For sale

$395,000

20 Vetter Ave, Chestertown, NY 12817

5beds

2,966sqft

Single Family Residence

Built in 1973

0.74 Acres Lot

$377,200 Zestimate^®

$133/sqft

$-- HOA

What's special

Gas fireplaceGenerously sized bedroomsAttached heated one-car garageQuiet streetBuilt-in shelving

Spacious 5-bedroom, 1.5-bath home situated on approximately 0.74 acres on a quiet street in the heart of Chestertown. The main level features a welcoming living room with a gas fireplace, creating a warm and inviting gathering space. Generously sized bedrooms provide ample living space, with several offering built-in shelving for added character and storage. An attached heated one-car garage offers convenience for year-round use and additional workspace. Enjoy a level yard with room for outdoor activities while being just minutes from downtown Chestertown, local shops, restaurants, schools, and area lakes. Conveniently located with easy access to I-87, making travel throughout the Adirondacks simple. A wonderful opportunity for a year-round residence, vacation home, or investment property.

13 days

225

5

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 5
Bathrooms: 2
Full bathrooms: 1
1/2 bathrooms: 1
Main level bathrooms: 1
Main level bedrooms: 3

Bedroom 1

Description: estimated size
Level: Basement
Area: 180 Square Feet
Dimensions: 12 x 15

Bedroom 2

Description: estimated size
Level: Basement
Area: 180 Square Feet
Dimensions: 12 x 15

Bedroom 3

Level: First
Area: 208 Square Feet
Dimensions: 13 x 16

Bedroom 4

Level: First
Area: 238 Square Feet
Dimensions: 14 x 17

Bedroom 5

Level: First
Area: 195 Square Feet
Dimensions: 15 x 13

Den

Description: estimated size
Level: Basement
Area: 225 Square Feet
Dimensions: 15 x 15

Kitchen

Level: First
Area: 156 Square Feet
Dimensions: 12 x 13

Living room

Description: estimated size
Level: First
Area: 255 Square Feet
Dimensions: 15 x 17

Heating

Electric

Cooling

None

Appliances

Included: Dishwasher, Oven, Refrigerator
Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup

Features

Flooring: Carpet, Laminate
Basement: Finished,Walk-Out Access
Number of fireplaces: 1
Fireplace features: Living Room, Wood Burning

Interior area

Total structure area: 2,966
Total interior livable area: 2,966 sqft
Finished area above ground: 2,126
Finished area below ground: 840

Property

Parking

Total spaces: 7
Parking features: Garage Faces Side, Off Street, On Site
Garage spaces: 1
Uncovered spaces: 6

Features

Levels: Two
Stories: 2
Exterior features: None
Pool features: None
Spa features: None
Fencing: None
Has view: Yes
View description: None

Lot

Size: 0.74 Acres
Features: Cul-De-Sac, Level, Private
Topography: Level

Details

Parcel number: 104.11115
Special conditions: Standard
Other equipment: None

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence

Materials

Vinyl Siding
Roof: Shingle

Condition

Fixer
New construction: No
Year built: 1973

Utilities & green energy

Sewer: Septic Tank
Water: Public

Community & HOA

Community

Security: Carbon Monoxide Detector(s), Smoke Detector(s)

HOA

Has HOA: No

Location

Region: Chestertown

Financial & listing details

Price per square foot: $133/sqft
Tax assessed value: $242,300
Annual tax amount: $2,495
Date on market: 7/22/2026
Listing agreement: Exclusive Right To Sell
Lease term: Short Term Lease

Estimated market value

$377,200

$358,000 - $396,000

$2,711/mo

Price history

Date	Event	Price
7/17/2026	Listed for sale	$395,000$133/sqft
Source: Global MLS #202622090 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	--	$235,000
2024	--	$235,000 +40.4%
2023	--	$167,400
2022	--	$167,400
2021	--	$167,400
2020	--	$167,400
2019	--	$167,400
2018	--	$167,400
2017	$1,823	$167,400
2016	--	$167,400
2015	--	$167,400
2014	--	$167,400
2013	--	$167,400 -3%
2012	--	$172,600
2011	--	$172,600 -2.5%
2010	--	$177,000
2009	--	$177,000
2008	--	$177,000 +49.9%
2007	--	$118,100 +4.1%
2006	--	$113,500
2005	--	$113,500
2004	--	$113,500 +15.3%
2002	--	$98,400 +45.3%
2001	--	$67,700

Find assessor info on the county website

Monthly payment

Estimated monthly payment$1,822

Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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