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For sale
  • Price cut: $10K (6/26)
    $659,900

    25 Ponderosa Road, Carmel, NY 10512

    3beds
    2,016sqft
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    Single Family Residence, Residential
    Built in 1972
    1.68 Acres Lot
    $-- Zestimate®
    $327/sqft
    $33/mo HOA

    What's special

    Set on nearly 2 wooded acres, this beautifully renovated and architecturally distinctive raised ranch offers 2,148 sq. ft., 3 bedrooms, and 2.5 baths. Vaulted ceilings, exposed beams, and walls of glass fill the home with natural light and bring the outdoors in. The stunning chef’s kitchen features quartzite countertops, stainless steel appliances, and a 9-foot island perfect for gathering and entertaining. Open-concept living and dining areas flow seamlessly beneath vaulted ceilings, while the formal dining room comfortably seats 14 guests. The living room showcases a dramatic stone fireplace, and the lower-level flex room offers a wood-burning stove and queen Murphy bed for guests. Outside, enjoy landscaped grounds, stone walls, a fire pit, 2-car garage, shed, and lake rights. A rare blend of privacy, character, and modern comfort. This is a thoughtfully updated architectural retreat offering style warmth and functionality in one of Putnam County’s most desirable lake communities.
    20 days
    |
    1,400
    |
    52
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Realmart Realty LLC 888-362-6543,

    Qizhan J. Yao 888-362-6543

    Source: OneKey® MLS as distributed by MLS GRID,MLS#: 1011697MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Other
      • Description: LR, DR, KIT, 3BR, PRIM FBTH, 2ND FBTH
      • Level: First
      Basement
      • Description: FR, LAUNDRY RM, HBTH, GARAGE ENTRY
      • Level: Basement
      Heating
      • Baseboard, Hot Water, Oil
      Cooling
      • Multi Units, Wall/Window Unit(s)
      Appliances
      • Included: Dishwasher, Dryer, ENERGY STAR Qualified Appliances, Freezer, Gas Range, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer, Indirect Water Heater, Oil Water Heater
      • Laundry: Gas Dryer Hookup, In Basement, In Bathroom, Laundry Room, Washer Hookup
      Features
      • Cathedral Ceiling(s), Eat-in Kitchen, Entrance Foyer, Formal Dining, Granite Counters, Pantry, Primary Bathroom, Master Downstairs, Storage
      • Flooring: Ceramic Tile, Hardwood, Laminate
      • Windows: Double Pane Windows, ENERGY STAR Qualified Windows, Insulated Windows, Oversized Windows, Screens, Wood Frames
      • Basement: Finished
      • Attic: See Remarks
      • Number of fireplaces: 1
      • Fireplace features: Living Room, Masonry, Wood Burning
      Interior area
      • Total structure area: 2,600
      • Total interior livable area: 2,016 sqft

      Property

      Parking
      • Total spaces: 7
      • Parking features: Driveway, Garage, Garage Door Opener, Off Street, Private
      • Garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Patio & porch: Deck
      • Exterior features: Fire Pit, Garden, Lighting, Mailbox
      • Fencing: Partial,Wood
      • Has view: Yes
      • View description: Trees/Woods
      • Waterfront features: Beach Access, Lake Front, Lake Privileges, Water Access
      Lot
      • Size: 1.68 Acres
      • Features: Back Yard, Front Yard, Garden, Interior Lot, Landscaped, Rolling Slope, Secluded, Stone/Brick Wall
      • Residential vegetation: Partially Wooded
      Details
      • Additional structures: Shed(s)
      • Parcel number: 37220002001200010100000000
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary,Exp Ranch
      • Property subtype: Single Family Residence, Residential
      Materials
      • Batts Insulation, Block, Frame
      • Foundation: Block
      Condition
      • Actual
      • Year built: 1972

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Well
      • Utilities for property: Cable Available, Electricity Connected, Phone Available, Propane, Trash Collection Private

      Community & HOA

      Community
      • Features: Other
      • Security: Security Lights, Video Cameras
      HOA
      • Has HOA: Yes
      • Amenities included: Other
      • Services included: Other
      • HOA fee: $400 annually
      Location
      • Region: Carmel

      Financial & listing details

      • Price per square foot: $327/sqft
      • Tax assessed value: $547,000
      • Annual tax amount: $21,077
      • Date on market: 6/10/2026
      • Cumulative days on market: 20 days
      • Listing agreement: Exclusive Agency
      • Listing terms: Cash,Conventional
      • Inclusions: All Appliances, murphy bed, all ac units. Some furniture is available for sale.
      • Electric utility on property: Yes

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/26/2026Price change$659,900-1.5%$327/sqft
        Source: OneKey® MLS as distributed by MLS GRID #1011697 Report a problem
        6/10/2026Listed for sale$669,900+287.5%$332/sqft
        Source: OneKey® MLS as distributed by MLS GRID #1011697 Report a problem
        7/10/1997Sold$172,875$86/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $547,000 +88.6%
        2024-- $290,000
        2023-- $290,000 +9.4%
        2022-- $265,000
        2021-- $265,000 +11.1%
        2020-- $238,500
        2019-- $238,500
        2018-- $238,500 +9%
        2017$7,251 $218,800
        2016-- $218,800
        2015-- $218,800 -2%
        2014-- $223,300 -6%
        2013-- $237,500 -4%
        2012-- $247,400 -5%
        2011-- $260,400 -5.4%
        2010-- $275,200 -8%
        2009-- $299,100 -7%
        2008-- $321,600
        2007-- $321,600 +13%
        2006-- $284,700 +6%
        2005-- $268,600 +8.1%
        2004-- $248,409 +7%
        2003-- $232,157 +11.9%
        2002-- $207,413 +22.1%
        2001-- $169,900 +6.2%
        2000-- $160,000

        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: Kent Lakes

        Getting around

        5 / 100
        Car-Dependent
        8 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Kent Elementary
        • Middle: George Fischer Middle School
        • High: Carmel High School

        Source: OneKey® MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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