With over $100,000 in UPGRADES and Brand NEW carpet installed in 3 guest bedrooms on 4/23/2026! This home offers a rare combination of luxury, efficiency, and true move-in-ready condition. Welcome to this immaculately maintained Medallion floor plan featuring 4 bedrooms, 3 bathrooms, and a 3-car garage, ideally located on a private wooded preserve lot in sought-after Creekside.
SOLAR PANELS give this home a Major efficiency upgrade with an average electric bill of just $35/month! Offering significant long-term savings. Interior features include quartz countertops, 42'' cabinetry, and a plus a brand new Samsung 4 French Door-touch screen refrigerator. Stainless steel gourmet kitchen with 5-burner gas range, microwave, dishwasher, Ceramic wood-look tile extends throughout the main living areas and LVP throughout all bedrooms, complemented by crown molding, 5 ¼'' baseboards, a glass front entry door. Additional features include Two solar tubes in the living room and one in the kitchen giving you natural light all day long. Pre-wired security system, motion sensor lighting, Tesla fast charger in the garage, and outdoor solar-powered security cameras.
Outdoor living has been fully upgraded with a large extended paver and screened lanai, automatic electric patio blinds for added privacy on each side of the screened lanai, and a fully fenced yard backing to a private wooded preserve. Professional landscaping design by Garden LLC enhances the front, side, and backyard!
Additional upgrades include washer and dryer, full home gutters, upgraded lighting, LED kitchen lighting, Shark Coatings blue-grey epoxy garage flooring, and numerous functional enhancements throughout.
Located in a community offering a clubhouse, pool, and fitness center, this home stands out as one of the more upgraded and cost-efficient properties in the neighborhood. Currently zoned for the new Lakeside Academy K-8.
Active
Price cut: $11K (8/8)
$599,000
196 SILVER REEF Lane, St. Augustine, FL 32095
4beds
2,647sqft
Single Family Residence
Built in 2020
-- sqft lot
$590,000 Zestimate®
$226/sqft
$102/mo HOA
What's special
- 149 days
- 761
- 69
Zillow last checked:
Listing updated:
Listed by:
JOSHUA COTTON 904-982-8461,
ROUND TABLE REALTY 904-469-7653
Source: realMLS,MLS#: 2138786
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Heating
- Central, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Dishwasher, Disposal, Gas Range, Microwave, Refrigerator
- Laundry: Electric Dryer Hookup, Washer Hookup
Features
- Breakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Master Downstairs, Split Bedrooms
- Flooring: Carpet, Tile
Interior area
- Total interior livable area: 2,647 sqft
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Attached, Garage
- Attached garage spaces: 3
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio, Screened
- Fencing: Back Yard,Vinyl
- Has view: Yes
- View description: Protected Preserve, Trees/Woods
Lot
- Features: Wooded
Details
- Parcel number: 0237133520
- Zoning description: Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Concrete
- Roof: Shingle
Condition
- New construction: No
- Year built: 2020
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Subdivision: Creekside
HOA
- Has HOA: Yes
- Amenities included: Pool, Clubhouse, Fitness Center, Jogging Path, Park, Playground
- HOA fee: $305 quarterly
Location
- Region: Saint Augustine
Financial & listing details
- Price per square foot: $226/sqft
- Tax assessed value: $505,488
- Annual tax amount: $8,692
- Date on market: 8/8/2026
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Asphalt
Estimated market value
$590,000
$561,000 - $620,000
$3,465/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/8/2026 | Price change | $599,000-1.8%$226/sqft |
Source: | ||
| 7/6/2026 | Price change | $610,000-1.6%$230/sqft |
Source: | ||
| 6/1/2026 | Price change | $620,000-1.2%$234/sqft |
Source: | ||
| 5/18/2026 | Price change | $627,500-0.4%$237/sqft |
Source: | ||
| 4/7/2026 | Listed for sale | $630,000+55.2%$238/sqft |
Source: | ||
| 9/23/2020 | Sold | $405,985$153/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $8,692 +10.2% | $505,488 -2.9% |
| 2024 | $7,890 +12.1% | $520,544 +24.5% |
| 2023 | $7,041 +4.2% | $417,977 +2% |
| 2022 | $6,754 +9% | $409,754 +23.5% |
| 2021 | $6,198 +160.6% | $331,856 +374.1% |
| 2020 | $2,378 | $70,000 |
| 2019 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 32095
Nearby schools
Schools provided by the listing agent
- Elementary: Lakeside Academy
- Middle: Alice B. Landrum
- High: Beachside
Source: realMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.



