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For sale
  • Price cut: $25.9K (8/15)
    $549,000

    302 Basin Bayou Dr, Panama City Beach, FL 32407

    4beds
    2,071sqft
    : 
    $3,557/mo
    Get pre-qualified
    Single Family Residence
    Built in 2019
    7,405 Square Feet Lot
    $534,100 Zestimate®
    $265/sqft
    $66/mo HOA

    What's special

    Two-car attached garageCraftsman-style homesUnderground utilitiesInviting sidewalksLaundry roomLarge fenced backyardWell appointed kitchen
    Welcome to Breakfast Point in beautiful Panama City Beach! This highly desirable, family-friendly community is celebrated for its central location, Craftsman-style homes, inviting sidewalks, streetlights, and underground utilities. Enjoy the convenience of being within walking distance to the top-rated Breakfast Point Academy, and just minutes from the Beach, Pier Park, premier shopping, dining, and the Naval Station, with an easy commute to Tyndall Air Force Base. Step inside this stunning home featuring 4 bedrooms in a spacious split floor plan and 3 full bathrooms. The well appointed kitchen is equipped with a large island and breakfast bar, sleek Bosch stainless steel appliances--including a five-burner gas range--and flows seamlessly into the open-concept living and dining areas, perfect for entertaining or family gatherings. Additional features include a laundry room, a two-car attached garage, and a covered patio ideal for relaxing outdoors. You'll love the paid-in-full solar panels, keeping your average electric bill around $50 per month! The large, fenced backyard backs up to an association easement, providing extra privacy and space to enjoy. Another incredible bonus: this property offers a fully assumable VA loan with a balance of approximately $300,000 at a 3.25% interest rate--a rare opportunity in today's market. Don't miss your chance to own this exceptional home! The original owners are relocating within the neighborhood to accommodate their growing family--making this gem available for you.
    184 days
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    413
    |
    20
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    Zillow last checked:

    Listing updated:

    Listed by:

    Joan C Altenpohl 850-624-3668,

    Coastal Real Estate Group, Inc

    Source: CPAR,MLS#: 785610MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Rooms
      • Room types: Bedroom, Dining Room, Full Bath, Garage, Kitchen, Laundry, Living Room, Patio, Porch
      Bedroom
      • Description: Main Bedroom/Split Floor Plan
      • Level: First
      • Dimensions: 16 x 12
      Bedroom
      • Level: First
      • Dimensions: 14 x 12
      Bedroom
      • Level: First
      • Dimensions: 12 x 12
      Bedroom
      • Level: First
      • Dimensions: 12 x 11
      Dining room
      • Level: First
      • Dimensions: 13 x 11
      Other
      • Description: Main Bath
      • Level: First
      • Dimensions: 12 x 11
      Other
      • Level: First
      • Dimensions: 11 x 8
      Other
      • Level: First
      • Dimensions: 8 x 6
      Garage
      • Level: First
      • Dimensions: 22 x 21
      Kitchen
      • Level: First
      • Dimensions: 21 x 16
      Laundry
      • Level: First
      • Dimensions: 9 x 7
      Living room
      • Level: First
      • Dimensions: 21 x 16
      Patio
      • Level: First
      Porch
      • Level: First
      Heating
      • Central, Electric
      Cooling
      • Central Air, Ceiling Fan(s), Heat Pump
      Appliances
      • Included: Gas Oven, Gas Range, Gas Water Heater
      Features
      • Double Vanity, Main Level Primary, Smart Thermostat, Walk-In Closet(s)
      • Doors: Insulated Doors
      Interior area
      • Total structure area: 2,071
      • Total interior livable area: 2,071 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage, Garage Door Opener
      • Garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Patio
      • Fencing: Fenced,Privacy
      Lot
      • Size: 7,405 Square Feet
      • Dimensions: 60 x 120
      • Features: Sprinkler System, Paved
      Details
      • Parcel number: 34030250800
      • Zoning description: Resid Single Family
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Craftsman
      • Property subtype: Single Family Residence
      Materials
      • HardiPlank Type, Stone, Vinyl Siding, Wood Frame
      • Foundation: Slab
      • Roof: Composition,Shingle
      Condition
      • New construction: No
      • Year built: 2019

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Cable Connected, Electricity Available, High Speed Internet Available, Underground Utilities

      Community & HOA

      Community
      • Features: Playground
      • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
      • Subdivision: Breakfast Point
      HOA
      • Has HOA: Yes
      • Services included: Legal/Accounting, Maintenance Grounds, Trash
      • HOA fee: $198 quarterly
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $265/sqft
      • Tax assessed value: $460,105
      • Annual tax amount: $3,821
      • Date on market: 2/21/2026
      • Cumulative days on market: 185 days
      • Electric utility on property: Yes

        Estimated market value

        $534,100

        $507,000 - $561,000

        $2,826/mo

        Price history

        DateEventPrice
        8/15/2026Price change$549,000-4.5%$265/sqft
        Source: CPAR #785610 Report a problem
        7/9/2026Price change$574,900-1.7%$278/sqft
        Source: CPAR #785610 Report a problem
        6/10/2026Price change$585,000-1.7%$282/sqft
        Source: CPAR #785610 Report a problem
        5/8/2026Price change$595,000-0.7%$287/sqft
        Source: CPAR #785610 Report a problem
        2/21/2026Listed for sale$599,000+65.2%$289/sqft
        Source: CPAR #785610 Report a problem
        7/31/2019Sold$362,500$175/sqft
        Source: CPAR #684706 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$3,714 +4.1%$347,306 +3.3%
        2023$3,567 +11.5%$336,219 +3%
        2022$3,198 $326,426
        2021-- --
        2020$3,105 +230.8%$312,542 +320.4%
        2019$939 $74,345 +14.6%
        2018$939 $64,882
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32407

        Getting around

        11 / 100
        Car-Dependent
        36 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Breakfast Point
        • Middle: Breakfast Point
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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