PRICED BELOW MARKET VALUE | GOLD FORTIFIED | ASSUMABLE 3.375% VA LOAN | MOVE-IN READY ON ONO ISLAND Exceptional opportunity to own a nearly new Gold Fortified 4 Bedroom, 3.5 Bath home in the gated community of Ono Island. Offered below market value and featuring a rare assumable VA loan at just 3.375% for qualified veterans, this property provides immediate value and significant long-term savings. Built to Gold Fortified construction standards, this home offers enhanced wind resistance, increased durability, and the potential for substantial savings on homeowner's insurance premiums, making it an attractive long-term investment along the Alabama Gulf Coast. Designed for both comfortable living and entertaining, the open-concept floor plan showcases a stunning dolomite waterfall island, custom-painted interior doors, spacious living and dining areas, and a convenient wet bar nook. The chef-inspired kitchen flows seamlessly to the covered deck and paver patio, creating the perfect indoor-outdoor setting for gatherings with family and friends. The private primary suite offers a spa-like retreat complete with a soaking tub, oversized walk-in closet, and elegant finishes. Two additional guest bedrooms feature en-suite bathrooms, providing privacy and comfort for family and guests. Located just moments from the Ono North Recreation Center and community boat launch, residents enjoy access to an unmatched amenity package including 24-hour guarded security, indoor and outdoor swimming pools, fitness center, tennis courts, pickleball courts, basketball court, playgrounds, and more. Move-in ready and meticulously maintained, this home combines modern Gold Fortified construction, premium community amenities, and exceptional value in one of the Alabama Gulf Coast's most sought-after private island communities. Buyer to verify all information during due diligence.
43 days
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681
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27
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Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Heather HarpPHONE:251-533-6677,
RE/MAX of Orange Beach
Source: Baldwin Realtors,MLS#: 397525
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Facts & features
Interior
Bedrooms & bathrooms
Bedrooms: 4
Bathrooms: 4
Full bathrooms: 3
1/2 bathrooms: 1
Main level bedrooms: 3
Rooms
Room types: Living Room
Primary bedroom
Features: 1st Floor Primary, Other - See Remarks
Level: Main
Area: 864
Dimensions: 24 x 36
Bedroom 2
Level: Main
Area: 196
Dimensions: 14 x 14
Bedroom 3
Level: Main
Area: 196
Dimensions: 14 x 14
Kitchen
Level: Main
Area: 360
Dimensions: 18 x 20
Heating
Central
Cooling
Electric, Ceiling Fan(s)
Appliances
Included: Dishwasher, Disposal, Convection Oven, Microwave, Gas Range, Refrigerator w/Ice Maker, Electric Water Heater
Features
Ceiling Fan(s), High Ceilings, High Speed Internet, Split Bedroom Plan, Vaulted Ceiling(s)
Flooring: Other
Windows: Window Treatments
Has basement: No
Number of fireplaces: 1
Fireplace features: Family Room, Gas Log, Gas
Interior area
Total structure area: 2,685
Total interior livable area: 2,685 sqft
Property
Parking
Total spaces: 2
Parking features: Garage, Garage Door Opener
Has garage: Yes
Covered spaces: 2
Features
Levels: One and One Half
Stories: 1
Patio & porch: Covered, Patio, Rear Porch, Front Porch
Exterior features: Irrigation Sprinkler
Pool features: Community, Association
Has view: Yes
View description: None
Lot
Size: 0.41 Acres
Dimensions: 84 x 215
Features: Less than 1 acre
Details
Parcel number: 6403060000001.237
Construction
Type & style
Home type: SingleFamily
Architectural style: Contemporary
Property subtype: Residential
Materials
Brick, Wood Siding, Block, Fortified-Gold
Roof: Metal
Condition
Resale
New construction: No
Year built: 2021
Utilities & green energy
Electric: Alabama Power
Sewer: Septic Tank
Water: Orange Beach Water Auth
Utilities for property: Cable Connected
Community & HOA
Community
Features: Clubhouse, Conference Center, Fitness Center, Fishing, Game Room, Internet, Pool, Landscaping, Meeting Room, On-Site Management
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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Source: Baldwin Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.