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For sale
  • $299,900

    256 Cottage Street, Middletown, NY 10940

    3beds
    860sqft
    Loading
    Single Family Residence, Residential
    Built in 1924
    0.28 Acres Lot
    $-- Zestimate®
    $349/sqft
    $-- HOA

    What's special

    Natural gas heatWalls run trueStonework still sits level
    The first thing you will do here is walk out into that lawn and start deciding where everything goes, the garden along the sunny side, the fire pit set well back, the patch under the old shade tree that stays empty because that is the coolest spot on the property and you are going to want it for yourself. The lot is 0.28 acres, flat and open, and every bit of it comes with the keys. Not many city addresses have that much grass around them. The covered porch is what will slow you down before you reach the door. It stretches deep across the front, set on stone piers laid by hand in 1924, looking out over the whole yard. June evenings belong out there. So does October, with a blanket and a hot drink while the tree lets go of everything at once. It is going to be the first thing you describe when people ask about the place. Inside, the rooms are bright and freshly painted, and the windows do most of the work, pulling light through the front of the house all afternoon. One bedroom is right on the main floor, which is the kind of flexibility you never appreciate until you have it, a desk and a door you can shut on a Monday, a spare room the weekend somebody stays over. Two more are tucked upstairs under the roofline with windows framing rooftops and treetops, quiet enough that a long day actually ends when you climb up there. The basement below runs nearly 23 feet, clean, bright and completely unfinished, which is the good kind of unfinished. Right now it holds the bikes and the holiday bins. In a few years it becomes the workshop, the studio, the practice room, whatever version of yourself you have not gotten around to yet. The space is already bought and paid for. You just grow into it. The upkeep is easy to live with. Natural gas heat takes care of February, and municipal water and sewer mean nothing buried in the yard you ever have to think about. The cabinets were repainted this year and the interior is done, so you move in and simply live in it. Then the city fills in the rest of the year. From June through October the market sets up Saturdays, 8 to 1, at Erie Way Park on Union Street, a 5 minute drive away. Dinner at Oak & Reed on North Street turns into a habit rather than a plan once it is that easy to get to. Thrall Library on Depot Street lends museum passes, so Storm King, DIA Beacon and Bethel Woods cost you a library card and a tank of gas. Outside is just as close. Watts Memorial Park is a little over a mile up Wisner Avenue, and Fancher-Davidge has the pool, the walking trails and a disc golf course on the west side of town. Sunday nights in season the Speedway races on Wisner, near enough that you can decide to go at 6 p.m. and still make it. When you want out of town entirely, the Middletown station on the NJ Transit Port Jervis Line carries you to Hoboken and Penn Station, Route 17 and I-84 are minutes away, and Manhattan sits 70 miles east. A century is a long time for one house to be looked after by the same owners, and it shows the moment you step inside. Nothing here was let go and patched back together later. It was simply kept, one winter at a time, which is why the walls run true and the stonework still sits level. That care is the part you cannot renovate in afterward. It is already here, in the open ground, in the straight lines, in a hundred years of somebody paying attention. All this place needs now is a new name on the deed. Now it is your turn on that porch.
    2 days
    671
    53

    Zillow last checked:

    Listing updated:

    Listed by:

    KW Hudson Valley United 845-610-6065,

    Brian J Caplicki 845-460-0879,

    Vincent T. Breit 845-957-8113,

    KW Hudson Valley United

    Source: OneKey® MLS as distributed by MLS GRID,MLS#: 1041109MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 1
      • Full bathrooms: 1
      Heating
      • Baseboard, Natural Gas
      Cooling
      • Wall/Window Unit(s)
      Appliances
      • Included: Range, Refrigerator
      Features
      • First Floor Bedroom, First Floor Full Bath, Eat-in Kitchen
      • Flooring: Hardwood, Vinyl
      • Basement: Unfinished
      • Attic: None
      • Has fireplace: No
      Interior area
      • Total structure area: 860
      • Total interior livable area: 860 sqft

      Property

      Parking
      • Parking features: On Street
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Patio & porch: Covered, Porch
      Lot
      • Size: 0.28 Acres
      Details
      • Parcel number: 3309000090000003001.0000000
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cape Cod
      • Property subtype: Single Family Residence, Residential
      Materials
      • Wood Siding
      Condition
      • Year built: 1924

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected

      Community & HOA

      HOA
      • Has HOA: No
      Location
      • Region: Middletown

      Financial & listing details

      • Price per square foot: $349/sqft
      • Tax assessed value: $16,300
      • Annual tax amount: $4,562
      • Date on market: 8/26/2026
      • Cumulative days on market: 2 days
      • Listing agreement: Exclusive Right To Sell
      • Electric utility on property: Yes

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        8/26/2026Listed for sale$299,900$349/sqft
        Source: OneKey® MLS as distributed by MLS GRID #1041109 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2017$4,222 $16,300
        2016-- $16,300
        2015-- $16,300
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 10940

        Getting around

        59 / 100
        Somewhat Walkable
        30 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Presidential Park Elementary
        • Middle: Middletown Twin Towers Middle Sch
        • High: Middletown High School

        Source: OneKey® MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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