Luxury Meets Lakeside Living .... Located where the St. Joseph River meets Lake Michigan, this 3-bedroom, 2.5-bath Townhome Villa sits inside an exclusive gated Waterfront Association with unobstructed views of the lake, the lighthouse, and both the North & South Piers. The main level is open and well-suited for entertaining: marble floors, a gourmet kitchen with timeless custom cherry cabinetry, an expansive granite island, and stainless appliances. A wet bar off the dining area and a carved natural gas fireplace make the space feel both warm and welcoming. The living room opens to a private balcony where sunset views stretch across the water. Upstairs, the primary suite has its own lake-view balcony, a spa-style bath with walk-in shower, and generous closet space. and two additional bedrooms. The attached two-car garage has ceramic tile flooring which flexes nicely into extra entertaining space for larger occasions, and direct patio access for grilling and outdoor lounging. For boating enthusiasts, a deeded 55-foot boat slip with a 28,000-pound lift means your vessel is protected and always ready for an open-water adventure. Few properties on Michigan's Sunset Coast offer this caliber of boating infrastructure and unobstructed access to Lake Michigan. Just minutes away -- Silver Beach, downtown St. Joseph's restaurants, the Whirlpool Fountain, Carousel, Shadowland Pavilion, the Curious Kids Museum, Krasl Art Center, the Farmers Market, and Antiques on the Bluff. The Association also includes a heated pool, clubhouse, and guest parking.
A waterfront home like this, with room to entertain, a boat slip, walkable to everything makes your Dream a Reality.
Active
Price cut: $30K (7/24)
$1,129,000
306 Water St, Saint Joseph, MI 49085
3beds
1,891sqft
Condominium
Built in 1989
-- sqft lot
$1,074,400 Zestimate®
$597/sqft
$655/mo HOA
What's special
- 110 days
- 565
- 11
Zillow last checked:
Listing updated:
Listed by:
Gary Depa 269-985-3716,
@properties Christie's International R.E. 269-469-0700
Source: MichRIC,MLS#: 26021268
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Level: Upper
- Area: 228.52
- Dimensions: 19.70 x 11.60
Bedroom 2
- Level: Upper
- Area: 183.15
- Dimensions: 16.50 x 11.10
Bedroom 3
- Level: Upper
- Area: 124.32
- Dimensions: 11.20 x 11.10
Primary bathroom
- Level: Upper
- Area: 66.56
- Dimensions: 10.40 x 6.40
Bathroom 1
- Level: Main
- Area: 46.61
- Dimensions: 7.90 x 5.90
Bathroom 2
- Level: Upper
- Area: 40.04
- Dimensions: 7.70 x 5.20
Dining area
- Level: Main
- Area: 165.92
- Dimensions: 13.60 x 12.20
Kitchen
- Level: Main
- Area: 302.67
- Dimensions: 17.10 x 17.70
Living room
- Level: Main
- Area: 220.4
- Dimensions: 19.00 x 11.60
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- Laundry: In Unit, Upper Level
Features
- Wet Bar, Center Island, Pantry
- Flooring: Carpet, Ceramic Tile, Tile
- Windows: Screens, Window Treatments
- Basement: Slab,Walk-Out Access
- Number of fireplaces: 1
- Fireplace features: Other
Interior area
- Total structure area: 1,739
- Total interior livable area: 1,891 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage Faces Rear, Garage Door Opener, Attached
- Garage spaces: 2
Features
- Stories: 3
- Exterior features: Balcony
- Has private pool: Yes
- Pool features: In Ground, Association
- On waterfront: Yes
- Waterfront features: Lake, River
- Body of water: Lake Michigan
Lot
- Size: 2.17 Acres
- Features: Sidewalk, Site Condo, Shrubs/Hedges
Details
- Parcel number: 117685000053001
Construction
Type & style
- Home type: Condo
- Property subtype: Condominium
Materials
- Stone, Stucco, Other
- Roof: Other
Condition
- New construction: No
- Year built: 1989
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected
Community & HOA
Community
- Security: Gated Community, Smoke Detector(s)
- Subdivision: The Waterfront Association
HOA
- Has HOA: Yes
- Amenities included: Clubhouse, Meeting Room, Pool, Security
- Services included: Snow Removal, Maintenance Grounds
- HOA fee: $655 monthly
- HOA phone: 630-915-4794
Location
- Region: Saint Joseph
Financial & listing details
- Price per square foot: $597/sqft
- Tax assessed value: $265,489
- Annual tax amount: $15,485
- Date on market: 5/11/2026
- Listing terms: Cash,Conventional
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
$1,074,400
$1.02M - $1.13M
$2,697/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/24/2026 | Price change | $1,129,000-2.6%$597/sqft |
Source:  MichRIC #26021268 Report a problem | ||
| 5/11/2026 | Listed for sale | $1,159,000+1.3%$613/sqft |
Source: MichRIC #26021268 Report a problem | ||
| 10/16/2025 | Listing removed | $1,144,000$605/sqft |
Source: MichRIC #24024981 Report a problem | ||
| 5/9/2025 | Price change | $1,144,000-3.7%$605/sqft |
Source: MichRIC #24024981 Report a problem | ||
| 12/17/2024 | Price change | $1,188,000-2.2%$628/sqft |
Source: MichRIC #24024981 Report a problem | ||
| 10/14/2024 | Price change | $1,215,000-5.8%$643/sqft |
Source: MichRIC #24024981 Report a problem | ||
| 5/20/2024 | Listed for sale | $1,290,000+193.2%$682/sqft |
Source: MichRIC #24024981 Report a problem | ||
| 12/6/2007 | Sold | $440,000$233/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $15,085 +4.5% | $420,000 +12.5% |
| 2024 | $14,435 | $373,400 +29.3% |
| 2023 | -- | $288,700 +9.1% |
| 2022 | $13,290 | $264,500 +1.5% |
| 2021 | -- | $260,600 +4.8% |
| 2020 | $12,964 +1.9% | $248,600 +2.3% |
| 2019 | $12,724 +3% | $243,100 +13.8% |
| 2018 | $12,355 +1.8% | $213,700 -4.4% |
| 2017 | $12,141 +0.9% | $223,500 +3% |
| 2016 | $12,029 -0.9% | $216,900 +1% |
| 2015 | $12,137 | $214,700 -3% |
| 2014 | -- | $221,400 -1.6% |
| 2013 | -- | $224,900 -2.1% |
| 2012 | -- | $229,800 -4.1% |
| 2011 | -- | $239,500 -2.2% |
| 2010 | -- | $244,900 -1% |
| 2009 | -- | $247,300 +11.9% |
| 2008 | -- | $221,000 -9.2% |
| 2007 | -- | $243,500 +8% |
| 2006 | -- | $225,500 +5% |
| 2005 | -- | $214,800 +8% |
| 2004 | -- | $198,900 +5% |
| 2003 | -- | $189,400 +4.7% |
| 2002 | -- | $180,900 +4.5% |
| 2001 | -- | $173,100 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 49085
Nearby schools
Schools provided by the listing agent
- Middle: Upton Middle School
- High: St. Joseph High School
Source: MichRIC. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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