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For sale
    • Price cut: $4K (7/31)
    $199,900

    2220 SPANISH DRIVE #26, CLEARWATER, FL 33763

    2beds
    1,680sqft
    : 
    $2,055/mo
    Get pre-qualified
    Condominium
    Built in 1994
    -- sqft lot
    $195,700 Zestimate®
    $119/sqft
    $608/mo HOA

    What's special

    Two heated swimming poolsOpen floor planHigh-end pgt impact-resistant windowsUnparalleled waterfront location
    $1,500 credit at closing to buyer for carpet replacement. Discover the perfect blend of luxury and peace of mind in this expansive 2-bedroom, 2.5-bathroom condo located in the highly sought-after On Top of the World community. Spanning 1,680 sq. ft. of meticulously maintained living space, this home features high-end PGT impact-resistant windows, a updated HVAC system in 2018 and hot water heater in 2015 for ultimate efficiency and security. Rare for condo living, the residence includes a dedicated built-in utility room complete with a washer and dryer, ensuring maximum convenience. The open floor plan flows seamlessly toward a stunning, direct view of the lake, offering a serene backdrop for your daily life. Combining premium structural upgrades with an unparalleled waterfront location, this property truly represents the best of the Florida lifestyle. Assigned parking. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for residents & owners. There are two heated swimming pools. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, a 35% down payment is required.
    160 days
    347
    13

    Zillow last checked:

    Listing updated:

    Listed by:

    Kenny Reiss 727-482-1183,

    ON TOP OF THE WORLD RE 727-799-3417

    Source: Stellar MLS,MLS#: TB8489537MLS LogoOriginating MLS: Suncoast Tampa

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Florida Room
      Primary bedroom
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: First
      • Area: 224 Square Feet
      • Dimensions: 14x16
      Bedroom 2
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: First
      • Area: 168 Square Feet
      • Dimensions: 14x12
      Kitchen
      • Features: Ceiling Fan(s)
      • Level: First
      • Area: 342 Square Feet
      • Dimensions: 18x19
      Living room
      • Features: Ceiling Fan(s)
      • Level: First
      • Area: 366 Square Feet
      • Dimensions: 15x24.4
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
      • Laundry: Common Area, Inside, Same Floor As Condo Unit
      Features
      • Ceiling Fan(s)
      • Flooring: Carpet, Ceramic Tile
      • Has fireplace: No
      Interior area
      • Total structure area: 1,680
      • Total interior livable area: 1,680 sqft
      Video & virtual tour

      Property

      Parking
      • Parking features: Assigned
      Features
      • Levels: One
      • Stories: 1
      • Exterior features: Lighting, Sidewalk
      Lot
      • Size: 5.74 Acres
      Details
      • Parcel number: 062916641280900260
      • Special conditions: None

      Construction

      Type & style
      • Home type: Condo
      • Property subtype: Condominium
      Materials
      • Block
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1994

      Utilities & green energy

      • Sewer: Private Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Fiber Optics, Fire Hydrant, Phone Available, Sewer Connected, Sprinkler Recycled, Street Lights, Underground Utilities

      Community & HOA

      Community
      • Features: Dock, Association Recreation - Lease, Buyer Approval Required, Fitness Center, Gated Community - Guard, Golf, Irrigation-Reclaimed Water, Pool, Sidewalks, Tennis Court(s)
      • Security: Gated Community
      • Pet fee: $0 monthly
      • Senior community: Yes
      • Subdivision: ON TOP OF THE WORLD
      HOA
      • Has HOA: Yes
      • Amenities included: Elevator(s), Gated, Laundry, Maintenance
      • Services included: Cable TV, Community Pool, Maintenance Structure, Maintenance Grounds, Pool Maintenance, Private Road, Recreational Facilities, Sewer, Trash, Water
      • HOA fee: $608 monthly
      • HOA name: Orientation Department Clearwater
      • HOA phone: 727-799-8517
      Location
      • Region: Clearwater

      Financial & listing details

      • Price per square foot: $119/sqft
      • Tax assessed value: $223,882
      • Annual tax amount: $1,816
      • Date on market: 3/30/2026
      • Cumulative days on market: 161 days
      • Listing terms: Cash,Conventional
      • Ownership: Condominium
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Asphalt

        Estimated market value

        $195,700

        $186,000 - $205,000

        $2,157/mo

        Price history

        DateEventPrice
        7/31/2026Price change$199,900-2%$119/sqft
        Source: Stellar MLS #TB8489537 Report a problem
        7/8/2026Price change$203,900-3.3%$121/sqft
        Source: Stellar MLS #TB8489537 Report a problem
        6/3/2026Price change$210,900-0.5%$126/sqft
        Source: Stellar MLS #TB8489537 Report a problem
        4/29/2026Price change$211,900-1.4%$126/sqft
        Source: Stellar MLS #TB8489537 Report a problem
        3/30/2026Listed for sale$214,900+26.5%$128/sqft
        Source: Stellar MLS #TB8489537 Report a problem
        12/15/2004Sold$169,900+24.1%$101/sqft
        Source: Stellar MLS #U7090347 Report a problem
        3/19/2003Sold$136,900+14.2%$81/sqft
        Source: Public Record Report a problem
        9/13/2001Sold$119,900+14.2%$71/sqft
        Source: Public Record Report a problem
        2/8/2000Sold$105,000$63/sqft
        Source: Public Record Report a problem
        9/18/1996Sold$105,000$63/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,816 +5.6%$141,820 +2.9%
        2024$1,720 -0.1%$137,823 +3%
        2023$1,721 +2.5%$133,809 +3%
        2022$1,679 -1.6%$129,912 +3%
        2021$1,707 -0.1%$126,128 +1.4%
        2020$1,708 +1.6%$124,387 +2.3%
        2019$1,681 $121,590 +1.9%
        2018$1,681 +0.9%$119,323 +2.1%
        2017$1,666 +2.9%$116,869 +2.1%
        2016$1,619 +0%$114,465 +0.7%
        2015$1,618 +0.8%$113,669 +0.8%
        2014$1,605 +54%$112,767 +27%
        2013$1,042 +6.6%$88,777 +1.7%
        2012$978 $87,293 -9.7%
        2011-- $96,637 -1.2%
        2010-- $97,767 -21.4%
        2009-- $124,417 -10.9%
        2008$1,944 $139,625 +3%
        2007-- $135,558 +5.6%
        2005-- $128,400 +15.8%
        2004$1,911 -11%$110,900 +18.4%
        2003$2,148 +37.9%$93,700 -6.8%
        2002$1,558 $100,500 +7.6%
        2001$1,558 -20.4%$93,400 +6.1%
        2000$1,959 $88,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 33763

        Getting around

        9 / 100
        Car-Dependent
        21 / 100
        Minimal Transit
        38 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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