For sale

Price cut: $5K (7/12)

$315,000

3545 Tacoma St NW, Cleveland, TN 37312

3beds

1,435sqft

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Single Family Residence

Built in 1975

0.33 Acres Lot

$308,500 Zestimate^®

$220/sqft

$-- HOA

What's special

Updated flooringAbove-ground poolSpacious kitchenRenovated bathroomsStainless appliancesUpdated backsplashWhite cabinetry

Now offered at $320,000 - a fantastic opportunity for buyers looking for space, updates, and outdoor living in one package! This well-maintained 3-bedroom, 2-bath home offers updated flooring, renovated bathrooms, and a spacious kitchen featuring white cabinetry, stainless appliances, updated backsplash and a center island perfect for everyday living and entertaining. Step outside and enjoy the covered deck overlooking the backyard and above-ground pool - ideal for relaxing evenings, summer gatherings, and weekend fun. The split-level layout offers comfortable living space, flexibility, and a move-in ready feel buyers will appreciate. Conveniently located near shopping, dining, and schools, this home combines practical updates with value at an attractive new price. Price improvements makes this one a must-see - schedule your showing today!

142 days

475

27

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Primary bedroom

Level: Second

Bedroom

Level: Second

Bedroom

Level: Second

Primary bathroom

Level: Second

Bathroom

Level: Second

Kitchen

Level: First

Living room

Level: First

Utility room

Level: First

Heating

Central

Cooling

Central Air

Appliances

Included: Dryer, Dishwasher, Electric Range, Electric Water Heater, Refrigerator, Washer
Laundry: In Basement

Features

Crown Molding, Eat-in Kitchen, Kitchen Island, Pantry, Walk-In Closet(s)
Flooring: Luxury Vinyl
Basement: Unfinished
Has fireplace: No

Interior area

Total structure area: 1,435
Total interior livable area: 1,435 sqft
Finished area above ground: 1,435

Property

Parking

Total spaces: 2
Parking features: Garage
Attached garage spaces: 2

Features

Levels: Bi-Level
Patio & porch: Covered, Deck, Front Porch
Exterior features: Rain Gutters
Pool features: Above Ground
Fencing: Wood

Lot

Size: 0.33 Acres
Dimensions: 96 x 147 x 94 x 148
Features: Level

Details

Additional structures: Outbuilding
Parcel number: 041b B 00400 000

Construction

Type & style

Home type: SingleFamily
Architectural style: Contemporary
Property subtype: Single Family Residence

Materials

Brick, Vinyl Siding
Foundation: Block
Roof: Metal

Condition

New construction: No
Year built: 1975

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Electricity Connected, Water Connected

Community & HOA

Community

Security: Security System
Subdivision: Davis Hgts

HOA

Has HOA: No

Location

Region: Cleveland

Financial & listing details

Price per square foot: $220/sqft
Tax assessed value: $259,700
Annual tax amount: $1,464
Date on market: 2/23/2026
Listing terms: Cash,Conventional,FHA,VA Loan
Inclusions: all kitchen appliances, including refrigerator, washer, dryer, above ground pool and all equipment, swing set.

Estimated market value

$308,500

$293,000 - $324,000

$1,634/mo

Price history

Date	Event	Price
7/12/2026	Price change	$315,000-1.6%$220/sqft
Source: Greater Chattanooga Realtors #1529099 Report a problem
4/7/2026	Price change	$320,000-1.5%$223/sqft
Source: Greater Chattanooga Realtors #1529099 Report a problem
2/23/2026	Listed for sale	$325,000+124.1%$226/sqft
Source: RCAR #20260883 Report a problem
5/7/2018	Sold	$145,000-1.7%$101/sqft
Source: EXIT Realty solds #2419063868588302206 Report a problem
3/29/2018	Listed for sale	$147,500+14.3%$103/sqft
Source: EXIT REALTY MCGOWAN AND ASSOCIATES #20181700 Report a problem
5/11/2007	Sold	$129,000+13.2%$90/sqft
Source: Public Record Report a problem
7/30/2004	Sold	$114,000$79/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	--	$64,925 +62.3%
2024	$576	$40,000
2023	$576	$40,000
2022	$576 -54.3%	$40,000
2021	$1,261 +13.1%	$40,000 +37.8%
2019	$1,115 +2%	$29,025
2018	$1,094 0%	--
2017	$1,094 +12.7%	--
2016	$971	--
2015	$971	--
2014	$971	--
2013	--	--
2011	$977	$29,750
2009	$977	$29,750
2008	--	$29,750 +20.2%
2007	$908	$24,750
2006	$908	$24,750
2005	$908 +7.1%	$24,750 +11.7%
2004	$848	$22,150
2003	$848	$22,150 +15.3%
2001	--	$19,203 -75%
2000	--	$76,810

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 37312

Getting around

17 / 100

Car-Dependent

21 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

7/10
Candy's Creek Cherokee Elementary School
Grades: PK-5Distance: 1.2 mi
4/10
Cleveland Middle School
Grades: 6-8Distance: 0.2 mi
7/10
Cleveland High School
Grades: 9-12Distance: 1.4 mi

Schools provided by the listing agent

Elementary: Candy's Creek Cherokee Elementary
Middle: Cleveland Middle
High: Cleveland High

Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.