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  • Price cut: $195K (6/9)
    $2,800,000

    23 Riverbank Pl, Carmichael, CA 95608

    4beds
    3,855sqft
    : 
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    Single Family Residence
    Built in 1973
    4,356 Square Feet Lot
    $2,690,900 Zestimate®
    $726/sqft
    $562/mo HOA

    What's special

    Peaceful riverfront settingTranquil koi pondsThoughtfully designed floor planSitting areaBreathtaking water viewsCalming river viewsSpeakers throughout the home
    Classic luxury meets natural beauty in this remarkable riverfront residence- the original home built within the Riverwood community. Set along a beautiful bend of the American River, the home enjoys breathtaking water views and the gentle sound of nearby rapids, surrounded by majestic heritage oaks and tranquil koi ponds. A wall of windows fills the spacious living room with natural light while perfectly framing the river views. A striking fireplace with a hand-carved mantel depicting the river setting creates a warm focal point for relaxing or entertaining. The updated kitchen features expansive windows and extensive pull-out cabinetry, opening seamlessly to outdoor patios overlooking the pond and river, creating effortless indoor-outdoor living. The thoughtfully designed floor plan includes generous living and dining spaces and two primary suites, including a serene retreat with vaulted ceilings, a sitting area, and calming river views. Speakers throughout the home enhance the ambiance. Additional features include a private dog run, a private driveway with four parking spaces, and exceptional privacy within the community. Enjoy Riverwood, it is a lifestyle with amenities including pickleball and tennis courts, two pools and a spa, scenic walking paths, and private gated river access for fishing, kayaking, and paddleboarding. Just beyond Riverwood is Ancil Hoffman Park and the American River Parkway, offering miles of trails for walking, cycling, and outdoor recreation. Riverwood is a Natural Habitat Certified community, known for its preserved landscape, mature trees, and peaceful riverfront setting, offering one of the Sacramento region's most beautiful places to call home.
    129 days
    |
    1,230
    |
    42
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Kathy Applegate DRE #01471361 916-997-7795,

    Windermere Signature Properties Sierra Oaks

    Source: MetroList Services of CA,MLS#: 226007218Originating MLS: MetroList Services, Inc.

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 4
      Dining room
      • Features: Formal Area
      Kitchen
      • Features: Marble Counter
      Heating
      • Central
      Cooling
      • Ceiling Fan(s), Central Air
      Appliances
      • Included: Gas Cooktop, Built-In Refrigerator, Range Hood, Ice Maker, Microwave, Warming Drawer
      • Laundry: Laundry Closet, Ground Floor
      Features
      • Flooring: Carpet, Tile
      • Number of fireplaces: 3
      • Fireplace features: Living Room, Master Bedroom, Den
      Interior area
      • Total structure area: 0
      • Total interior livable area: 3,855 sqft

      Property

      Parking
      • Total spaces: 6
      • Parking features: Garage Door Opener
      • Garage spaces: 2
      • Uncovered spaces: 4
      Features
      • Exterior features: Balcony, Outdoor Grill
      • Has private pool: Yes
      • Pool features: Community
      • On waterfront: Yes
      • Waterfront features: River Access, River Front, Waterfront
      Lot
      • Size: 4,356 Square Feet
      • Features: Cul-De-Sac, Private, Dead End, Landscape Back, Landscape Front, Low Maintenance
      Details
      • Parcel number: 28304500110000
      • Zoning: R 1 B
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      • Attached to another structure: Yes
      Materials
      • Adobe, Frame, Wood
      • Foundation: Slab
      • Roof: Tile
      Condition
      • Year built: 1973

      Utilities & green energy

      • Electric: 220 Volts
      • Sewer: Other
      • Water: Other
      • Utilities for property: Cable Available, Public, Internet Available

      Community & HOA

      Community
      • Features: Gated
      • Subdivision: Riverwood
      HOA
      • Has HOA: Yes
      • Amenities included: Barbecue, Pool, Spa/Hot Tub, Tennis Court(s), Trail(s)
      • Services included: Other
      • HOA fee: $562 monthly
      Location
      • Region: Carmichael

      Financial & listing details

      • Price per square foot: $726/sqft
      • Tax assessed value: $421,159
      • Annual tax amount: $5,130
      • Price range: $2.8M - $2.8M
      • Date on market: 3/13/2026
      • Road surface type: Asphalt

        Estimated market value

        $2,690,900

        $2.56M - $2.83M

        $3,342/mo

        Price history

        DateEventPrice
        6/9/2026Price change$2,800,000-6.5%$726/sqft
        Source: MetroList Services of CA #226007218 Report a problem
        3/13/2026Listed for sale$2,995,000$777/sqft
        Source: MetroList Services of CA #226007218 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,130 +2.1%$421,159 +2%
        2024$5,022 +1.6%$412,902 +2%
        2023$4,942 +2%$404,807 +2%
        2022$4,843 +1.7%$396,871 +2%
        2021$4,761 +1.9%$389,090 +1%
        2020$4,672 +2.1%$385,102 +2%
        2019$4,578 +2%$377,552 +2%
        2018$4,487 +0.2%$370,150 +2%
        2017$4,479 +7.3%$362,893 +2%
        2016$4,174 +3.3%$355,778 +1.5%
        2015$4,042 $350,434 +2%
        2014$4,042 $343,571 +0.5%
        2013-- $342,019 +2%
        2012-- $335,313 +2%
        2011-- $328,739 +0.8%
        2010-- $326,283 +1.8%
        2008-- $320,647 +2%
        2007-- $314,361 +2%
        2006-- $308,198 +2%
        2005-- $302,156 +2%
        2004-- $296,232 +1.9%
        2003-- $290,804 +2%
        2002-- $285,103 +2%
        2001-- $279,513 +2%
        2000-- $274,033
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 95608

        Getting around

        29 / 100
        Car-Dependent
        38 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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