Extraordinary 3-bedroom waterfront home offering breathtaking lake views and approximately 200 feet of shoreline, all set on a private, gently sloped lot. Thoughtfully designed to maximize the scenery, the bright and open great room features a vaulted ceiling, skylights, a cozy fireplace, and expansive lake views. The spacious kitchen is equipped with stainless steel appliances, a gas cooktop, granite countertops, and a breakfast bar. The adjoining dining space is perfect for lingering over morning coffee while taking in the stunning waterfront setting. A large laundry room, two bedrooms, plus a full bath complete the main floor. The spacious 2nd floor primary suite is a true retreat, complete with a vaulted ceiling, built-in cabinetry, and a sitting area overlooking the lake. The en-suite bath includes dual vanities, a walk-in closet, a garden tub, and a walk-in tiled shower. Upstairs, a versatile loft provides an ideal space for a home office or additional living area. There is even a hard to find 4 car garage! Outdoor living is just as impressive, featuring a large deck, gazebo, floating dock, and a private boat ramp—everything you need to fully enjoy lake life. Positioned on a peaceful cove that opens to the main channel, this property offers both tranquility and easy access to open water. Exterior siding and interior freshly painted! Located in charming Belmont, you’ll enjoy a welcoming small-town atmosphere with convenient proximity to Uptown Charlotte, airport, and I-85.
Under contract-show
Price cut: $50K (6/22)
$1,050,000
204 Bay Shore Dr, Belmont, NC 28012
3beds
2,134sqft
:
Get pre-qualified$6,211/mo
Single Family Residence
Built in 1988
1.04 Acres Lot
$-- Zestimate®
$492/sqft
$-- HOA
What's special
- 93 days |
- 884 |
- 48 |
Zillow last checked:
Listing updated:
Listed by:
Drew Choate drew@lwman.com,
Keller Williams Connected
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4378235
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 2
Primary bedroom
- Level: Upper
Bedroom s
- Level: Main
Bedroom s
- Level: Main
Bathroom full
- Level: Main
Bathroom half
- Level: Main
Bathroom full
- Level: Upper
Dining area
- Level: Main
Other
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Main
Loft
- Level: Upper
Heating
- Electric, Forced Air, Heat Pump, Propane
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Dishwasher, Electric Water Heater, Gas Oven, Gas Range, Microwave
- Laundry: Laundry Room, Main Level
Features
- Breakfast Bar, Soaking Tub, Walk-In Closet(s)
- Flooring: Carpet, Tile, Wood
- Has basement: No
- Fireplace features: Great Room, Propane
Interior area
- Total structure area: 2,134
- Total interior livable area: 2,134 sqft
- Finished area above ground: 2,134
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 4
- Parking features: Driveway, Attached Garage, Garage Faces Front, Garage on Main Level
- Attached garage spaces: 4
- Has uncovered spaces: Yes
Features
- Levels: One and One Half
- Stories: 1.5
- Patio & porch: Deck, Front Porch
- Has view: Yes
- View description: Water, Year Round
- Has water view: Yes
- Water view: Water
- Waterfront features: Boat Ramp, Dock, Pier, Waterfront
- Body of water: Lake Wylie
Lot
- Size: 1.04 Acres
Details
- Parcel number: 193293
- Zoning: R1H
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Transitional
- Property subtype: Single Family Residence
Materials
- Stone Veneer, Wood
- Foundation: Crawl Space
Condition
- New construction: No
- Year built: 1988
Utilities & green energy
- Sewer: Septic Installed
- Water: Well
Community & HOA
Community
- Subdivision: Lake Wylie
Location
- Region: Belmont
Financial & listing details
- Price per square foot: $492/sqft
- Tax assessed value: $662,780
- Annual tax amount: $4,732
- Date on market: 5/8/2026
- Cumulative days on market: 58 days
- Listing terms: Cash,Conventional,VA Loan
- Road surface type: Concrete, Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 6/22/2026 | Price change | $1,050,000-4.5%$492/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4378235 Report a problem | ||
| 6/1/2026 | Listed for sale | $1,100,000+65.4%$515/sqft |
Source: Canopy MLS as distributed by MLS GRID #4378235 Report a problem | ||
| 8/7/2020 | Sold | $665,000-4.9%$312/sqft |
Source: Canopy MLS as distributed by MLS GRID #3581863 Report a problem | ||
| 6/12/2020 | Pending sale | $699,000$328/sqft |
Source: Keller Williams Fort Mill #3581863 Report a problem | ||
| 1/23/2020 | Listed for sale | $699,000$328/sqft |
Source: Keller Williams Fort Mill #3581863 Report a problem | ||
| 12/1/2018 | Listing removed | $699,000$328/sqft |
Source: Keller Williams Realty Fort Mill #3373822 Report a problem | ||
| 8/10/2018 | Price change | $699,000-3.5%$328/sqft |
Source: Keller Williams Realty Fort Mill #3373822 Report a problem | ||
| 3/30/2018 | Listed for sale | $724,000$339/sqft |
Source: Keller Williams Realty Fort Mill #3373822 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,732 | $662,780 |
| 2024 | $4,732 +2.7% | $662,780 |
| 2023 | $4,606 +20.3% | $662,780 +59.3% |
| 2022 | $3,828 -0.8% | $416,080 |
| 2021 | $3,857 +11.7% | $416,080 |
| 2020 | $3,453 -10.2% | $416,080 |
| 2019 | $3,845 +13.8% | $416,080 +19.4% |
| 2018 | $3,380 +1.3% | $348,424 |
| 2017 | $3,338 | $348,424 |
| 2016 | $3,338 | $348,424 -1.8% |
| 2014 | $3,338 | $354,720 |
| 2012 | -- | $354,720 |
| 2011 | -- | $354,720 |
| 2010 | -- | $354,720 |
| 2009 | -- | $354,720 |
| 2008 | -- | $354,720 +16.3% |
| 2007 | -- | $304,920 |
| 2006 | -- | $304,920 |
| 2005 | -- | $304,920 |
| 2004 | -- | $304,920 |
| 2003 | -- | $304,920 -10.1% |
| 2002 | -- | $339,140 +29.9% |
| 2001 | -- | $261,000 +0.3% |
| 2000 | -- | $260,200 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 28012
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- 10/10New Hope Elementary SchoolGrades: K-5Distance: 3.2 mi
- 10/10Cramerton Middle SchoolGrades: 6-8Distance: 4 mi
- 8/10South Point High SchoolGrades: 9-12Distance: 3.2 mi
Schools provided by the listing agent
- Elementary: New Hope
- Middle: Cramerton
- High: South Point (NC)
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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