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For sale
  • $995,000

    38 Bernard St, San Francisco, CA 94133

    2beds
    809sqft
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    Tenancy in Common
    Built in 1907
    -- sqft lot
    $-- Zestimate®
    $1,230/sqft
    $450/mo HOA

    What's special

    New roofQuiet tree-lined streetTop floorPrivate deckOpen floor planIn-unit washer and dryer
    Location! Top Floor! Private Deck! In unit W/D! All New Electric, Plumbing, & Roof! Low HOA Dues! Perched on the top floor of a beautifully renovated six-unit building, this exceptional residence enjoys an impeccable location on a quiet, tree-lined street at the border of Russian Hill and Nob Hill. Situated an easy stroll away from North Beach, Downtown, and the shopping and eating of Polk and Taylor Streets, this unit allows you to enjoy the best of San Francisco right outside your door. Part of a masterfully executed new TIC conversion, this move-in ready home offers 2 bedrooms and 2 full baths with the perfect blend of timeless character and modern convenience. With no rental restrictions, it is equally ideal as a primary residence or investment property. Thoughtfully designed, the home features an open floor plan with a bright south-facing living room, in-unit washer and dryer, a private primary suite with a walk-in shower, and a hall bath with a deep soaking tub. Premium solid oil-rubbed bronze Rejuvenation hardware is featured throughout, including Level Smart Locks on the front door for a seamless blend of style and innovation. The entire building has been comprehensively upgraded with permits, including new 400-amp electrical service, all-new Romex wiring, individually sub-metered water service, and a completely new plumbing system throughout. Additional improvements include a new roof and a full seismic retrofit. Each residence has its own water heater with a recirculating system for near-instant hot water and excellent water-saving feature as well as zoned Smart EnviMAX heating that is Smart Home compatible and controllable from your phone. Each home also includes a large private storage room with dedicated electrical service, perfect for e-bike charging, workshop space, or additional storage. Professionally managed finances by HomWorks with low HOA dues and a Sirkin TIC agreement already in place, the property offers exceptional ease of ownership. This is a rare opportunity to own a beautifully finished top-floor home in one of San Francisco's most coveted neighborhoods.
    4 days
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    674
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    34
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    Zillow last checked:

    Listing updated:

    Listed by:

    Grace Mwamba DRE #02155409 415-603-8141,

    Kenney & Everest Real Estate 415-929-0717,

    Maureen B. Kenney DRE #00998603 415-902-3411,

    Kenney & Everest Real Estate

    Source: SFAR,MLS#: 426147664MLS LogoOriginating MLS: San Francisco Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Storage
      Primary bedroom
      • Area: 0
      • Dimensions: 0 x 0
      Bedroom 1
      • Area: 0
      • Dimensions: 0 x 0
      Bedroom 2
      • Area: 0
      • Dimensions: 0 x 0
      Bedroom 3
      • Area: 0
      • Dimensions: 0 x 0
      Bedroom 4
      • Area: 0
      • Dimensions: 0 x 0
      Primary bathroom
      • Features: Tile
      Bathroom
      • Features: Tub w/Shower Over
      Dining room
      • Area: 0
      • Dimensions: 0 x 0
      Family room
      • Area: 0
      • Dimensions: 0 x 0
      Kitchen
      • Features: Quartz Counter
      • Area: 0
      • Dimensions: 0 x 0
      Living room
      • Area: 0
      • Dimensions: 0 x 0
      Heating
      • Electric, Zoned
      Appliances
      • Included: Dishwasher, Disposal, Microwave, Washer/Dryer Stacked
      • Laundry: Gas Dryer Hookup, Laundry Closet
      Features
      • Flooring: Tile, Wood
      • Windows: Dual Pane Partial
      • Number of fireplaces: 1
      • Fireplace features: Decorative
      Interior area
      • Total structure area: 809
      • Total interior livable area: 809 sqft

      Property

      Details
      • Parcel number: 0157038
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Tenancy in Common
      Materials
      • Stucco, Wood
      • Roof: Composition,Flat
      Condition
      • Updated/Remodeled
      • New construction: No
      • Year built: 1907

      Utilities & green energy

      • Electric: 220 Volts
      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Security: Security Gate
      HOA
      • Has HOA: Yes
      • Services included: Common Areas, Insurance, Roof
      • HOA fee: $450 monthly
      • HOA name: 30-38 Bernard TIC
      Location
      • Region: San Francisco
      • Elevation: 0

      Financial & listing details

      • Price per square foot: $1,230/sqft
      • Price range: $995K - $995K
      • Date on market: 7/17/2026
      • Cumulative days on market: 5 days
      • Total actual rent: 0

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/17/2026Listed for sale$995,000$1,230/sqft
        Source: SFAR #426147664 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Russian Hill

        Getting around

        99 / 100
        Walker's Paradise
        95 / 100
        Rider's Paradise
        63 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

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