Skip main navigation
For sale
    • $285,000

    221 Chatto Loop, Murphy, NC 28906

    2beds
    988sqft
    : 
    $1,681/mo
    Get pre-qualified
    Single Family Residence
    Built in 1994
    0.74 Acres Lot
    $274,300 Zestimate®
    $288/sqft
    $29/mo HOA

    What's special

    Inviting wood-sided homePrivate wooded lotEasy main-level livingSpacious primary bedroomWalk-in closetLarge closetEn suite bath
    Located in Indian Rock Springs, this charming 2BR/2BA home offers easy main-level living on a private, wooded lot in Murphy, NC. This inviting wood-sided home features a comfortable layout with a spacious primary bedroom complete with en suite bath and walk-in closet, along with a good-sized guest bedroom featuring a large closet. Enjoy the outdoors from the covered back porch or the large open deck, perfect for relaxing or entertaining. A cozy fire pit adds to the peaceful, secluded setting. The guest bathroom conveniently includes a washer and dryer. The home also offers an unfinished partial basement with exterior entrance, providing great potential for storage or workshop space. Currently operating as a successful Airbnb, this property presents an excellent opportunity for both personal use and income potential. Ideal for those seeking privacy, simplicity, and a connection to nature. Home comes furnished with a few exceptions. Stone fireplace previously had wood stove connected and has since had the connection capped off. Sellers make no representation about fireplace functionality.
    28 days
    |
    361
    |
    29
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Shelly Rewis 828-347-6156,

    Re/Max Elite Realty

    Source: Hive MLS,MLS#: 100592236MLS LogoOriginating MLS: Mountain Lakes Board of REALTORS®

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Living Room, Dining Room, Laundry, Master Bedroom, Bedroom 2
      Primary bedroom
      • Level: First
      • Dimensions: 14 x 13.25
      Bedroom 2
      • Level: First
      • Dimensions: 10.5 x 13.67
      Dining room
      • Description: Combo with kitchen
      • Level: First
      • Dimensions: 12.67 x 11.17
      Kitchen
      • Description: Combo with dining room
      • Level: First
      • Dimensions: 12.67 x 11.17
      Laundry
      • Description: In guest bathroom
      • Level: First
      • Dimensions: 10.67 x 9.5
      Living room
      • Level: First
      • Dimensions: 16.17 x 14
      Heating
      • Heat Pump, Electric
      Cooling
      • Attic Fan, Whole House Fan, Heat Pump
      Appliances
      • Included: Gas Oven, Built-In Microwave, Washer, Refrigerator, Dryer, Dishwasher, Gas Range
      Features
      • Walk-in Closet(s), Solid Surface, Ceiling Fan(s), Furnished, Blinds/Shades, Walk-In Closet(s), Whole House Fan
      • Flooring: LVT/LVP, Laminate, Ceramic Tile
      • Windows: Skylight(s)
      • Basement: Exterior Entry,Partial,Unfinished
      • Attic: See Remarks
      • Furnished: Yes
      Interior area
      • Total structure area: 988
      • Total interior livable area: 988 sqft

      Property

      Parking
      • Parking features: Circular Driveway, Gravel, Asphalt, No Garage
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Patio & porch: Covered, Deck, Porch
      • Pool features: None
      • Fencing: Wire,Partial
      • Has view: Yes
      • View description: None
      • Waterfront features: None
      • Frontage type: See Remarks
      Lot
      • Size: 0.74 Acres
      • Features: Wooded, Rolling Slope
      Details
      • Parcel number: 453100611635000
      • Zoning: N/A
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Cedar, Block, Wood Siding
      • Foundation: Block
      • Roof: Composition
      Condition
      • New construction: No
      • Year built: 1994

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Shared Well
      Green energy
      • Green verification: None

      Community & HOA

      Community
      • Subdivision: Indian Rock Springs
      HOA
      • Has HOA: Yes
      • Amenities included: Maintenance Common Areas, Maintenance Roads
      • HOA fee: $350 annually
      • HOA name: Indian Rock Springs HOA
      Location
      • Region: Murphy

      Financial & listing details

      • Price per square foot: $288/sqft
      • Tax assessed value: $93,130
      • Annual tax amount: $736
      • Date on market: 7/29/2026
      • Cumulative days on market: 28 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional

        Estimated market value

        $274,300

        $261,000 - $288,000

        $1,640/mo

        Price history

        DateEventPrice
        7/29/2026Listed for sale$285,000+3.6%$288/sqft
        Source: Hive MLS #100592236 Report a problem
        9/9/2025Sold$275,000-4.2%$278/sqft
        Source: NGBOR #417070 Report a problem
        8/8/2025Pending sale$287,000$290/sqft
        Source: NGBOR #417070 Report a problem
        7/8/2025Price change$287,000-3.4%$290/sqft
        Source: NGBOR #417070 Report a problem
        7/7/2025Listed for sale$297,000+6.1%$301/sqft
        Source: Mountain Lakes BOR #153219 Report a problem
        5/1/2025Sold$280,000-0.9%$283/sqft
        Source: Public Record Report a problem
        4/9/2025Pending sale$282,500$286/sqft
        Source: NGBOR #413592 Report a problem
        4/7/2025Price change$282,500-5.8%$286/sqft
        Source: NGBOR #413592 Report a problem
        3/3/2025Listed for sale$299,900+141.9%$304/sqft
        Source: NGBOR #413592 Report a problem
        12/7/2005Sold$124,000$126/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $93,130
        2024$703 +1.4%$93,130
        2023$693 $93,130
        2022$693 +17.3%$93,130
        2021$591 +6.7%$93,130
        2020$554 -9.3%$93,130 +0.9%
        2019$610 $92,280
        2018$610 $92,280
        2017$610 $92,280
        2016$610 $92,280
        2015$610 $92,280
        2012$610 $92,280 -20.3%
        2010-- $115,790
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
        Get pre-qualified

        Climate risks

        Neighborhood: 28906

        Getting around

        0 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Ranger
        • Middle: Hiwassee Dam
        • High: Hiwassee Dam

        Source: Hive MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        A local lender can help you make sure your offer is ready when you are.

        Browse local experts

        Similar homes

              Nearby cities

              Nearby zip codes

              Other Murphy Topics

                Search
                Updates
                Favorites
                Plan
                Inbox