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Active
    • Price cut: $26K (6/9)
    $699,000

    260 Water St #5E, Saint Joseph, MI 49085

    2beds
    1,386sqft
    : 
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    Condominium
    Built in 1989
    -- sqft lot
    $670,500 Zestimate®
    $504/sqft
    $750/mo HOA

    What's special

    Bright and open layoutFloor-to-ceiling windows
    Welcome to this stunning waterfront condo offering top-floor views of the St. Joseph River, Marina and the sparkling waters of Lake Michigan. Located in a secure gated community in the heart of downtown St. Joseph, this condo is just steps from Silver Beach, the Carousel, Splash Pad, boutique shops, and local dining favorites. Inside, you'll find a bright and open layout all on one level, featuring 2 spacious bedrooms, 2.5 bathrooms, and an inviting living area perfect for entertaining. The kitchen, dining, and living spaces flow seamlessly, while floor-to-ceiling windows showcase breathtaking marina and water views. Includes a premium heated attached indoor parking space, private storage, overflow guest parking, and secured elevator access directly to your floor. Smart-home features, including voice-controlled lighting and temperature, bring modern ease to everyday living. Community amenities include an association pool, clubhouse, and marina with boat slips available. Condo is being offered turnkey fully furnished with a the exception of a few owner reserved items.
    311 days
    |
    475
    |
    15
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Ryan D Green 269-208-4139,

    Green Towne Coastal Realty 269-408-8626

    Source: MichRIC,MLS#: 25047186MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bedrooms: 2
      Dining room
      • Description: Formal
      Heating
      • Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Cooktop, Dishwasher, Disposal, Microwave, Oven, Refrigerator
      • Laundry: Laundry Closet, Main Level
      Features
      • Ceiling Fan(s), Center Island, Pantry
      • Windows: Screens, Insulated Windows, Window Treatments
      • Basement: Slab
      • Has fireplace: No
      • Fireplace features: Family Room
      Interior area
      • Total structure area: 1,386
      • Total interior livable area: 1,386 sqft

      Property

      Parking
      • Total spaces: 1
      • Parking features: Attached
      • Garage spaces: 1
      Accessibility
      • Accessibility features: Accessible Mn Flr Bedroom, Accessible Mn Flr Full Bath
      Features
      • Stories: 1
      • Patio & porch: Scrn Porch
      • Pool features: Association
      • Spa features: Association
      • On waterfront: Yes
      • Waterfront features: River
      Lot
      • Size: 2.17 Acres
      • Features: Level, Sidewalk
      Details
      • Parcel number: 117685000030001

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: Other
      • Property subtype: Condominium
      Materials
      • Other
      • Roof: Other
      Condition
      • New construction: No
      • Year built: 1989

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Phone Connected, Natural Gas Connected, Cable Connected

      Community & HOA

      HOA
      • Has HOA: Yes
      • Amenities included: Clubhouse, Pool, Spa/Hot Tub
      • Services included: Trash, Snow Removal, Maintenance Grounds
      • HOA fee: $750 monthly
      Location
      • Region: Saint Joseph

      Financial & listing details

      • Price per square foot: $504/sqft
      • Tax assessed value: $191,321
      • Annual tax amount: $10,871
      • Date on market: 9/13/2025
      • Listing terms: Cash,Conventional
      • Road surface type: Paved

        Estimated market value

        $670,500

        $637,000 - $704,000

        $2,079/mo

        Price history

        DateEventPrice
        6/9/2026Price change$699,000-3.6%$504/sqft
        Source: MichRIC #25047186 Report a problem
        4/16/2026Price change$725,000-3.3%$523/sqft
        Source: MichRIC #25047186 Report a problem
        9/13/2025Listed for sale$750,000$541/sqft
        Source: MichRIC #25047186 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 49085

        Getting around

        77 / 100
        Very Walkable
        46 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

        A local agent can set up tours, give advice and negotiate with sellers.

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