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For sale
    • Price cut: $9K (5/7)
    $229,000

    3515 W 19th St APT 2, Panama City, FL 32405

    3beds
    1,376sqft
    : 
    $1,486/mo
    Get pre-qualified
    Duplex, Single Family Residence
    Built in 1986
    3,484 Square Feet Lot
    $221,600 Zestimate®
    $166/sqft
    $-- HOA

    What's special

    Fresh finishesModern styleUpstairs bedroom and bathDownstairs bedroom and bathThoughtful updatesContemporary touchesFlexible floor plan
    Adorably updated, this beautifully updated townhouse combines modern style with comfortable everyday living near the heart of St. Andrews. Inside, you'll find fresh finishes, contemporary touches, and a warm fireplace that creates the perfect focal point for the living space. The flexible floor plan offers a downstairs bedroom and bath, an upstairs bedroom and bath, and an additional bonus space ideal for a guest area, office, or playroom. Even the elevated pavers for the driveway show the caliber of this home. This home lives with a wonderful sense of space, offering room to relax, work, and entertain while showcasing the many updates that give it a fresh, and move-in ready. Step outside to enjoy a completely updated and manicured backyard designed for low-maintenance living and maximum enjoyment. Whether you're hosting friends using the outside grilling/kitchen space, enjoying a quiet morning, or simply appreciating a beautifully curated outdoor space, this backyard delivers lifestyle as much as function. Located near St. Andrews, all the charm, energy, and lifestyle of this historic waterfront district are just moments away. Hop on your golf cart, take a walk, or ride your bike and enjoy the Florida sunshine as you head to favorite local spots like Uncle Ernie's, Hunt's Oyster Bar, and Finn's Island Style Grub. From dining and waterfront views to markets, festivals, and the many events and activities St. Andrews is known for, this location offers an incredible way of life. With its charming personality, versatile layout, thoughtful updates, and unbeatable setting, this townhouse is a standout opportunity.
    107 days
    |
    890
    |
    97
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Heather Fox 850-541-5774,

    Beachy Beach Real Estate

    Source: CPAR,MLS#: 788051MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Bedroom, Family Room
      Bedroom
      • Level: First
      • Dimensions: 12 x 10
      Bedroom
      • Level: Second
      • Dimensions: 14 x 12
      Family room
      • Level: First
      • Dimensions: 16 x 15
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Electric Cooktop, Electric Oven
      Features
      • Walk-In Closet(s)
      Interior area
      • Total structure area: 1,376
      • Total interior livable area: 1,376 sqft

      Property

      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered, Porch
      • Exterior features: Barbecue
      • Fencing: Fenced
      Lot
      • Size: 3,484 Square Feet
      • Dimensions: 24 x 140
      • Features: Paved
      Details
      • Parcel number: 28991011000

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Duplex
      • Property subtype: Duplex, Single Family Residence
      • Attached to another structure: Yes
      Materials
      • Roof: Composition,Shingle
      Condition
      • New construction: No
      • Year built: 1986

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Cable Connected

      Community & HOA

      Community
      • Features: Barbecue, Short Term Rental Allowed
      • Security: Smoke Detector(s)
      • Subdivision: No Named Subdivision
      HOA
      • Has HOA: No
      Location
      • Region: Panama City

      Financial & listing details

      • Price per square foot: $166/sqft
      • Tax assessed value: $188,848
      • Annual tax amount: $2,374
      • Date on market: 4/8/2026
      • Cumulative days on market: 107 days

        Estimated market value

        $221,600

        $211,000 - $233,000

        $1,988/mo

        Price history

        DateEventPrice
        5/7/2026Price change$229,000-3.8%$166/sqft
        Source: CPAR #788051 Report a problem
        4/8/2026Listed for sale$238,000+16.1%$173/sqft
        Source: CPAR #788051 Report a problem
        3/7/2022Sold$205,000+56.3%$149/sqft
        Source: CPAR #723290 Report a problem
        4/3/2008Sold$131,200-2.8%$95/sqft
        Source: Public Record Report a problem
        8/29/2005Sold$135,000$98/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$2,296 +1.4%$177,669 +3%
        2023$2,265 +396.8%$172,494 +351%
        2022$456 $38,246
        2021-- --
        2020$434 +121.4%$36,917 -0.6%
        2019$196 $37,134 -38.8%
        2018$196 -55.8%$60,655 +0.3%
        2017$444 +0.6%$60,489 -1.2%
        2016$441 -7.5%$61,221 -1.2%
        2015$477 $61,953 -1.2%
        2014$477 $62,685 -1.5%
        2013-- $63,657 -13.7%
        2012-- $73,727 -30.4%
        2011-- $105,992 -3.9%
        2010-- $110,246 -1.1%
        2009-- $111,452 -5.8%
        2008-- $118,366 +1.8%
        2007-- $116,257 +44%
        2006-- $80,747 +20.9%
        2005-- $66,783 +2.3%
        2004-- $65,300 +10.8%
        2003-- $58,910 +7%
        2002-- $55,077
        2001-- $55,077 +10.7%
        2000-- $49,746
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32405

        Getting around

        55 / 100
        Somewhat Walkable
        27 / 100
        Some Transit
        45 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Lucille Moore
        • Middle: Jinks
        • High: Bay

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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