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For sale
  • Price cut: $20K (5/18)
    $720,000

    21093 Torre Del Lago ST, ESTERO, FL 33928

    5beds
    2,925sqft
    Single Family Residence
    Built in 2013
    0.25 Acres Lot
    $700,200 Zestimate®
    $246/sqft
    $270/mo HOA

    What's special

    Screened poolPrivate poolSpacious kitchenUpgraded storm shutter package
    If you've been waiting for one of Bella Terra's most versatile floor plans on a private preserve lot, this Sawgrass deserves a look. Offering 5 bedrooms, 3 full baths, a 3-car garage, and a private pool, this home combines the space families need with the flexibility today's buyers are searching for. Whether you're accommodating guests, working from home, hosting family visits, or simply wanting room to spread out, the layout was designed to make everyday living easy. The heart of the home is the spacious kitchen, perfectly positioned for entertaining and overlooking the main living areas and outdoor space. Large gathering areas provide room for both formal and casual living, while thoughtfully separated bedroom wings create privacy for everyone. One of the standout features of the Sawgrass floor plan is its flexibility. A front bedroom with closet makes an ideal home office, hobby room, or guest retreat. The rear guest suite offers direct access to a full bath and pool area, creating the perfect setup for visiting family and friends. The spacious primary suite serves as a true retreat with an additional sitting area, ideal for a reading nook, fitness space, or private lounge. Outside, enjoy your own backyard oasis with a screened pool overlooking a peaceful preserve setting with no homes directly behind you. Added peace of mind comes from the upgraded storm shutter package and the fact that the property is not located in a flood zone. Located within the highly sought-after community of Bella Terra, residents enjoy resort-style amenities including a clubhouse, fitness center, resort pool and spa, tennis, pickleball, bocce, volleyball, walking trails, and a full calendar of activities for all ages. Homes offering this combination of space, privacy, pool, preserve view, and a 3-car garage are becoming increasingly difficult to find in Bella Terra. Book your private showing today!
    325 days
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    896
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    38
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    Zillow last checked:

    Listing updated:

    Listed by:

    Kyle Johnson 732-682-1320,

    Coldwell Banker Realty

    Source: SWFLMLS,MLS#: 225067108MLS LogoOriginating MLS: Naples

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 3
      • Full bathrooms: 3
      Rooms
      • Room types: Screened Lanai/Porch, 5 Bed
      Dining room
      • Features: Eat-in Kitchen
      Kitchen
      • Features: Pantry
      Heating
      • Central
      Cooling
      • Ceiling Fan(s), Central Air, Exhaust Fan
      Appliances
      • Included: Electric Cooktop, Dishwasher, Disposal, Microwave, Refrigerator/Freezer, Washer
      • Laundry: Inside
      Features
      • Foyer, Pantry, Smoke Detectors, Tray Ceiling(s), Volume Ceiling, Window Coverings, Laundry in Residence, Screened Lanai/Porch
      • Flooring: Carpet, Tile
      • Windows: Window Coverings, Shutters, Shutters Electric
      • Has fireplace: No
      Interior area
      • Total structure area: 3,546
      • Total interior livable area: 2,925 sqft

      Property

      Parking
      • Total spaces: 3
      • Parking features: Attached
      • Attached garage spaces: 3
      Features
      • Stories: 1
      • Patio & porch: Screened Lanai/Porch
      • Has private pool: Yes
      • Pool features: Community, In Ground
      • Has spa: Yes
      • Spa features: In Ground
      • Has view: Yes
      • View description: Preserve
      • Waterfront features: None
      Lot
      • Size: 0.25 Acres
      • Features: Regular
      Details
      • Additional structures: Tennis Court(s)
      • Parcel number: 324626E11500K.0030
      • Zoning: RPD

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Concrete Block
      • Roof: Tile
      Condition
      • New construction: No
      • Year built: 2013

      Utilities & green energy

      • Water: Central

      Community & HOA

      Community
      • Features: Clubhouse, Pool, Fitness Center, Sidewalks, Street Lights, Tennis Court(s), Gated
      • Security: Security System, Smoke Detector(s), Gated Community
      • Subdivision: BELLA TERRA
      HOA
      • Has HOA: Yes
      • Amenities included: Basketball Court, Bike And Jog Path, Bocce Court, Clubhouse, Pool, Community Room, Fitness Center, Hobby Room, Internet Access, Library, Pickleball, Play Area, Sidewalk, Streetlight, Tennis Court(s), Underground Utility
      • HOA fee: $3,244 annually
      Location
      • Region: Estero

      Financial & listing details

      • Price per square foot: $246/sqft
      • Tax assessed value: $694,892
      • Annual tax amount: $9,524
      • Date on market: 9/4/2025
      • Lease term: Buyer Finance/Cash,FHA,VA

        Estimated market value

        $700,200

        $665,000 - $735,000

        $5,916/mo

        Price history

        DateEventPrice
        5/18/2026Price change$720,000-2.7%$246/sqft
        Source: SWFLMLS #225067108 Report a problem
        5/5/2026Price change$740,000-2.6%$253/sqft
        Source: SWFLMLS #225067108 Report a problem
        3/27/2026Price change$760,000-0.7%$260/sqft
        Source: SWFLMLS #225067108 Report a problem
        3/9/2026Listed for rent$4,750+18.8%$2/sqft
        Source: NABOR FL #225067073 Report a problem
        3/9/2026Price change$765,000-2.5%$262/sqft
        Source: SWFLMLS #225067108 Report a problem
        2/17/2026Price change$785,000-1.3%$268/sqft
        Source: SWFLMLS #225067108 Report a problem
        1/25/2026Listing removed$4,000$1/sqft
        Source: NABOR FL #225067073 Report a problem
        10/17/2025Price change$795,000-0.5%$272/sqft
        Source: SWFLMLS #225067108 Report a problem
        9/4/2025Listed for sale$799,000-2.6%$273/sqft
        Source: SWFLMLS #225067108 Report a problem
        8/23/2025Listed for rent$4,000$1/sqft
        Source: NABOR FL #225067073 Report a problem
        3/29/2024Sold$820,000-6.3%$280/sqft
        Source: SWFLMLS #224011520 Report a problem
        2/13/2024Pending sale$874,900$299/sqft
        Source: SWFLMLS #224011520 Report a problem
        2/4/2024Listed for sale$874,900+103%$299/sqft
        Source: Coconut Coast Realtors #224011520 Report a problem
        7/5/2013Sold$431,000$147/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$10,569 +11%$694,892 +28.3%
        2024$9,525 +7.3%$541,688 +10%
        2023$8,875 +12.8%$492,444 +10%
        2022$7,871 +14.5%$447,676 +10%
        2021$6,874 +3.2%$406,978 +6.8%
        2020$6,663 -1.1%$381,138 -0.8%
        2019$6,740 $384,381 -8.3%
        2018$6,740 -8.3%$419,085 -4.1%
        2017$7,350 -4.3%$436,841 +3.2%
        2016$7,681 +1%$423,097 +1.5%
        2015$7,606 $417,024
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 33928

        Getting around

        3 / 100
        Car-Dependent
        26 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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