Welcome to 20978 Monza Loop in the GATED COMMUNITY of Arden Preserve, where the major expenses of new construction have already been handled for you. Built in 2022, this home delivers immediate value with NO CDD fees and includes upgrades that typically cost thousands more through a builder, such as a FULLY VINYL FENCED backyard, EXTENDED PAVER PATIO and walkway, window blinds and curtains, and a fully owned WATER TREATMENT SYSTEM. Located in FLOOD ZONE X, it also offers the added benefit of potentially LOWER INSURANCE COSTS, making this a smart move both upfront and long-term. Inside, the home offers 4 bedrooms, 2.5 baths, and 2,386 square feet of thoughtfully designed living space with a BRIGHT, OPEN-CONCEPT layout. The main level is filled with NATURAL LIGHT and features a seamless flow between the living, dining, and kitchen areas, creating an inviting space for both everyday living and entertaining. The kitchen is anchored by a LARGE CENTER ISLAND with seating, complemented by sleek countertops, stainless steel appliances, ample cabinetry, and modern pendant lighting. Sliding glass doors open to the COVERED LANAI, enhancing the indoor-outdoor connection. Upstairs, a spacious loft provides FLEXIBLE LIVING SPACE for a second living area, media room, or home office, while the generously sized bedrooms offer comfort and privacy. The primary suite serves as a relaxing retreat with an en-suite bath featuring dual vanities, a walk-in shower, and plenty of storage, and a dedicated laundry room adds convenience. Out back, the covered lanai overlooks a PRIVATE YARD that backs to PEACEFUL GREENSPACE with NO REAR NEIGHBORS, creating a quiet setting to relax or entertain. The extended paver patio expands your outdoor living options, whether you’re hosting gatherings or simply enjoying the Florida lifestyle. Arden Preserve is a fully completed gated community with no ongoing construction, offering a more established and peaceful environment. Residents enjoy a PRIVATE WALKING PATH leading directly to Land O’ Lakes High School, a community dog park, and convenient access to nearby shopping, dining, and major roadways. This home combines modern construction, functional living space, and meaningful savings in one of Land O’ Lakes’ most desirable neighborhoods.
For sale
Price cut: $10K (7/3)
$425,000
20978 Monza Loop, Land O Lakes, FL 34638
4beds
2,386sqft
Single Family Residence
Built in 2022
6,906 Square Feet Lot
$-- Zestimate®
$178/sqft
$90/mo HOA
What's special
Covered lanaiBright open-concept layoutPlenty of storageModern pendant lightingWindow blinds and curtainsSleek countertopsWalk-in shower
- 74 days |
- 640 |
- 75 |
Zillow last checked:
Listing updated:
Listed by:
Michael Cinquemano, Jr. 813-960-2300,
MIHARA & ASSOCIATES INC. 813-960-2300
Source: Stellar MLS,MLS#: TB8500994
Originating MLS: Suncoast Tampa
Originating MLS: Suncoast Tampa
Loading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Bonus Room, Den/Library/Office
Primary bedroom
- Features: En Suite Bathroom, Walk-In Closet(s)
- Level: Second
- Area: 238.09 Square Feet
- Dimensions: 16.42x14.5
Bedroom 2
- Features: Built-in Closet
- Level: Second
- Area: 119.91 Square Feet
- Dimensions: 10.5x11.42
Bedroom 3
- Features: Built-in Closet
- Level: Second
- Area: 127.81 Square Feet
- Dimensions: 10.58x12.08
Bedroom 4
- Features: Built-in Closet
- Level: Second
- Area: 133.38 Square Feet
- Dimensions: 12.5x10.67
Primary bathroom
- Features: Dual Sinks, Shower No Tub
- Level: Second
Bathroom 2
- Features: Single Vanity, Tub With Shower
- Level: Second
Den
- Features: No Closet
- Level: First
- Area: 127.46 Square Feet
- Dimensions: 11.33x11.25
Dining room
- Level: First
- Area: 142.28 Square Feet
- Dimensions: 9.08x15.67
Kitchen
- Level: First
Living room
- Level: First
- Area: 289.9 Square Feet
- Dimensions: 18.5x15.67
Loft
- Level: Second
- Area: 168.96 Square Feet
- Dimensions: 12x14.08
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
- Laundry: Laundry Room
Features
- Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Thermostat
- Flooring: Carpet, Luxury Vinyl, Tile
- Doors: Sliding Doors
- Windows: Blinds, Window Treatments
- Has fireplace: No
Interior area
- Total structure area: 3,116
- Total interior livable area: 2,386 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Patio & porch: Front Porch, Patio, Rear Porch
- Exterior features: Garden, Private Yard, Sidewalk
- Fencing: Fenced,Vinyl
- Has view: Yes
- View description: Trees/Woods
- Waterfront features: Lake
Lot
- Size: 6,906 Square Feet
- Features: Conservation Area, Landscaped, Level, Sidewalk
- Residential vegetation: Mature Landscaping
Details
- Parcel number: 1826020080004000110
- Zoning: MPUD
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block, Stucco, Wood Frame
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 2022
Details
- Builder name: Pulte Homes
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected
Community & HOA
Community
- Features: Lake, Community Mailbox, Dog Park, Gated Community - No Guard, Sidewalks
- Security: Security System
- Pet fee: $0 monthly
- Subdivision: ARDEN PRESERVE
HOA
- Has HOA: Yes
- HOA fee: $90 monthly
- HOA name: Home River / Arden
- HOA phone: 813-993-4000
Location
- Region: Land O Lakes
Financial & listing details
- Price per square foot: $178/sqft
- Tax assessed value: $432,325
- Annual tax amount: $6,271
- Date on market: 4/25/2026
- Cumulative days on market: 75 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved, Asphalt
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 7/3/2026 | Price change | $425,000-2.3%$178/sqft |
Source:  Stellar MLS #TB8500994 Report a problem | ||
| 5/11/2026 | Price change | $435,000-2.2%$182/sqft |
Source: Stellar MLS #TB8500994 Report a problem | ||
| 4/26/2026 | Listed for sale | $445,000+4.5%$187/sqft |
Source: Stellar MLS #TB8500994 Report a problem | ||
| 5/6/2022 | Sold | $426,000+30.3%$179/sqft |
Source: Public Record Report a problem | ||
| 6/17/2021 | Listing removed | -- |
Source:  Pulte Report a problem | ||
| 6/14/2021 | Listed for sale | $326,990$137/sqft |
Source: Pulte Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $6,124 +2.2% | $395,160 +3.2% |
| 2023 | $5,994 +826.8% | $382,776 +10.2% |
| 2022 | $647 +19.9% | $347,290 +926.3% |
| 2021 | $539 +112.5% | $33,839 +112.8% |
| 2020 | $254 | $15,905 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: Ivelmar Estates
Nearby schools
GreatSchools rating
- 6/10Connerton Elementary SchoolGrades: PK-5Distance: 2.9 mi
- 6/10Pine View Middle SchoolGrades: 6-8Distance: 3.5 mi
- 6/10Land O' Lakes High SchoolGrades: 9-12Distance: 0.4 mi
Schools provided by the listing agent
- Elementary: Connerton Elem
- Middle: Pine View Middle-PO
- High: Land O' Lakes High-PO
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Pasco County
- Land O Lakes
- 34638
- Ivelmar Estates
- 20978 Monza Loop
Nearby cities
Nearby neighborhoods
Nearby zip codes
Other Land O Lakes Topics
