For sale

$1,800,000

3224 Cliffs Dr #86, Petoskey, MI 49770

4beds

2,740sqft

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Condominium

Built in 1999

-- sqft lot

$1,711,700 Zestimate^®

$657/sqft

$2,720/mo HOA

What's special

Sold furnishedBeautifully landscaped oasisPrivate-gated associationPanoramic water viewsUpper level condoUpdated move-in ready condominium

Perched above the Lake Michigan shoreline, this stunning residence offers panoramic water views and the rare opportunity to own a an updated, move-in ready condominium in Bay Harbor. Enjoy the most spectacular panoramic views of Little Traverse Bay and Lake Michigan from this upper level condo in the Cliffs at Bay Harbor. Located on the desirable East side of this private-gated Association. . The Cliffs association is a beautifully landscaped oasis within the greater Bay Harbor resort community. This association has a clubhouse with indoor pool/hot tub and a full-time on-site management. This home is being sold furnished. Includes a GEM car. Ownership includes access and a required membership to the world-class Bay Harbor Yacht Club, offering dining, fitness, spa, and social activities just steps away. You’re also an easy stroll to the Marina District’s art center, boutique shops, and a variety of casual and fine dining experiences.

35 days

702

23

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 4
Full bathrooms: 4

Heating

Natural Gas, Forced Air

Cooling

Ceiling Fan(s), Central Air

Appliances

Included: Built-in Microwave, Dishwasher, Disposal, Refrigerator, Washer, Dryer

Features

Has fireplace: Yes
Fireplace features: Gas

Interior area

Total interior livable area: 2,740 sqft

Property

Parking

Parking features: Attached Garage
Has attached garage: Yes
Covered spaces: 1

Features

Patio & porch: Deck

Construction

Type & style

Home type: Condo
Property subtype: Condominium

Materials

Wood Frame/Site Built

Condition

Year built: 1999

Utilities & green energy

Sewer: City
Water: City
Utilities for property: Cable Connected

Community & HOA

HOA

Has HOA: Yes
HOA fee: $2,720 monthly
HOA name: Bay Harbor BH

Location

Region: Petoskey

Financial & listing details

Price per square foot: $657/sqft
Date on market: 6/3/2026

Estimated market value

$1,711,700

$1.63M - $1.80M

$3,852/mo

Price history

Date	Event	Price
6/3/2026	Listed for sale	$1,800,000$657/sqft
Source: Northern Michigan MLS #479613 Report a problem

Public tax history

Tax history is unavailable.

Monthly payment

Est. payment

Payment breakdown

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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: Bay Harbor

Getting around

15 / 100

Car-Dependent

30 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

10/10
Lincoln School
Grades: K-5Distance: 1.8 mi
9/10
Petoskey Middle School
Grades: 6-8Distance: 3.6 mi
7/10
Petoskey High School
Grades: 9-12Distance: 3.4 mi

Schools provided by the listing agent

District: Petoskey

Source: Northern Michigan MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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