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For sale
    • Price cut: $8K (8/10)
    $749,000

    331 BAY STREET, AUBURNDALE, FL 33823

    3beds
    3,488sqft
    : 
    $4,908/mo
    Get pre-qualified
    Single Family Residence
    Built in 1973
    0.58 Acres Lot
    $728,700 Zestimate®
    $215/sqft
    $-- HOA

    What's special

    Private dockBeautifully renovated bathroomsGenerously sized bedroomsExpansive outdoor entertaining areasBreathtaking waterfront viewsMature landscaping
    LAKEFRONT LIVING WITH AN ASSUMABLE 2.6% VA LOAN! Qualified buyers may be able to assume the existing VA loan at an incredible 2.6% interest rate, and you do NOT have to be a veteran to qualify for a VA loan assumption. This rare financing opportunity could mean substantial savings compared to today’s prevailing mortgage rates. Welcome to 331 Bay Street, an extensively renovated lakefront retreat situated on nearly 0.60 acres directly on beautiful Lake Ariana. Offering nearly 3,500 square feet of living space, this 3-bedroom, 3-bath home delivers the space, privacy, and waterfront lifestyle that make Florida living so special. Wake up to breathtaking lake views, spend the afternoon enjoying the water, and end your day watching the sunset from your private dock. Inside, expansive windows fill the home with natural light and showcase beautiful waterfront views throughout. The spacious floor plan offers multiple living and entertaining areas, an updated kitchen designed for gathering, generously sized bedrooms, and renovated bathrooms. Step outside to your private backyard oasis featuring a screened swimming pool, expansive outdoor entertaining areas, mature landscaping, and direct access to Lake Ariana. Boating, fishing, paddleboarding, pool days, and sunset evenings on the dock are all right outside your door. With NO HOA, ample parking, and convenient access to Central Florida, this property offers exceptional flexibility as a primary residence, second home, executive retreat, or investment property. Finding a lakefront home with nearly 0.60 acres, approximately 3,500 square feet, a private dock, swimming pool, NO HOA, AND the potential to assume a 2.6% VA loan is an opportunity that is difficult to duplicate. Schedule your private showing and experience the Lake Ariana lifestyle for yourself.
    85 days
    975
    51

    Zillow last checked:

    Listing updated:

    Listed by:

    Nehad Darwish 813-401-1851,

    DIVINE ESTATES REALTY LLC 813-401-1851

    Source: Stellar MLS,MLS#: TB8516430MLS LogoOriginating MLS: Suncoast Tampa

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Rooms
      • Room types: Den/Library/Office, Florida Room, Great Room
      Primary bedroom
      • Features: Walk-In Closet(s)
      • Level: First
      • Area: 546 Square Feet
      • Dimensions: 26x21
      Bedroom 2
      • Features: Built-in Closet
      • Level: First
      • Area: 168 Square Feet
      • Dimensions: 14x12
      Bedroom 3
      • Features: Built-in Closet
      • Level: First
      • Area: 117 Square Feet
      • Dimensions: 13x9
      Balcony porch lanai
      • Level: First
      • Area: 819 Square Feet
      • Dimensions: 39x21
      Balcony porch lanai
      • Level: First
      • Area: 300 Square Feet
      • Dimensions: 25x12
      Bonus room
      • Features: Built-in Closet
      • Level: First
      Family room
      • Level: First
      • Area: 418 Square Feet
      • Dimensions: 22x19
      Foyer
      • Level: First
      • Area: 55 Square Feet
      • Dimensions: 11x5
      Foyer
      • Level: First
      • Area: 325 Square Feet
      • Dimensions: 25x13
      Game room
      • Level: First
      • Area: 209 Square Feet
      • Dimensions: 19x11
      Kitchen
      • Level: First
      • Area: 207 Square Feet
      • Dimensions: 23x9
      Laundry
      • Level: First
      • Area: 63 Square Feet
      • Dimensions: 9x7
      Living room
      • Level: First
      • Area: 600 Square Feet
      • Dimensions: 25x24
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Ice Maker, Range, Range Hood, Refrigerator, Wine Refrigerator
      • Laundry: Inside
      Features
      • Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s), Wet Bar
      • Flooring: Ceramic Tile, Laminate, Porcelain Tile, Hardwood
      • Doors: Sliding Doors
      • Windows: Window Treatments
      • Has fireplace: No
      Interior area
      • Total structure area: 5,501
      • Total interior livable area: 3,488 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Circular Driveway, Driveway, Oversized
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      • Details: Garage Dimensions: 22x27
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Deck, Enclosed, Front Porch, Patio, Porch, Rear Porch, Screened
      • Exterior features: Irrigation System, Lighting, Sidewalk
      • Has private pool: Yes
      • Pool features: Deck, Heated, In Ground, Screen Enclosure
      • Spa features: In Ground
      • Fencing: Chain Link,Fenced,Vinyl
      • Has view: Yes
      • View description: Water, Lake
      • Has water view: Yes
      • Water view: Water,Lake
      • Waterfront features: Lake Front, Lake Privileges, Seawall
      • Body of water: LAKE ARIANA
      Lot
      • Size: 0.58 Acres
      • Features: City Lot, Sidewalk
      • Residential vegetation: Mature Landscaping
      Details
      • Additional structures: Shed(s)
      • Parcel number: 252802309500000130
      • Zoning: R-1
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • Completed
      • New construction: No
      • Year built: 1973

