For sale

$242,000

3 Mississippi Cir, Mason City, IA 50401

3beds

2baths

2,552sqft

$1,757/mo

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Single Family Residence

Built in 1974

9,213 Square Feet Lot

$235,700 Zestimate^®

$95/sqft

$17/mo HOA

What's special

Laundry areaUpdated bathLarge double family areasFenced backyardDouble-tier deckingSecond bathOversized double attached garage

Family-owned for many years, this well-cared-for ranch is tucked away on a cul-de-sac in Mason City's desirable SE neighborhood. Enjoy the convenience of being just minutes from everyday essentials, schools, shopping, restaurants, and everyday amenities while still feeling at home in a quiet neighborhood setting. The main floor offers a comfortable flow with a spacious living room, dining area, kitchen, 3 bedrooms, and an updated bath. The patio door off the dining leads to the fenced backyard featuring double-tier decking, perfect for relaxing or entertaining, along with two storage sheds that stay. The lower level expands your living space with a large double family areas, laundry area, and second bath. An oversized double attached garage includes a workshop area for hobbies and projects. Located just steps from neighborhood common grounds, there's plenty of room for soccer, football, and outdoor fun. A wonderful place to call HOME!

42 days

546

31

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Main level bathrooms: 1
Main level bedrooms: 3

Bedroom 1

Level: Main
Area: 154
Dimensions: 14 x 11

Bedroom 2

Level: Main
Area: 120
Dimensions: 12 x 10

Bedroom 3

Level: Main
Area: 143
Dimensions: 13 x 11

Bathroom 1

Features: Separate Shower, Shower, Tub

Dining room

Description: Opens to kitchen/Lv Rm
Features: Formal Dining, KIT/DR Combo, LR/DR Combo
Level: Main
Area: 132
Dimensions: 12 x 11

Family room

Description: Daylight windows
Level: Lower
Area: 224
Dimensions: 16 x 14

Kitchen

Level: Main
Area: 132
Dimensions: 12 x 11

Living room

Description: Opens to dining
Level: Main
Area: 289
Dimensions: 17 x 17

Heating

Forced Air, Natural Gas

Cooling

Central Air

Appliances

Included: Dishwasher, Electric Range, Disposal, Microwave, Pantry, Refrigerator, Washer/Dryer

Features

Ceiling Fan(s), Natural Wood, Open Staircase
Flooring: Ceramic Tile, Wood, Laminate
Windows: Double Hung, Thermal, Wood Sash
Basement: Full,Full Finished,Sump Pump
Has fireplace: No

Interior area

Total structure area: 2,552
Total interior livable area: 2,552 sqft

Property

Parking

Total spaces: 2
Parking features: Attached, Garage Door Opener, Underground, Workshop in Garage, Concrete
Attached garage spaces: 2

Features

Levels: Multi/Split
Patio & porch: Deck
Exterior features: Storage
Fencing: Fenced

Lot

Size: 9,213 Square Feet
Dimensions: 83 x 111
Features: Cul-De-Sac

Details

Additional structures: Storage, Other
Parcel number: 071132902200
Zoning description: RG/GENERAL RES

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Frame, Vinyl Siding, Attic Insulation, Basement Insulation, Sidewall Insulation
Foundation: Block
Roof: Asphalt

Condition

Year built: 1974

Utilities & green energy

Sewer: CITY
Water: Public

Community & HOA

Community

Security: Smoke Detector(s)
Subdivision: IA

HOA

Has HOA: Yes
HOA fee: $200 annually

Location

Region: Mason City

Financial & listing details

Price per square foot: $95/sqft
Tax assessed value: $199,300
Annual tax amount: $3,305
Date on market: 6/24/2026

Estimated market value

$235,700

$224,000 - $247,000

$2,036/mo

Price history

Date	Event	Price
6/24/2026	Listed for sale	$242,000$95/sqft
Source: Greater Mason BOR #260445 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	--	$189,020
2023	$2,790 -7.8%	$189,020 +23.4%
2022	$3,027 +2.7%	$153,170 +1.8%
2021	$2,948 +8.9%	$150,510 +8.1%
2020	$2,707	$139,250
2019	$2,707	$139,250 +2.3%
2018	--	$136,140
2017	$2,620 +0.2%	--
2016	$2,616	--
2015	$2,616 +9.9%	--
2014	$2,380 +4.2%	--
2013	$2,284 +7.9%	--
2012	$2,116 -1.6%	--
2011	$2,150 +4.3%	--
2010	$2,062 +13.5%	--
2009	$1,816 +2.9%	--
2008	$1,764 -2.8%	--
2007	$1,814	--

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 50401

Getting around

63 / 100

Somewhat Walkable

18 / 100

Minimal Transit

42 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

8/10
Jefferson Elementary School
Grades: PK-4Distance: 0.2 mi
4/10
John Adams Middle School
Grades: 7-8Distance: 0.4 mi
5/10
Mason City High School
Grades: 9-12Distance: 0.5 mi

Schools provided by the listing agent

Elementary: Jefferson,Newman
Middle: Newman,Lincoln Intermediate Sch
District: Mason City

Source: Greater Mason BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.