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Under contract-show
    • Price cut: $50K (6/22)
    $1,050,000

    204 Bay Shore Dr, Belmont, NC 28012

    3beds
    2,134sqft
    : 
    $6,211/mo
    Get pre-qualified
    Single Family Residence
    Built in 1988
    1.04 Acres Lot
    $-- Zestimate®
    $492/sqft
    $-- HOA

    What's special

    Extraordinary 3-bedroom waterfront home offering breathtaking lake views and approximately 200 feet of shoreline, all set on a private, gently sloped lot. Thoughtfully designed to maximize the scenery, the bright and open great room features a vaulted ceiling, skylights, a cozy fireplace, and expansive lake views. The spacious kitchen is equipped with stainless steel appliances, a gas cooktop, granite countertops, and a breakfast bar. The adjoining dining space is perfect for lingering over morning coffee while taking in the stunning waterfront setting. A large laundry room, two bedrooms, plus a full bath complete the main floor. The spacious 2nd floor primary suite is a true retreat, complete with a vaulted ceiling, built-in cabinetry, and a sitting area overlooking the lake. The en-suite bath includes dual vanities, a walk-in closet, a garden tub, and a walk-in tiled shower. Upstairs, a versatile loft provides an ideal space for a home office or additional living area. There is even a hard to find 4 car garage! Outdoor living is just as impressive, featuring a large deck, gazebo, floating dock, and a private boat ramp—everything you need to fully enjoy lake life. Positioned on a peaceful cove that opens to the main channel, this property offers both tranquility and easy access to open water. Exterior siding and interior freshly painted! Located in charming Belmont, you’ll enjoy a welcoming small-town atmosphere with convenient proximity to Uptown Charlotte, airport, and I-85.
    97 days
    |
    882
    |
    47
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Drew Choate drew@lwman.com,

    Keller Williams Connected

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4378235MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bedrooms: 2
      Primary bedroom
      • Level: Upper
      Bedroom s
      • Level: Main
      Bedroom s
      • Level: Main
      Bathroom full
      • Level: Main
      Bathroom half
      • Level: Main
      Bathroom full
      • Level: Upper
      Dining area
      • Level: Main
      Other
      • Level: Main
      Kitchen
      • Level: Main
      Laundry
      • Level: Main
      Loft
      • Level: Upper
      Heating
      • Electric, Forced Air, Heat Pump, Propane
      Cooling
      • Ceiling Fan(s), Central Air
      Appliances
      • Included: Dishwasher, Electric Water Heater, Gas Oven, Gas Range, Microwave
      • Laundry: Laundry Room, Main Level
      Features
      • Breakfast Bar, Soaking Tub, Walk-In Closet(s)
      • Flooring: Carpet, Tile, Wood
      • Has basement: No
      • Fireplace features: Great Room, Propane
      Interior area
      • Total structure area: 2,134
      • Total interior livable area: 2,134 sqft
      • Finished area above ground: 2,134
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 4
      • Parking features: Driveway, Attached Garage, Garage Faces Front, Garage on Main Level
      • Attached garage spaces: 4
      • Has uncovered spaces: Yes
      Features
      • Levels: One and One Half
      • Stories: 1.5
      • Patio & porch: Deck, Front Porch
      • Has view: Yes
      • View description: Water, Year Round
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: Boat Ramp, Dock, Pier, Waterfront
      • Body of water: Lake Wylie
      Lot
      • Size: 1.04 Acres
      Details
      • Parcel number: 193293
      • Zoning: R1H
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Transitional
      • Property subtype: Single Family Residence
      Materials
      • Stone Veneer, Wood
      • Foundation: Crawl Space
      Condition
      • New construction: No
      • Year built: 1988

      Utilities & green energy

      • Sewer: Septic Installed
      • Water: Well

      Community & HOA

      Community
      • Subdivision: Lake Wylie
      Location
      • Region: Belmont

      Financial & listing details

      • Price per square foot: $492/sqft
      • Tax assessed value: $662,780
      • Annual tax amount: $4,732
      • Date on market: 5/8/2026
      • Cumulative days on market: 62 days
      • Listing terms: Cash,Conventional,VA Loan
      • Road surface type: Concrete, Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/22/2026Price change$1,050,000-4.5%$492/sqft
        Source: Canopy MLS as distributed by MLS GRID #4378235 Report a problem
        6/1/2026Listed for sale$1,100,000+65.4%$515/sqft
        Source: Canopy MLS as distributed by MLS GRID #4378235 Report a problem
        8/7/2020Sold$665,000-4.9%$312/sqft
        Source: Canopy MLS as distributed by MLS GRID #3581863 Report a problem
        6/12/2020Pending sale$699,000$328/sqft
        Source: Keller Williams Fort Mill #3581863 Report a problem
        1/23/2020Listed for sale$699,000$328/sqft
        Source: Keller Williams Fort Mill #3581863 Report a problem
        12/1/2018Listing removed$699,000$328/sqft
        Source: Keller Williams Realty Fort Mill #3373822 Report a problem
        8/10/2018Price change$699,000-3.5%$328/sqft
        Source: Keller Williams Realty Fort Mill #3373822 Report a problem
        3/30/2018Listed for sale$724,000$339/sqft
        Source: Keller Williams Realty Fort Mill #3373822 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,732 $662,780
        2024$4,732 +2.7%$662,780
        2023$4,606 +20.3%$662,780 +59.3%
        2022$3,828 -0.8%$416,080
        2021$3,857 +11.7%$416,080
        2020$3,453 -10.2%$416,080
        2019$3,845 +13.8%$416,080 +19.4%
        2018$3,380 +1.3%$348,424
        2017$3,338 $348,424
        2016$3,338 $348,424 -1.8%
        2014$3,338 $354,720
        2012-- $354,720
        2011-- $354,720
        2010-- $354,720
        2009-- $354,720
        2008-- $354,720 +16.3%
        2007-- $304,920
        2006-- $304,920
        2005-- $304,920
        2004-- $304,920
        2003-- $304,920 -10.1%
        2002-- $339,140 +29.9%
        2001-- $261,000 +0.3%
        2000-- $260,200
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 28012

        Getting around

        0 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: New Hope
        • Middle: Cramerton
        • High: South Point (NC)

        Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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