Pending

Price cut: $7K (6/29)

$120,000

309 S Warner St, Bay City, MI 48706

3beds

1,095sqft

$885/mo

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Single Family Residence

Built in 1899

6,098 Square Feet Lot

$116,600 Zestimate^®

$110/sqft

$-- HOA

What's special

Fully fenced backyardNewer roofNewer hot water heaterCove ceilingEasy-care laminate flooringWarm and inviting feel

This is a quaint 3-bedroom ranch on Bay City’s west side, in the same family for 18 years. Well-maintained home offers a warm and inviting feel with a mix of beautiful hardwood and easy-care laminate flooring throughout. The living room features classic plaster walls and cove ceiling, adding character you don’t often find. Updated bathroom. Enjoy the convenience of a one-car garage with a unique drive-through design, providing easy access to the fully fenced backyard—perfect for outdoor entertaining or pets. Deep lot 120 ft. The breezeway has new storm doors, adding both function and curb appeal.Major updates offer peace of mind, including a newer roof 11 years, furnace, and central air 7 years, newer hot water heater 5 years, along with some newer windows for added efficiency. Taxes are non-homestead but same family owned, not rental.

58 days

317

20

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 1
Full bathrooms: 1

Rooms

Room types: Breezeway, Bedroom, Basement Lavatory, Bathroom

Bedroom 1

Features: Laminate
Level: First
Area: 176
Dimensions: 16 x 11

Bedroom 2

Features: Wood
Level: First
Area: 108
Dimensions: 12 x 9

Bedroom 3

Features: Wood
Level: First
Area: 108
Dimensions: 12 x 9

Bathroom 1

Level: First
Area: 70
Dimensions: 10 x 7

Dining room

Features: Laminate
Level: First
Area: 180
Dimensions: 15 x 12

Kitchen

Features: Vinyl
Level: First
Area: 156
Dimensions: 13 x 12

Living room

Features: Laminate
Level: First
Area: 132
Dimensions: 12 x 11

Heating

Forced Air, Natural Gas

Cooling

Ceiling Fan(s), Central Air

Appliances

Included: Dryer, Range/Oven, Refrigerator

Features

Flooring: Hardwood, Laminate, Wood, Vinyl
Windows: Bay Window(s)
Basement: Block,Full
Has fireplace: No

Interior area

Total structure area: 2,178
Total interior livable area: 1,095 sqft
Finished area above ground: 1,095
Finished area below ground: 0

Property

Parking

Total spaces: 1
Parking features: Attached
Attached garage spaces: 1

Features

Levels: One
Stories: 1
Patio & porch: Porch
Exterior features: Sidewalks
Fencing: Fenced
Frontage type: Road
Frontage length: 50

Lot

Size: 6,098 Square Feet
Dimensions: 50 x 120

Details

Parcel number: 16002033500500
Special conditions: Trust,Probate Listing

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence

Materials

Vinyl Siding
Foundation: Basement

Condition

Year built: 1899

Utilities & green energy

Sewer: Public Sanitary
Water: Public

Community & HOA

Community

Subdivision: Raymond Add

HOA

Has HOA: No

Location

Region: Bay City

Financial & listing details

Price per square foot: $110/sqft
Tax assessed value: $117,500
Annual tax amount: $2,448
Date on market: 5/29/2026
Cumulative days on market: 59 days
Listing agreement: Exclusive Right To Sell
Listing terms: Cash,Conventional,FHA,VA Loan
Ownership: Trust

Estimated market value

$116,600

$87,000 - $145,000

$1,329/mo

Price history

Date	Event	Price
7/8/2026	Pending sale	$120,000$110/sqft
Source: MiRealSource #50209492 Report a problem
6/29/2026	Price change	$120,000-5.5%$110/sqft
Source: MiRealSource #50209492 Report a problem
6/12/2026	Price change	$127,000-1.6%$116/sqft
Source: MiRealSource #50209492 Report a problem
5/29/2026	Listed for sale	$129,000+3125%$118/sqft
Source: MiRealSource #50209492 Report a problem
1/19/2010	Sold	$4,000-82.6%$4/sqft
Source: Public Record Report a problem
11/26/2008	Sold	$23,000-58.1%$21/sqft
Source: MiRealSource #30809825 Report a problem
9/25/2007	Sold	$54,900-28.8%$50/sqft
Source: Public Record Report a problem
10/8/2004	Sold	$77,150$70/sqft
Source: MiRealSource #30823896 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$2,377 +51.1%	$58,750 +14.1%
2024	$1,573	$51,500 +13.8%
2023	--	$45,250 +10.2%
2022	--	$41,050 +6.9%
2021	--	$38,400 +10%
2020	$1,451	$34,900 +2.3%
2019	--	$34,100 +1.2%
2018	$1,451 +2.8%	$33,700 +4.8%
2017	$1,412	$32,150 +3.5%
2016	$1,412	$31,050 -3.7%
2015	$1,412 +2.9%	$32,250 -0.6%
2014	$1,372	$32,450 +17.1%
2013	--	$27,700 -11.5%
2012	--	$31,300 -4.6%
2011	--	$32,800 -9%
2010	--	$36,050 -3.7%
2009	--	$37,450 -3.7%
2008	--	$38,900 +2.6%
2007	--	$37,900 -2.1%
2006	--	$38,700
2005	--	$38,700
2004	--	$38,700 +1.3%
2003	--	$38,200 +9.8%
2002	$1,162	$34,800 +16.4%
2000	--	$29,900

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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