Step into coastal comfort in this newly upgraded condo nestled within the coveted community of Lomas De Oro. Perched upstairs on the corner, this home feels bright, open, and refreshed thanks to a full list of brand-new upgrades—LVP flooring, quartz countertops, new HVAC and water heater, fresh paint, stainless steel kitchen sink, updated fixtures, and more. This home has an open layout and offers two private balconies perfect for enjoying ocean breezes, plus a cozy fireplace and elegant French doors. Residents enjoy a one-car detached garage, one reserved parking space, and community amenities including a pool, spa, playground, and nearby hiking trails. All of this just minutes from the beach, Oceanside’s vibrant downtown area, MiraCosta College, Carlsbad Village, Camp Pendleton, along with countless shops, restaurants, and activities. VA/FHA approved. Seller has a 2.875% assumable VA loan with an approximate $321K remaining loan balance.
For sale
Listed by: Coldwell Banker West • Bryan Smithwick • Contact: 760-473-9507
Price cut: $14K (7/24)
$585,000
3424 Cameo Dr Unit 46, Oceanside, CA 92056
2beds
846sqft
:
Get pre-qualified$4,340/mo
Condominium
Built in 1990
-- sqft lot
$575,500 Zestimate®
$691/sqft
$440/mo HOA
What's special
- 53 days |
- 561 |
- 31 |
Zillow last checked:
Listing updated:
Listed by:
Bryan Smithwick DRE #01972752 760-473-9507,
Coldwell Banker West
Source: CRMLS,MLS#: NDP2605669
Originating MLS: California Regional MLS (North San Diego County & Pacific Southwest AORs)
Originating MLS: California Regional MLS (North San Diego County & Pacific Southwest AORs)Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Kitchen, Laundry, Living Room, Primary Bathroom, Primary Bedroom
Cooling
- Central Air
Appliances
- Included: Built-In Range, Double Oven, Dishwasher, Freezer, Disposal, Gas Oven, Gas Range, Gas Water Heater, Refrigerator, Water To Refrigerator, Water Heater, Dryer, Washer
- Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Inside
Features
- Has fireplace: Yes
- Fireplace features: Gas, Gas Starter, Living Room
- Common walls with other units/homes: 2+ Common Walls,End Unit,No One Above
Interior area
- Total interior livable area: 846 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage
- Garage spaces: 1
- Uncovered spaces: 1
Features
- Levels: One
- Stories: 1
- Entry location: 2
- Pool features: Community, Association
- Has view: Yes
- View description: Hills
Lot
- Size: 10.22 Acres
Details
- Parcel number: 1651130646
- Zoning: R-1: Single Fam-Res
- Special conditions: Standard
Construction
Type & style
- Home type: Condo
- Architectural style: Mediterranean
- Property subtype: Condominium
- Attached to another structure: Yes
Condition
- New construction: No
- Year built: 1990
Community & HOA
Community
- Features: Curbs, Gutter(s), Hiking, Park, Street Lights, Suburban, Sidewalks, Pool
HOA
- Has HOA: Yes
- Amenities included: Maintenance Grounds, Management, Picnic Area, Playground, Pool, Pets Allowed, Spa/Hot Tub, Trash
- HOA fee: $440 monthly
- HOA name: Lomas De Oro HOA
- HOA phone: 760-239-6624
Location
- Region: Oceanside
Financial & listing details
- Price per square foot: $691/sqft
- Tax assessed value: $405,908
- Annual tax amount: $2,978
- Date on market: 6/12/2026
- Cumulative days on market: 53 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Inclusions: Refrigerator, washer/dryer.
Estimated market value
$575,500
$547,000 - $604,000
$2,989/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/24/2026 | Price change | $585,000-2.3%$691/sqft |
Source:  CRMLS #NDP2605669 Report a problem | ||
| 6/12/2026 | Listed for sale | $599,000+59.7%$708/sqft |
Source: CRMLS #NDP2605669 Report a problem | ||
| 9/2/2020 | Sold | $375,000-6.2%$443/sqft |
Source:  SDMLS #200031708 Report a problem | ||
| 7/21/2020 | Pending sale | $399,999$473/sqft |
Source: Re/Max Elite Properties #200031708 Report a problem | ||
| 7/8/2020 | Listed for sale | $399,999+50.9%$473/sqft |
Source: Re/Max Elite Properties #200031708 Report a problem | ||
| 1/20/2016 | Sold | $265,000+55%$313/sqft |
Source: Public Record Report a problem | ||
| 1/12/2013 | Listing removed | $1,400$2/sqft |
Source: Chamberlain Property Mgmt, Inc. Report a problem | ||
| 12/27/2012 | Listed for rent | $1,400$2/sqft |
Source: Chamberlain Property Management Report a problem | ||
| 3/27/2001 | Sold | $171,000+71%$202/sqft |
Source: Public Record Report a problem | ||
| 3/11/1998 | Sold | $100,000$118/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,978 +0.9% | $405,908 +2% |
| 2024 | $2,952 +0.7% | $397,950 +2% |
| 2023 | $2,931 -1.7% | $390,148 +2% |
| 2022 | $2,981 +38.9% | $382,499 +2% |
| 2021 | $2,147 -40.2% | $375,000 +30.7% |
| 2020 | $3,592 +15.9% | $286,843 +2% |
| 2019 | $3,100 -10.6% | $281,219 +2% |
| 2018 | $3,466 +1.7% | $275,706 +2% |
| 2017 | $3,409 +22.3% | $270,300 +24.3% |
| 2016 | $2,788 +2.6% | $217,533 +1.5% |
| 2015 | $2,718 +3.4% | $214,267 +2% |
| 2014 | $2,628 | $210,071 +0.5% |
| 2013 | -- | $209,123 +13.7% |
| 2012 | -- | $184,000 |
| 2011 | -- | $184,000 |
| 2010 | -- | $184,000 -8% |
| 2009 | -- | $199,966 +2% |
| 2008 | -- | $196,046 +2% |
| 2007 | -- | $192,203 +2% |
| 2006 | -- | $188,436 +2% |
| 2005 | -- | $184,742 +2% |
| 2004 | -- | $181,120 +1.9% |
| 2003 | -- | $177,802 +2% |
| 2002 | -- | $174,317 +64.5% |
| 2001 | -- | $105,964 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: Mira Costa
Nearby schools
GreatSchools rating
- 4/10Christa Mcauliffe Elementary SchoolGrades: K-5Distance: 0.4 mi
- 5/10Martin Luther King Jr. Middle SchoolGrades: 6-8Distance: 1.5 mi
- 7/10El Camino High SchoolGrades: 9-12Distance: 1.7 mi
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