For sale

Price cut: $10K (7/19)

$440,000

1984 Middlebury Dr, Palm Bay, FL 32909

4beds

2,351sqft

$2,879/mo

Get pre-qualified

Single Family Residence

Built in 2024

6,969 Square Feet Lot

$432,700 Zestimate^®

$187/sqft

$78/mo HOA

What's special

Welcome to this stunning lakefront split plan home in The Courtyards at Waterstone, where modern design meets relaxed Florida living. This beautifully appointed 4-bedroom, 3-bathroom residence features a spacious open floor plan filled with natural light and designed for both everyday comfort and effortless entertaining. The gourmet kitchen showcases elegant granite countertops, stainless steel applicances, a large center island, abundant cabinetry and huge walk-in pantry, overlooking the main living and dining areas. The thoughtfully designed split-bedroom layout offers privacy and flexibility for family and guests alike. Step outside to your lanai with paver flooring and picture window screening, creating the perfect place to unwind while enjoying peaceful lake views and breath This community also offers a community pool and beautifully maintained surtaking sunsets.roundings.

4 days

560

30

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 3
Full bathrooms: 3

Heating

Central, Electric

Cooling

Central Air, Electric

Appliances

Included: Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Instant Hot Water, Microwave, Plumbed For Ice Maker, Refrigerator, Washer, Water Softener Owned
Laundry: Electric Dryer Hookup, In Unit, Washer Hookup

Features

Ceiling Fan(s), Entrance Foyer, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
Flooring: Carpet, Tile
Has fireplace: No

Interior area

Total structure area: 2,882
Total interior livable area: 2,351 sqft

Property

Parking

Total spaces: 2
Parking features: Attached, Garage, Garage Door Opener, Off Street, On Street
Attached garage spaces: 2

Features

Levels: One
Stories: 1
Patio & porch: Rear Porch, Screened
Has view: Yes
View description: Lake
Has water view: Yes
Water view: Lake
Waterfront features: Lake Front

Lot

Size: 6,969 Square Feet
Features: Few Trees

Details

Additional parcels included: 3025568
Parcel number: 3037040200000.00128.00
Zoning description: Residential
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Architectural style: Contemporary
Property subtype: Single Family Residence

Materials

Brick, Concrete, Stone, Stucco
Roof: Shingle

Condition

New construction: No
Year built: 2024

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Cable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected

Community & HOA

Community

Security: Smoke Detector(s)
Subdivision: COURTYARDS AT WATERSTONE PH I

HOA

Has HOA: Yes
Amenities included: Clubhouse, Pool
HOA fee: $235 quarterly
HOA name: The Courtyards at Waterstone

Location

Region: Palm Bay

Financial & listing details

Price per square foot: $187/sqft
Tax assessed value: $373,470
Annual tax amount: $6,820
Date on market: 7/19/2026
Listing terms: Cash,Conventional,FHA,VA Loan
Road surface type: Asphalt

Estimated market value

$432,700

$411,000 - $454,000

$2,362/mo

Price history

Date	Event	Price
7/19/2026	Price change	$440,000-2.2%$187/sqft
Source: Space Coast AOR #1082894 Report a problem
5/21/2026	Price change	$450,000-6.3%$191/sqft
Source: Space Coast AOR #1077930 Report a problem
2/28/2026	Price change	$480,000-6.8%$204/sqft
Source: Stellar MLS #O6362720 Report a problem
11/22/2025	Listed for sale	$515,000+21.2%$219/sqft
Source: Stellar MLS #O6362720 Report a problem
12/29/2022	Sold	$424,990$181/sqft
Source: Space Coast AOR #942561 Report a problem
11/16/2022	Contingent	$424,990$181/sqft
Source: Space Coast AOR #942561 Report a problem
10/7/2022	Price change	$424,990-10.2%$181/sqft
Source: Space Coast AOR #942561 Report a problem
8/3/2022	Listed for sale	$473,279$201/sqft
Source: Space Coast AOR #942561 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$6,820 +648.2%	$373,470 +646.9%
2024	$912 -1.4%	$50,000
2023	$925 -0.9%	$50,000
2022	$933 +260.7%	$50,000
2021	$259	--

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

Explore the cost of this home by adjusting the details. Changes won't be saved.

Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

See how much you could borrow to make a competitive offer.

Get pre-qualified

Climate risks

Neighborhood: 32909

Getting around

0 / 100

Car-Dependent

26 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

5/10
Sunrise Elementary School
Grades: PK-6Distance: 0.5 mi
3/10
Southwest Middle School
Grades: 7-8Distance: 6.5 mi
3/10
Bayside High School
Grades: 9-12Distance: 4.6 mi

Schools provided by the listing agent

Elementary: Sunrise
Middle: Southwest
High: Bayside

Source: Space Coast AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.