, St. Augustine, FL 32095

    4beds
    2,647sqft
    : 
    $3,965/mo
    Get pre-qualified
    Single Family Residence
    Built in 2020
    -- sqft lot
    $590,000 Zestimate®
    $226/sqft
    $102/mo HOA

    What's special

    With over $100,000 in UPGRADES and Brand NEW carpet installed in 3 guest bedrooms on 4/23/2026! This home offers a rare combination of luxury, efficiency, and true move-in-ready condition. Welcome to this immaculately maintained Medallion floor plan featuring 4 bedrooms, 3 bathrooms, and a 3-car garage, ideally located on a private wooded preserve lot in sought-after Creekside. SOLAR PANELS give this home a Major efficiency upgrade with an average electric bill of just $35/month! Offering significant long-term savings. Interior features include quartz countertops, 42'' cabinetry, and a plus a brand new Samsung 4 French Door-touch screen refrigerator. Stainless steel gourmet kitchen with 5-burner gas range, microwave, dishwasher, Ceramic wood-look tile extends throughout the main living areas and LVP throughout all bedrooms, complemented by crown molding, 5 ¼'' baseboards, a glass front entry door. Additional features include Two solar tubes in the living room and one in the kitchen giving you natural light all day long. Pre-wired security system, motion sensor lighting, Tesla fast charger in the garage, and outdoor solar-powered security cameras. Outdoor living has been fully upgraded with a large extended paver and screened lanai, automatic electric patio blinds for added privacy on each side of the screened lanai, and a fully fenced yard backing to a private wooded preserve. Professional landscaping design by Garden LLC enhances the front, side, and backyard! Additional upgrades include washer and dryer, full home gutters, upgraded lighting, LED kitchen lighting, Shark Coatings blue-grey epoxy garage flooring, and numerous functional enhancements throughout. Located in a community offering a clubhouse, pool, and fitness center, this home stands out as one of the more upgraded and cost-efficient properties in the neighborhood. Currently zoned for the new Lakeside Academy K-8.
    149 days
    761
    69

    Zillow last checked:

    Listing updated:

    Listed by:

    JOSHUA COTTON 904-982-8461,

    ROUND TABLE REALTY 904-469-7653

    Source: realMLS,MLS#: 2138786MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dishwasher, Disposal, Gas Range, Microwave, Refrigerator
      • Laundry: Electric Dryer Hookup, Washer Hookup
      Features
      • Breakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Master Downstairs, Split Bedrooms
      • Flooring: Carpet, Tile
      Interior area
      • Total interior livable area: 2,647 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Attached, Garage
      • Attached garage spaces: 3
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Patio, Screened
      • Fencing: Back Yard,Vinyl
      • Has view: Yes
      • View description: Protected Preserve, Trees/Woods
      Lot
      • Features: Wooded
      Details
      • Parcel number: 0237133520
      • Zoning description: Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Concrete
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2020

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Subdivision: Creekside
      HOA
      • Has HOA: Yes
      • Amenities included: Pool, Clubhouse, Fitness Center, Jogging Path, Park, Playground
      • HOA fee: $305 quarterly
      Location
      • Region: Saint Augustine

      Financial & listing details

      • Price per square foot: $226/sqft
      • Tax assessed value: $505,488
      • Annual tax amount: $8,692
      • Date on market: 8/8/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Asphalt

        Estimated market value

        $590,000

        $561,000 - $620,000

        $3,465/mo

        Price history

        DateEventPrice
        8/8/2026Price change$599,000-1.8%$226/sqft
        Source: realMLS #2138786 Report a problem
        7/6/2026Price change$610,000-1.6%$230/sqft
        Source: realMLS #2138786 Report a problem
        6/1/2026Price change$620,000-1.2%$234/sqft
        Source: realMLS #2138786 Report a problem
        5/18/2026Price change$627,500-0.4%$237/sqft
        Source: realMLS #2138786 Report a problem
        4/7/2026Listed for sale$630,000+55.2%$238/sqft
        Source: realMLS #2138786 Report a problem
        9/23/2020Sold$405,985$153/sqft
        Source: realMLS #1054330 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$8,692 +10.2%$505,488 -2.9%
        2024$7,890 +12.1%$520,544 +24.5%
        2023$7,041 +4.2%$417,977 +2%
        2022$6,754 +9%$409,754 +23.5%
        2021$6,198 +160.6%$331,856 +374.1%
        2020$2,378 $70,000
        2019-- --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 32095

        Getting around

        0 / 100
        Car-Dependent
        32 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Lakeside Academy
        • Middle: Alice B. Landrum
        • High: Beachside

        Source: realMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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