For sale

$149,000

2783 Highway 3285, Monticello, KY 42633

4beds

1,080sqft

$1,051/mo

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Single Family Residence

Built in 2013

3.01 Acres Lot

$140,300 Zestimate^®

$138/sqft

$-- HOA

What's special

Mostly wooded settingSecluded atmosphere

Country Home on 3.01 Acres Near Lake Cumberland & Conley Bottom Resort! Discover the perfect blend of privacy, acreage, and convenience at 2783 Hwy 3285, Monticello, KY. This 4-bedroom, 1-bath home sits on approximately 3.01 acres according to the PVA and is surrounded by a mostly wooded setting, creating a peaceful retreat with abundant privacy and wildlife. Located just minutes from downtown Monticello and approximately 15 minutes from Conley Bottom Resort and Lake Cumberland recreation, this property is ideal for full-time living, a weekend getaway, vacation home, or investment opportunity. Enjoy the freedom of country living with room for gardening, outdoor activities, recreational equipment, and future improvements. The wooded acreage provides a secluded atmosphere while still offering convenient access to shopping, restaurants, schools, and everyday amenities in Monticello. Walmart, grocery stores, medical facilities, and local services are only a short drive away.

29 days
1,719
174

Likely to sell faster than

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 1
Full bathrooms: 1
Main level bathrooms: 1
Main level bedrooms: 4

Primary bedroom

Level: Main

Bedroom 2

Level: Main

Bedroom 3

Level: Main

Bedroom 4

Level: Main

Bathroom

Features: Tub/Shower Combo

Heating

Heat Stove, Wood

Cooling

Window Unit(s)

Appliances

Included: Dishwasher, Freezer, Microwave, Range/Oven, Refrigerator, Dryer, Washer, Electric Water Heater
Laundry: Laundry Room

Features

None, Living/Dining Combo
Flooring: Laminate, Vinyl
Basement: None,Crawl Space
Has fireplace: Yes
Fireplace features: Wood Burning Stove, Wood Burning

Interior area

Total structure area: 1,080
Total interior livable area: 1,080 sqft

Property

Parking

Parking features: None

Accessibility

Accessibility features: None

Features

Patio & porch: Covered Front Porch
Exterior features: Mature Trees, Trees
Fencing: None

Lot

Size: 3.01 Acres
Features: Rural Property, Trees, Wooded, Out of City Limits

Details

Additional structures: Outbuilding
Parcel number: 080000000122

Construction

Type & style

Home type: SingleFamily
Architectural style: Country
Property subtype: Single Family Residence

Materials

Vinyl Siding
Roof: Metal

Condition

Year built: 2013

Utilities & green energy

Sewer: Septic Tank
Water: County

Community & HOA

Community

Subdivision: None

Location

Region: Monticello

Financial & listing details

Price per square foot: $138/sqft
Tax assessed value: $79,900
Annual tax amount: $702
Price range: $149K - $149K
Date on market: 9/22/2026
Listing agreement: Exclusive Right To Sell

Estimated market value

$140,300

$133,000 - $147,000

$1,226/mo

Price history

Date	Event	Price
10/22/2026	Listed for sale	$149,000$138/sqft
Source: South Central Kentucky AOR #SC48720 Report a problem
10/19/2026	Pending sale	$149,000$138/sqft
Source: South Central Kentucky AOR #SC48720 Report a problem
9/22/2026	Listed for sale	$149,000+86.5%$138/sqft
Source: South Central Kentucky AOR #SC48720 Report a problem
1/25/2021	Sold	$79,900+59.8%$74/sqft
Source: Imagine MLS #3038431 Report a problem
8/6/2018	Sold	$50,000$46/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$702 -2.5%	$79,900
2024	$721 -4.4%	$79,900
2023	$754 -0.8%	$79,900
2022	$761 +58.6%	$79,900 +59.8%
2021	$480 -1.1%	$50,000
2020	$485 -0.1%	$50,000
2019	$486 +0.3%	$50,000
2018	$484 +1.4%	$50,000
2017	$477 +5.6%	$50,000
2016	$452 -0.4%	$50,000
2015	$454	$50,000 +400%
2012	--	$10,000

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: 42633

Getting around

0 / 100

Car-Dependent

Nearby schools

GreatSchools rating

5/10
Monticello Elementary School
Grades: 3-5Distance: 3.7 mi
3/10
Wayne County Middle School
Grades: 6-8Distance: 4.4 mi
3/10
Wayne County High School
Grades: 9-12Distance: 4.5 mi

Schools provided by the listing agent

Elementary: Wayne County
Middle: Wayne County
High: Wayne County

Source: South Central Kentucky AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.