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For sale
  • $589,000

    3 Bay Dr, Palm Coast, FL 32137

    4beds
    1,468sqft
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    Single Family Residence
    Built in 1989
    0.31 Acres Lot
    $555,000 Zestimate®
    $401/sqft
    $-- HOA

    What's special

    Three spacious bedroomsGranite countertopsOutdoor lightingOpen front porchQuiet streetPull-through gravel drivewayBeautifully landscaped yard
    Just steps from the beach, this charming Palm Coast home offers the ultimate coastal lifestyle. Located on a quiet street with convenient public beach access, parking, and a clubhouse featuring bathrooms and showers, it’s perfect for daily ocean adventures. Whether you prefer walking, biking, or cruising in a golf cart, getting to the beach has never been easier in this ideal location. The main house features three spacious bedrooms, granite countertops, and durable vinyl plank flooring throughout. Enjoy peaceful mornings on the open front porch, or take a relaxing stroll or bike ride through the scenic neighborhood and along the coastline. In the backyard, a separate guest house offers a private retreat with its own bedroom, living room, kitchenette, full bathroom with shower, and a mini-split AC unit—ideal for visiting guests or as a rental opportunity. The beautifully landscaped yard includes a pull-through gravel driveway, outdoor lighting, a private outdoor shower with a bench for rinsing off after the beach, and a stone and paver seating area with a covered grill—perfect for outdoor dining and entertaining. Whether you're looking for a beachside retreat or an income-producing property, this coastal gem has it all.
    43 days
    |
    520
    |
    35
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Morgan Coleman 352-222-9093,

    CROSS KEYS REALTY, INC. 352-505-5049

    Source: Stellar MLS,MLS#: GC533994MLS LogoOriginating MLS: Gainesville-Alachua

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Features: Walk-In Closet(s)
      • Level: First
      Bedroom 2
      • Features: Built-in Closet
      • Level: First
      Bedroom 3
      • Features: Built-in Closet
      • Level: First
      Dining room
      • Level: First
      Kitchen
      • Level: First
      Laundry
      • Level: First
      Living room
      • Level: First
      Heating
      • Electric
      Cooling
      • Central Air
      Appliances
      • Included: Freezer, Range, Refrigerator, Washer
      • Laundry: Laundry Room
      Features
      • Ceiling Fan(s), Eating Space In Kitchen, Thermostat, Walk-In Closet(s)
      • Flooring: Vinyl
      • Doors: Outdoor Grill, Outdoor Shower
      • Has fireplace: No
      Interior area
      • Total structure area: 1,552
      • Total interior livable area: 1,468 sqft
      Video & virtual tour

      Property

      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Front Porch
      • Exterior features: Lighting, Outdoor Grill, Outdoor Shower
      Lot
      • Size: 0.31 Acres
      Details
      • Additional structures: Guest House
      • Parcel number: 3910314250001400230
      • Zoning: R/C
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • HardiPlank Type, Wood Frame
      • Foundation: Crawlspace
      • Roof: Shingle
      Condition
      • Completed
      • New construction: No
      • Year built: 1989

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Electricity Connected, Water Connected

      Community & HOA

      Community
      • Pet fee: $0 monthly
      • Subdivision: MARINELAND ACRES 2ND ADD
      HOA
      • Has HOA: No
      Location
      • Region: Palm Coast

      Financial & listing details

      • Price per square foot: $401/sqft
      • Tax assessed value: $303,326
      • Annual tax amount: $5,180
      • Date on market: 9/16/2025
      • Cumulative days on market: 267 days
      • Listing terms: Cash,Conventional,FHA,Private Financing Available,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        $555,000