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Available, Street Lights, Water Available

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Pet fee: $0 monthly
      • Subdivision: FLANIGAN C R SUB
      HOA
      • Has HOA: No
      Location
      • Region: Auburndale

      Financial & listing details

      • Price per square foot: $215/sqft
      • Tax assessed value: $502,633
      • Annual tax amount: $7,447
      • Date on market: 6/5/2026
      • Cumulative days on market: 173 days
      • Listing terms: Cash,Conventional,FHA,Other,USDA Loan,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        $728,700

        $692,000 - $765,000

        $3,133/mo

        Price history

        DateEventPrice
        8/10/2026Price change$749,000-1.1%$215/sqft
        Source: Stellar MLS #TB8516430 Report a problem
        7/23/2026Price change$757,000+0.9%$217/sqft
        Source: Stellar MLS #TB8516430 Report a problem
        7/21/2026Price change$750,000-0.9%$215/sqft
        Source: Stellar MLS #TB8516430 Report a problem
        7/10/2026Price change$757,000-4.1%$217/sqft
        Source: Stellar MLS #TB8516430 Report a problem
        6/7/2026Listed for sale$789,000+1.3%$226/sqft
        Source: Stellar MLS #TB8516430 Report a problem
        5/7/2026Listing removed$779,000$223/sqft
        Source: Stellar MLS #P4937767 Report a problem
        3/14/2026Price change$779,000-0.8%$223/sqft
        Source: Stellar MLS #P4937767 Report a problem
        2/8/2026Listed for sale$785,000+0.8%$225/sqft
        Source: Stellar MLS #P4937767 Report a problem
        9/1/2025Listing removed$779,000$223/sqft
        Source: Stellar MLS #O6280961 Report a problem
        2/14/2025Price change$779,000+29.9%$223/sqft
        Source: Stellar MLS #O6280961 Report a problem
        3/9/2022Pending sale$599,500$172/sqft
        Source: Stellar MLS #P4919054 Report a problem
        3/4/2022Price change$599,500-0.9%$172/sqft
        Source: Stellar MLS #P4919054 Report a problem
        2/27/2022Price change$605,000-0.8%$173/sqft
        Source: Stellar MLS #P4919054 Report a problem
        2/15/2022Price change$610,000-2.4%$175/sqft
        Source: Stellar MLS #P4919054 Report a problem
        1/21/2022Listed for sale$625,000+51.7%$179/sqft
        Source: Stellar MLS #P4919054 Report a problem
        10/25/2012Listing removed$412,000$118/sqft
        Source: C. BUDDY JOHNSON REAL ESTATE #P4619057 Report a problem
        5/23/2012Price change$412,000-0.7%$118/sqft
        Source: C. BUDDY JOHNSON REAL ESTATE #P4619057 Report a problem
        3/31/2012Price change$415,000-4.6%$119/sqft
        Source: C. BUDDY JOHNSON REAL ESTATE #P4619057 Report a problem
        3/5/2012Price change$435,000-3.1%$125/sqft
        Source: C. BUDDY JOHNSON REAL ESTATE #P4619057 Report a problem
        12/28/2011Listed for sale$449,000+142.7%$129/sqft
        Source: C. Buddy Johnson Real Estate, LLC Report a problem
        4/10/2000Sold$185,000$53/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$7,447 +2.1%$502,633 +2.1%
        2024$7,292 +2.2%$492,267 +3%
        2023$7,134 +11.1%$477,929 +24.2%
        2022$6,422 +176.2%$384,789 +118.1%
        2021$2,325 +1.1%$176,449 +1.4%
        2020$2,300 +0.6%$174,013 +2.3%
        2019$2,287 $170,101 +1.9%
        2018$2,287 +1.4%$166,929 +2.1%
        2017$2,256 +3.9%$163,496 +2.1%
        2016$2,172 -1.3%$160,133 +0.7%
        2015$2,201 +4.4%$159,020 +0.8%
        2014$2,108 -4.1%$157,758 +1.5%
        2013$2,198 +2.6%$155,427 +1.7%
        2012$2,143 +3.6%$152,829 +1.9%
        2011$2,069 -3.9%$150,000 -1.8%
        2010$2,153 -30.1%$152,674 -21.6%
        2009$3,079 +8%$194,757 +0.1%
        2008$2,851 $194,562
        2007-- --
        2006$3,406 --
        2005-- --
        2004$3,376 +42.6%--
        2003$2,368 +2%$136,817 +3.2%
        2002$2,322 +2.8%$132,595 +2.2%
        2001$2,259 $129,690
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 33823

        Getting around

        30 / 100
        Car-Dependent
        40 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Auburndale Central Elem
        • Middle: Stambaugh Middle
        • High: Auburndale High School

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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