For sale

Price cut: $10K (7/14)

$210,000

2525 Saratoga Dr, Waterloo, IA 50702

2beds

1,584sqft

$1,520/mo

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Single Family Residence

Built in 1960

0.3 Acres Lot

$204,000 Zestimate^®

$133/sqft

$-- HOA

What's special

Partially finished lower levelHobby roomNon-conforming bedroomHalf bathroomPlenty of storageWorkout spaceHome office

Charming Ranch-Style Home with partially finished lower level & attached garage near shopping, parks, and hospital. Ranch-style mid century inspired home offering comfortable one-level living with additional partially finished space downstairs. Featuring two bedrooms and one full bathroom, a half bathroom, living room, kitchen, dining area, and sunroom on the main level. The main level offers a welcoming layout with comfortable living spaces, while the partially finished lower level provides added versatility with a non-conforming bedroom, home office, hobby room, or workout space, plus plenty of storage and laundry room. This home features an 0.30 acre lot with lovely landscaping, and rear patio perfect for backyard parties with family and friends. Endless possibilities to make this home your forever home.

31 days

667

15

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 2
Full bathrooms: 1
1/2 bathrooms: 1

Other

Level: Upper

Other

Level: Main

Other

Level: Lower

Heating

Forced Air

Cooling

Central Air

Appliances

Included: Built-In Oven, Built-In Range, Cooktop
Laundry: Lower Level, Washer Hookup

Features

Basement: Block,Concrete
Has fireplace: No
Fireplace features: None

Interior area

Total interior livable area: 1,584 sqft
Finished area below ground: 400

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Property

Parking

Total spaces: 1
Parking features: 1 Stall, Attached Garage
Has attached garage: Yes
Carport spaces: 1

Lot

Size: 0.3 Acres
Dimensions: 72 x 170

Details

Parcel number: 881303253025
Zoning: R-1
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Vinyl Siding
Roof: Flat,Membrane,Rubber

Condition

Year built: 1960

Utilities & green energy

Sewer: Public Sewer
Water: Public

Community & HOA

Location

Region: Waterloo

Financial & listing details

Price per square foot: $133/sqft
Tax assessed value: $196,530
Annual tax amount: $3,507
Date on market: 6/22/2026
Cumulative days on market: 41 days
Road surface type: Concrete

Estimated market value

$204,000

$194,000 - $214,000

$1,562/mo

Price history

Date	Event	Price
7/14/2026	Price change	$210,000-4.5%$133/sqft
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20262679 Report a problem
6/22/2026	Listed for sale	$220,000$139/sqft
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20262679 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$3,285 +4.2%	$196,530 +6.9%
2024	$3,152 +6.9%	$183,790
2023	$2,949 +2.8%	$183,790 +25.4%
2022	$2,868 +4.1%	$146,530
2021	$2,756 +2%	$146,530 +9.7%
2020	$2,702 -1.2%	$133,540 +0.1%
2019	$2,735 +3.6%	$133,440
2018	$2,641 +0%	$133,440 +2.3%
2017	$2,640 -1.8%	$130,500
2016	$2,688	$130,500
2015	$2,688 +6.2%	$130,500 +4.6%
2014	$2,532 -9.5%	$124,730 -8.5%
2012	$2,799 +9.1%	$136,280
2011	$2,566 +3.4%	$136,280 +6.8%
2010	$2,482 +2.9%	$127,660
2009	$2,412 +2.3%	$127,660
2008	$2,358 +1.8%	$127,660 +7%
2007	$2,316 -0.5%	$119,310
2006	$2,329 +4.4%	$119,310
2005	$2,230 +6%	$119,310 +22.5%
2003	$2,104 +1.7%	$97,400
2002	$2,069 +11.1%	$97,400 +18%
2001	$1,863	$82,540

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: Park Haven

Getting around

43 / 100

Car-Dependent

26 / 100

Some Transit

36 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

3/10
Lou Henry Elementary School
Grades: K-5Distance: 1 mi
6/10
Hoover Middle School
Grades: 6-8Distance: 0.9 mi
3/10
West High School
Grades: 9-12Distance: 0.4 mi

Schools provided by the listing agent

Elementary: Lou Henry
Middle: Hoover Intermediate
High: West High - Waterloo

Source: Northeast Iowa Regional BOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.