        $527,000 - $583,000

        $2,259/mo

        Price history

        DateEventPrice
        6/8/2026Listed for sale$589,000$401/sqft
        Source: Stellar MLS #GC533994 Report a problem
        6/1/2026Listing removed$589,000$401/sqft
        Source: Stellar MLS #GC533994 Report a problem
        9/16/2025Listed for sale$589,000-7.2%$401/sqft
        Source: Stellar MLS #GC533994 Report a problem
        12/23/2024Listing removed$635,000$433/sqft
        Source: realMLS #2050074 Report a problem
        10/2/2024Listed for sale$635,000$433/sqft
        Source: realMLS #2050074 Report a problem
        10/1/2024Listing removed$635,000$433/sqft
        Source: realMLS #1261382 Report a problem
        8/9/2024Price change$635,000-0.8%$433/sqft
        Source: St Augustine St Johns County BOR #237709 Report a problem
        6/17/2024Price change$640,000-1.5%$436/sqft
        Source: realMLS #1261382 Report a problem
        12/21/2023Listed for sale$650,000+13%$443/sqft
        Source: St Augustine St Johns County BOR #237709 Report a problem
        6/15/2023Sold$575,000+43.2%$392/sqft
        Source: Public Record Report a problem
        4/6/2023Listing removed--
        Source: Zillow Rentals Report a problem
        3/15/2023Price change$3,999+2.5%$3/sqft
        Source: Zillow Rentals Report a problem
        2/5/2023Price change$3,900+5.4%$3/sqft
        Source: Zillow Rentals Report a problem
        1/17/2023Price change$3,700-2.6%$3/sqft
        Source: Zillow Rentals Report a problem
        1/4/2023Price change$3,800+15.2%$3/sqft
        Source: Zillow Rentals Report a problem
        12/21/2022Price change$3,300+3.1%$2/sqft
        Source: Zillow Rentals Report a problem
        12/12/2022Listed for rent$3,200$2/sqft
        Source: Zillow Rentals Report a problem
        11/30/2022Listing removed--
        Source: Zillow Rental Manager Report a problem
        10/31/2022Price change$3,200-15.8%$2/sqft
        Source: Zillow Rental Manager Report a problem
        10/18/2022Price change$3,800-5%$3/sqft
        Source: Zillow Rental Manager Report a problem
        10/2/2022Price change$4,000-11.1%$3/sqft
        Source: Zillow Rental Manager Report a problem
        9/24/2022Price change$4,500+28.6%$3/sqft
        Source: Zillow Rental Manager Report a problem
        9/13/2022Price change$3,500-2.8%$2/sqft
        Source: Zillow Rental Manager Report a problem
        9/7/2022Price change$3,600-10%$2/sqft
        Source: Zillow Rental Manager Report a problem
        8/29/2022Listed for rent$4,000$3/sqft
        Source: Zillow Rental Manager Report a problem
        6/10/2022Sold$401,400+347%$273/sqft
        Source: Public Record Report a problem
        12/20/2007Sold$89,800-16.9%$61/sqft
        Source: Public Record Report a problem
        11/19/2001Sold$108,000+25.6%$74/sqft
        Source: Public Record Report a problem
        7/14/1999Sold$86,000$59/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$5,181 -0.3%$303,326 +0.6%
        2023$5,195 +249.6%$301,406 +233.5%
        2022$1,486 +5.4%$90,385 +3%
        2021$1,410 +0.4%$87,752 +1.4%
        2020$1,404 +1.2%$86,541 +2.3%
        2019$1,387 +0.5%$84,595 +1.9%
        2018$1,381 +3.7%$83,018 +5.6%
        2017$1,331 $78,603 +2.1%
        2016$1,331 +2.8%$76,986 +0.7%
        2015$1,294 +55.5%$76,451 +0.8%
        2014$832 $75,844 +1.5%
        2013-- $74,723 -10.7%
        2012-- $83,670 -0.7%
        2011-- $84,240 -27.7%
        2010-- $116,500 -46.5%
        2009-- $217,846 +1.1%
        2008-- $215,487 -10.5%
        2007-- $240,807 +3.3%
        2006-- $233,045 +24.9%
        2005-- $186,634 +18.5%
        2004-- $157,481
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32137

        Getting around

        10 / 100
        Car-Dependent
        53 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

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